5738 SE Riverboat Dr, Stuart, FL 34997 Property Records

Martin County property record for 5738 SE Riverboat Dr, Stuart, FL 34997

Property Summary

Property Type	Townhouse
Details	2 bd · 3 ba · 1,288 sqft · built 1980
Lot Size	0.03 acres (1,307 sqft)
Owner	2 Individual Names on Record
Last Sale	$290,000 (Nov 2024)
Tax Bill	$3,494 (2025)
Deeds & Mortgages	Jan 2023 Line of Credit Jan 2018 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`30-38-42-006-002-0213.0-8-0000`

Property Details

APN / Parcel Number

Primary APN	`30-38-42-006-002-0213.0-8-0000`
Alternative APNs	`30-38-42-006-002-02130-8` `47405`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	2 Rooms
Stories	2 Stories
Building Area	1,288 sqft Living Area
Gross Area	1,368 sqft
1st Floor Area	644 sqft
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 1980
Effective Year Built	Effective 2000
Architectural Style	Townhouse
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Mansard
Roof Material	Built-Up Asphalt
Lot Area	1,307 sqft (0.03 acres)
Porch	Screened Concrete Masonry Porch
Porch Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	47405
Street Address	5738 SE RIVERBOAT DR
City	STUART
State	FL
Zip	34997-1503
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PUDR
Legal Description	RIVER PINES PHASE II BLDG B-3 UNIT 213
Legal Range	42E
Legal Township	38S
Legal Section	30
Legal Subdivision	RIVER PINES
Legal Block	1
Legal Lot Number	213
Jurisdiction	MARTIN FL
Township / Civil Division	PORT SALERNO-HOBE SOUND
Census Block Group	1
Census Block	1029
Census Tract	1500

Owner

Source: Martin County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5738 SE RIVERBOAT DR, 213, STUART, FL 34997-1503
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2023	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Jan 4, 2018	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA
Oct 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage EAST COAST MORTGAGE LENDERS INC
Sep 26, 2018	Warranty Deed, Transfer · Conventional Mortgage EAST COAST MORTGAGE LENDERS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 26, 2024 · Amount on Record
Deed Sale	Nov 26, 2024 · Amount on Record
Prior Sale	Sep 26, 2018 · Amount on Record
Deed Document Number	20243102268
Deed Book / Page	3470 / 1911
Prior Transfer Date	Dec 14, 2009
Prior Transfer Doc	0002184357
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	5738 SE RIVERBOAT DR, STUART, FL 34997-1503
Transaction Type	Mortgage
Record Updated	Jan 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5738 SE RIVERBOAT DR 213, 213, STUART, FL 34997-1503

Mortgage

Document Number	0033531955
Date	Jan 6, 2023
Book Page	3353/1955
Instrument	2996636

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	479 Months
Due	Dec 17, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	5738 SE RIVERBOAT DR, STUART, FL 34997-1503
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0029681414
Date	Jan 4, 2018
Book Page	02968/1414
Instrument	2672263

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 22, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	5738 SE RIVERBOAT DR, STUART, FL 34997-1503
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5738 SE RIVERBOAT DR, STUART, FL 34997-1503

Mortgage

Document Number	0031650644
Date	Oct 13, 2020
Book Page	3165/644
Instrument	2843256

Lender

Name	EAST COAST MORTGAGE LENDERS INC
Type	Mortgage Company
Address	PALM CITY, FL 34990

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2040

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Sep 26, 2018
Property Address	5738 SE RIVERBOAT DR, STUART, FL 34997-1503
Document Number	0030172550
Book / Page	03017 / 2550
Map Reference	MB8 PG5
Instrument Date	Sep 21, 2018
Instrument	2717245
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	ARROW TITLE SVCS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,085.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4850 SE SALVATORI RD, 4850, STUART, FL 34997-8245

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1515738 SE RIVERBOAT DR 213, STUART, FL 34997

Mortgage

Document Number	0002717246
Date	Sep 26, 2018
Instrument	2717246

Lender

Name	EAST COAST MORTGAGE LENDERS INC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,494.00 (+138.99%) Additional exemption filed	$268,940 (+112.49%) Land $115,000 Building $153,940	$268,940 (+33.89%) Land $115,000 Building $153,940
2024	$1,462.00 (+2.6%)
2023	$1,425.00 (+4.63%) Additional exemption filed	$126,567 (+3%)	$200,860 (+20.02%) Land $110,000 Building $90,860
2022	$1,362.00 Homeowner's exemption	$122,881	$167,350 Land $100,000 Building $67,350

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 232 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	246 units insured incl. 14 condo units
Nearby Flood Claims	56 (1979–2020)
Claims Outside the SFHA	35 of 56
Most Recent Claim	Sep 2020 · rainfall accumulation
Claims by Event	Hurricane Wilma, Oct 2005 · 3 claims Hurricane Frances, Sep 2004 · 5 claims Hurricane Irene, Oct 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Blue Stream, Verizon.

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