Osceola County property record for 5732 Millhouse Way, Saint Cloud, FL 34771
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,830 sqft · built 2024 |
| Lot Size | 0.13 acres (5,662 sqft) |
| Owner | Individual Name on File |
| Last Sale | $432,990 (Aug 2024) |
| Tax Bill | $8,043 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage Aug 2024 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 22-25-31-4735-0001-2050 |
| Primary APN | 22-25-31-4735-0001-2050 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,830 sqft Living Area |
| Gross Area | 2,380 sqft |
| 1st Floor Area | 1,830 sqft |
| Flooring | Tile |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Architectural Style | Conventional |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 5,662 sqft (0.13 acres) |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 88 sqft |
| Heating System | HVAC |
|---|
| Street Address | 5732 MILLHOUSE WAY |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-8174 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PRESTON COVE PH 1 & 2 PB 33 PGS 80-88 LOT 205 |
| Legal Subdivision | PRESTON COVE PHASE 1 AND 2 |
| Legal Lot Number | 205 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1053 |
| Census Tract | 43700 |
5732 Millhouse Way is owned and occupied by an individual who bought it in August 2024.
Source: Osceola County records, as of September 2, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5732 MILLHOUSE WAY, SAINT CLOUD, FL 34771-8174 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Woman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 24, 2026 | Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT |
| Aug 22, 2024 | Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage FBC MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 22, 2024 · Amount on File |
| Deed Sale | Aug 22, 2024 · Amount on File |
| Deed Document Number | 2024109095 |
| Deed Book / Page | 6653 / 1489 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Aug 24, 2026 |
| Property Address | 5732 MILLHOUSE WAY, SAINT CLOUD, FL 34771-8174 |
| Document Number | 0000109787 |
| Book / Page | 7024 / 257 |
| Instrument Date | Aug 24, 2026 |
| Instrument | 2026109787 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 5732 MILLHOUSE WAY, SAINT CLOUD, FL 34771-8174 |
| Document Number | 0000109787, |
|---|---|
| Date | Aug 24, 2026 |
| Book Page | 7024/257 |
| Instrument | 2026109787 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 481 Months |
| Due | Sep 1, 2066 |
| Max Rate | -1% |
|---|
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Aug 22, 2024 |
| Property Address | 5732 MILLHOUSE WAY, SAINT CLOUD, FL 34771-8174 |
| Document Number | 0066531489 |
| Book / Page | 6653 / 1489 |
| Map Reference | MB 33 PG 80-88 |
| Instrument Date | Aug 20, 2024 |
| Instrument | 2024109095 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 12, 2025 |
| Title Company | DHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,031.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10192 DOWDEN RD, ORLANDO, FL 32832-5128 |
| Name | Verified Name |
|---|---|
| Address | 5732 MILLHOUSE WAY, SAINT CLOUD, FL 34771-8174 |
| Document Number | 2024109096 |
|---|---|
| Date | Aug 22, 2024 |
| Instrument | 2024109096 |
| Name | FBC MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2054 |
The 2025 property tax bill for 5732 Millhouse Way was $8,043.
Source: Osceola County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,043.00 | $339,800 Land $70,000 Building $269,800 | $339,800 Land $70,000 Building $269,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5732 Millhouse Way in Zone X, an area of minimal flood risk, though there have been 18 flood claims nearby since 2004.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 330 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 330 in force |
| Nearby Flood Claims | 18 (2004–2022) |
| Claims Outside the SFHA | 1 of 18 |
| Most Recent Claim | Oct 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5732 Millhouse Way is high, ranking above 82% of the US, with a 0.8% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 82% of the US · above 73% of Florida |
|---|---|
| Wildfire Likelihood | 0.8% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOHO WATER AUTHORITY-POINCIANA SYSTEM public/private · serves 69,447 people · EPA ID FL3494429 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| Spectrum Fiber | 1,000 / 1,000 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures