5732 Camilla St, Saint Cloud, FL 34771 Property Records

Osceola County property record for 5732 Camilla St, Saint Cloud, FL 34771

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,021 sqft · built 2023
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on File
Last Sale	$610,699 (Apr 2023)
Tax Bill	$7,044 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Apr 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`22-25-31-4751-0001-2220`

Property Details

APN / Parcel Number

Primary APN	`22-25-31-4751-0001-2220`
Alternative APN	`253122475100012220`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	3,021 sqft Living Area
Gross Area	3,690 sqft
1st Floor Area	2,045 sqft
Flooring	Tile

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Conventional
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,098 sqft (0.14 acres)
Garage Type	Attached
Garage Area	483 sqft
Porch	Finished/Open Porch
Porch Area	170 sqft

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	5732 CAMILLA ST
City	SAINT CLOUD
State	FL
Zip	34771-7660
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PRAIRIE OAKS PB 31 PGS 166-172 LOT 222
Legal Subdivision	PRAIRIE OAKS
Legal Lot Number	222
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1038
Census Tract	43700

Owner

5732 Camilla St is owned and occupied by an individual who bought it in April 2023.

Source: Osceola County records, as of September 10, 2026

Owner of Record	Individual Name on File
Mailing Address	5732 CAMILLA ST, SAINT CLOUD, FL 34771-7660
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2026	Deed of Trust, Mortgage · Conventional Mortgage JET HOMELOANS LLC
Apr 11, 2023	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage JET HOMELOANS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 11, 2023 · Amount on File
Deed Sale	Apr 11, 2023 · Amount on File
Prior Sale	Apr 29, 2022 · Amount on File
Deed Document Number	202340233
Deed Book / Page	6384 / 634
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Recording Date	Aug 31, 2026
Property Address	5732 CAMILLA ST, SAINT CLOUD, FL 34771-7660
Document Number	0000113364
Book / Page	7027 / 2574
Instrument Date	Aug 21, 2026
Instrument	2026113364
Transaction Type	Mortgage
Record Updated	Sep 10, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5732 CAMILLA ST, SAINT CLOUD, FL 34771-7660

Mortgage

Document Number	0000113364,
Date	Aug 31, 2026
Book Page	7027/2574
Instrument	2026113364

Lender

Name	JET HOMELOANS LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

April 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Apr 11, 2023
Property Address	5732 CAMILLA ST, SAINT CLOUD, FL 34771-7660
Document Number	0063840634
Book / Page	6384 / 634
Map Reference	MB 31 PG 166-172
Instrument Date	Mar 31, 2023
Instrument	2023040233
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 12, 2025
Title Company	GOLDEN DOG TITLE AND TRUST, GOLDEN DOG TITLE & TRUST

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,274.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8529 SOUTHPARK CIR STE 130, 130, ORLANDO, FL 32819-9016

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5732 CAMILLA ST, SAINT CLOUD, FL 34771-7660

Mortgage

Document Number	0006384636
Date	Apr 11, 2023
Instrument	6384/636

Lender

Name	JET HOMELOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 5732 Camilla St was $7,044 with a homeowner's exemption.

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,044.00 Homeowner's exemption	$497,900 Land $75,000 Building $422,900	$497,900 Land $75,000 Building $422,900
2023	$1,669.00 (+241.31%)	$75,000 (+114.29%) Land $75,000	$75,000 (+114.29%) Land $75,000
2022	$489.00	$35,000 Land $35,000	$35,000 Land $35,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 5732 Camilla St in Zone X, an area of minimal flood risk, though there have been 18 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 330 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	330 in force
Nearby Flood Claims	18 (2004–2022)
Claims Outside the SFHA	1 of 18
Most Recent Claim	Oct 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Oct 2022 · 2 claims Hurricane Ian, Sep 2022 · 5 claims Hurricane Frances, Sep 2004 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5732 Camilla St is high, ranking above 80% of the US, with a 1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 80% of the US · above 70% of Florida
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOHO WATER AUTHORITY-POINCIANA SYSTEM public/private · serves 69,447 people · EPA ID FL3494429
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000

May also be available: Hotwire Communications, Utah Broadband, Xfinity.

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