5738 Mill Stream Way, Milton, FL 32571 Property Records

Santa Rosa County property record for 5738 Mill Stream Way, Milton, FL 32571

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,393 sqft · built 2018
Lot Size	0.345 acres (15,028 sqft)
Owner	2 Individual Names on Record
Last Sale	$253,000 (Jun 2018)
Tax Bill	$2,745 (2024)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Sep 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`33-2N-29-3017-00A00-0830`

Property Details

APN / Parcel Number

Primary APN	`33-2N-29-3017-00A00-0830`
Alternative APN	`N29233301700A000830`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,393 sqft Living Area
Gross Area	3,205 sqft
1st Floor Area	2,393 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	15,028 sqft (0.345 acres)
Lot Dimensions	188 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	392 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5738 MILL STREAM WAY
City	MILTON
State	FL
Zip	32571-6436
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	PACE MILL CREEK PHASE THREE-B LOT 83 BLK A & AS DES IN OR 3742 PG 527
Legal Range	29W
Legal Township	2N
Legal Section	33
Legal Subdivision	PACE MILL CREEK 3-B
Legal Block	A
Legal Lot Number	83
Jurisdiction	SANTA ROSA FL
Township / Civil Division	PACE
Census Block Group	1
Census Block	1004
Census Tract	10301

Owner

Source: Santa Rosa County records, as of May 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5738 MILL STREAM WAY, MILTON, FL 32571-6436
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2026	Warranty Deed, Transfer · VA Mortgage NAVY FEDERAL CREDIT UNION
Sep 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jul 23, 2019	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE
Jun 27, 2018	Warranty Deed, Transfer · Conventional Mortgage FIDELITY BANK
Oct 5, 2017	Loan Modification, Mortgage · Line of Credit CENTENNIAL BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 27, 2018 · Amount on Record
Deed Sale	Jun 27, 2018 · Amount on Record
Deed Document Number	201827199
Deed Book / Page	3742 / 527
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Jun 22, 2026
Property Address	5738 MILL STREAM WAY, MILTON, FL 32571-6436
Document Number	0000031407
Book / Page	4758 / 871
Instrument Date	Jun 8, 2026
Instrument	202631407
Transaction Type	Transfer
Record Updated	Sep 21, 2026
Title Company	SURETY LAND AND TITLE COMPANY, SURETY LAND & TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$282,800.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000031408,
Date	Jun 22, 2026
Instrument	202631408

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	5738 MILL STREAM WAY, PACE, FL 32571-6436
Transaction Type	Mortgage
Record Updated	Mar 27, 2026
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0041851113
Date	Sep 30, 2021
Book Page	4185/1113
Instrument	202165076

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	5738 MILL STREAM WAY, PACE, FL 32571-6436
Document Number	0038550043
Instrument Date	Jul 23, 2019
Transaction Type	Mortgage
Record Updated	Oct 3, 2019
Title Company	RAVENSWOOD TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5738 MILL STREAM WAY PACE FL 325716436, PACE, FL 32571-6436

Mortgage

Document Number	0038550043
Date	Jul 31, 2019
Book Page	003855/000043
Instrument	33154

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 30, 2049

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Jun 27, 2018
Property Address	5738 MILL STREAM WAY, PACE, FL 32571-6436
Document Number	0037420527
Book / Page	3742 / 0527
Map Reference	MB12 PG27&28
Instrument Date	Jun 18, 2018
Instrument	201827199
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	GUARANTEE TITLE OF NORTH WES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,771.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4229 HWY, 4229, MILTON, FL 32571

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5738 MILL STREAM WAY, PACE, FL 32571-6436

Mortgage

Document Number	0201827200
Date	Jun 27, 2018
Instrument	201827200

Lender

Name	FIDELITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

October 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SANTA ROSA FL
Recording Date	Oct 5, 2017
Property Address	5738 MILL STREAM WAY, PACE, FL 32571-6436
Document Number	0036671481
Book / Page	003667 / 001481
Instrument Date	Sep 28, 2017
Instrument	41620
Transaction Type	Mortgage
Record Updated	Nov 3, 2017
Title Company	GUARANTEE TITLE/NORTHWEST FL

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Mortgage

Document Number	36671481
Date	Oct 5, 2017
Book Page	003667/001481
Instrument	41620

Lender

Name	CENTENNIAL BK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$238,578 (+3.12%)	$316,800 (+8.46%) Land $48,000 Building $268,800
2024	$2,745.00 (+4.73%) Homeowner's exemption	$231,368 (+3%)	$292,091 (+3%) Land $48,000 Building $244,091
2023	$2,621.00 (+2.46%) Homeowner's exemption	$224,629 (+3%)	$283,591 (+0.72%) Land $42,000 Building $241,591
2022	$2,558.00 Homeowner's exemption	$218,086	$281,570 Land $40,000 Building $241,570

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 84 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	84 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PACE WATER SYSTEM, INC. private · serves 49,328 people · EPA ID FL1570671
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications.

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