5735 Buck Ward Rd, Baker, FL 32531 Property Records

Okaloosa County property record for 5735 Buck Ward Rd, Baker, FL 32531

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 3,160 sqft · built 2000
Lot Size2.87 acres (124,994 sqft)
Owner2 Individual Names on File
Last Sale$82,400 (Mar 2016)
Tax Bill$2,700 (2025)
Deeds & MortgagesSep 2025 Mortgage
Nov 2020 Mortgage
Flood ZoneZone X (minimal risk)
APNC56-000-592-1107-8

Property Details

APN / Parcel Number

Primary APNC56-000-592-1107-8
Alternative APNs
  • 04-3N-24-192G-0000-0100
  • 24N304192G00000100

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area3,160 sqft Living Area
Gross Area4,864 sqft
1st Floor Area3,160 sqft
FlooringCarpet
Interior WallsPaneling
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialWood
Lot Area124,994 sqft (2.87 acres)
Garage TypeAttached
Garage Area528 sqft
DrivewayDriveway
PorchFlorida Room
Porch Area910 sqft
Patio Area266 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address5735 BUCK WARD RD
CityBAKER
StateFL
Zip32531-8409
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionOLD SPANISH TRAIL EST LOT 10
Legal Range24W
Legal Township03N
Legal Section04
Legal SubdivisionOLD SPANISH TRAIL EST
Legal Lot Number10
JurisdictionOKALOOSA FL
Township / Civil DivisionBAKER
Census Block Group2
Census Block2038
Census Tract20102

Owner

5735 Buck Ward Rd is owned and occupied by two individuals who bought it in March 2016.

Source: Okaloosa County records, as of March 6, 2026

Owner of Record2 Individual Names on File
Mailing Address5735 BUCK WARD RD, BAKER, FL 32531-8409
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 25, 2025Deed of Trust, Mortgage · Conventional Mortgage
EGLIN FCU
Nov 18, 2020Deed of Trust, Mortgage · VA Mortgage
AMERIS BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 17, 2016 · Amount on File
Deed SaleMar 17, 2016 · Amount on File
Prior SaleJun 2, 2010 · Amount on File
Deed Document Number20163054810
Deed Book / Page3239 / 4369
Prior Transfer DateFeb 16, 2016
Prior Transfer Doc0032394369
Record UpdatedJun 8, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address5735 BUCK WARD RD, BAKER, FL 32531-8409
Transaction TypeMortgage
Record UpdatedOct 16, 2025
Title CompanyMCTA, MCT

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0003774774
DateSep 25, 2025
Instrument3774774
Lender
NameEGLIN FCU
TypeCredit Union
AddressFORT WALTON BEACH, FL 32547
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueOct 1, 2040

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address5735 BUCK WARD RD, BAKER, FL 32531-8409
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address5735 BUCK WARD RD, BAKER, FL 32531-8409

Mortgage

Document Number0035062899
DateNov 18, 2020
Book Page3506/2899
Instrument3408657
Lender
NameAMERIS BANK
TypeBank
AddressMARIETTA, GA 30067
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 5735 Buck Ward Rd was $2,700.

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,700.00$312,580$498,397 Land $31,971 Building $466,426
2023$2,599.00 (+2.2%) Homeowner's exemption$294,923 (+3%)$476,949 (+8.17%) Land $27,163 Building $449,786
2022$2,543.00 Homeowner's exemption$286,333$440,912 Land $25,386 Building $415,526

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5735 Buck Ward Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5735 Buck Ward Rd is moderate, ranking above 58% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 58% of the US · lower than 69% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMILLIGAN WATER SYSTEM, INC.
private · serves 2,450 people · EPA ID FL1460472
Water SourceGroundwater
Last State InspectionJan 2026
Lead1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable
1,000 / 50
Starlink
Satellite
280 / 30

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