5738 Stone Rd, Lockport, NY 14094 Property Records

Niagara County and Lockport Town property record for 5738 Stone Rd, Lockport, NY 14094

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,444 sqft · built 1984
Lot Size	0.484 acres (21,109 sqft)
Owner	Individual Name on File
Last Sale	$59,900 (Dec 1999)
Tax Bill	$4,722 (2026)
Deeds & Mortgages	May 2026 Line of Credit Dec 2020 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`292600 94.01-1-18.211`

Property Details

APN / Parcel Number

Primary APN	`292600 94.01-1-18.211`
Alternative APN	`26000940010001018211`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,444 sqft Living Area
1st Floor Area	844 sqft
Basement Area	600 sqft
Finished Basement	600 sqft

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	21,109 sqft (0.484 acres)
Lot Dimensions	211 ft deep x 100 ft wide
Garage Type	Detached
Garage Area	864 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	160 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	5738 STONE RD
City	LOCKPORT
State	NY
Zip	14094-1214
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Subdivision	LINCOLN AVENUE SUBDIVISION
Legal Block	1
Legal Lot Number	18.211
Jurisdiction	NIAGARA NY
Township / Civil Division	LOCKPORT
Census Block Group	4
Census Block	4011
Census Tract	23401

Owner

5738 Stone Rd is owned and occupied by an individual who acquired it in October 2010.

Source: Niagara County and Lockport Town records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	5738 STONE RD, LOCKPORT, NY 14094-1214
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 4, 2026	Deed of Trust, Mortgage · Line of Credit CORNERSTONE COMMUNITY FEDERAL CREDIT UNION
Dec 8, 2020	Loan Modification, Mortgage · Line of Credit EVANS BK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 29, 1999 · Amount on File
Deed Sale	Dec 29, 1999 · Amount on File
Deed Book / Page	2987 / 153
Last Transfer Date	Oct 11, 2010
Transfer Doc	0000016765
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NIAGARA NY
Recording Date	May 4, 2026
Property Address	5738 STONE RD, LOCKPORT, NY 14094-1214
Document Number	0000006398
Instrument Date	Apr 22, 2026
Instrument	20266398
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5738 STONE RD, LOCKPORT, NY 14094-1214

Mortgage

Document Number	0000006398,
Date	May 4, 2026
Instrument	20266398

Lender

Name	CORNERSTONE COMMUNITY FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate	6.38%
Max Rate	-1%

December 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	NIAGARA NY
Property Address	5738 STONE RD, LOCKPORT, NY 14094-1214
Document Number	0000000457
Instrument Date	Dec 8, 2020
Transaction Type	Mortgage
Record Updated	Feb 18, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5738 STONE RD LOCKPORT NY 140941214, LOCKPORT, NY 14094-1214

Mortgage

Document Number	0000000457
Date	Jan 8, 2021
Instrument	457

Lender

Name	EVANS BK NA
Type	Bank
Address	WILLIAMSVILLE, NY 14221-5838

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jan 7, 2046

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 5738 Stone Rd was $4,722 with a homeowner's exemption, down 2% from the year before.

Source: Niagara County and Lockport Town assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Niagara County
County Subdivision	Lockport Town
Unified School District	Lockport City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,722.00 (-1.99%) Homeowner's exemption
2025	$4,818.00	$176,000 Land $28,000 Building $148,000	$176,000 Land $28,000 Building $148,000
2023		$160,000 Land $23,000 Building $137,000	$160,000 Land $23,000 Building $137,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5738 Stone Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 6, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1985–2000)
Claims Outside the SFHA	1 of 2
Most Recent Claim	May 2000 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5738 Stone Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOCKPORT TOWN WDS serves 21,105 people · EPA ID NY3100563
Water Source	Purchased surface water from NIAGARA COUNTY WATER DISTRICT
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Stone Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures