5736 N Shore Dr, Duluth, MN 55804 Property Records

St. Louis County property record for 5736 N Shore Dr, Duluth, MN 55804

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.75 ba · 2,707 sqft · built 2005
Lot Size	3.79 acres (165,092 sqft)
Owner	2 Individual Names on File
Last Sale	$315,000 (Apr 2004)
Tax Bill	$10,328 (2026)
Deeds & Mortgages	Jun 2021 Line of Credit May 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`315-0010-00539`

Property Details

APN / Parcel Number

Primary APN	`315-0010-00539`
Alternative APN	`860288`

Interior

Bedrooms	4 Beds
Full Baths	2.75 Baths
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	2,707 sqft Gross Area
1st Floor Area	1,919 sqft
Basement Area	1,721 sqft
Finished Basement	1,721 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Block
Construction Type	Frame
Lot Area	165,092 sqft (3.79 acres)
Garage Area	735 sqft

Exterior Amenities

Porch	Slab
Porch Area	138 sqft
Deck Area	150 sqft
Storage Building	160 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	860288
Street Address	5736 N SHORE DR
City	DULUTH
State	MN
Zip	55804-9660
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SMU
Legal Description	PART OF LOT 1 & LOT 2 LYING S OF OLDHWY # 61 & BETWEEN 2 LINES DRAWN ATRT ANGLES TO SAID HWY ONE 1300 FT &THE OTHER 1600 FT
Legal Range	12W
Legal Township	51N
Legal Section	03
Legal Subdivision	DULUTH TOWN OF
Legal Lot Number	1-2
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	1
Census Block	1044
Census Tract	10500

Owner

5736 N Shore Dr is owned and occupied by two individuals who acquired it in April 2023.

Source: St. Louis County records, as of September 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5736 N SHORE DR, DULUTH, MN 55804-9660
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2021	Deed of Trust, Mortgage · Line of Credit FIRST MINNETONKA CITY BANK
May 4, 2021	Deed of Trust, Mortgage · Line of Credit FIRST MINNETONKA CITY BANK
Nov 23, 2017	Loan Modification, Mortgage WESTERN NAT'L BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 2, 2004 · Amount on File
Deed Sale	Apr 2, 2004 · Amount on File
Prior Sale	Feb 4, 2003 · Amount on File
Deed Document Number	2004773432
Last Transfer Date	Apr 25, 2023
Transfer Doc	0001067750
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	5736 N SHORE DR, DULUTH, MN 55804-9660
Transaction Type	Mortgage
Record Updated	Jul 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5736 N SHORE DR, DULUTH, MN 55804-9660

Mortgage

Document Number	0001042715
Date	Jun 24, 2021
Instrument	1042715

Lender

Name	FIRST MINNETONKA CITY BANK
Type	Bank
Address	MINNETONKA, MN 55345

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	May 6, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	5736 N SHORE DR, DULUTH, MN 55804-9660
Transaction Type	Mortgage
Record Updated	May 31, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5736 N SHORE DR, DULUTH, MN 55804-9660

Mortgage

Document Number	0001040168
Date	May 4, 2021
Instrument	1040168

Lender

Name	FIRST MINNETONKA CITY BANK
Type	Bank
Address	MINNETONKA, MN 55345

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	May 1, 2036

November 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST LOUIS MN
Property Address	5736 N SHORE DR, DULUTH, MN 55804-9660
Document Number	000T992937
Instrument Date	Nov 23, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5736 N SHORE DR DULUTH MN 558049660, DULUTH, MN 55804-9660

Mortgage

Document Number	000T992937
Date	Dec 6, 2017
Instrument	T992937

Lender

Name	WESTERN NAT'L BK
Type	Bank
Address	DULUTH, MN 55816-0050

Agreement

Term	36 Months
Due	Dec 5, 2020

Tax Assessment & Valuation

The 2026 property tax bill for 5736 N Shore Dr was $10,328 with a homeowner's exemption, up 10.4% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Duluth Township
Unified School District	Lake Superior Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,328.00 (+10.41%) Homeowner's exemption
2025	$9,354.00 (-2.2%) Homeowner's exemption	$1,003,600 (+4.79%) Land $373,000 Building $630,600	$1,003,600 (+4.79%) Land $373,000 Building $630,600
2024	$9,564.00	$957,700 Land $356,200 Building $601,500	$957,700 Land $356,200 Building $601,500
2022		$855,100 Land $244,600 Building $610,500	$855,100 Land $244,600 Building $610,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5736 N Shore Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1993)
Most Recent Claim	May 1993 · erosion

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5736 N Shore Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 82% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zito Media Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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