Highlands County property record for 5731 Oak Bend Ave, Sebring, FL 33876
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,682 sqft · built 2007 |
| Lot Size | 0.508 acres (22,156 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,590 (2024) |
| Deeds & Mortgages | Apr 2021 Mortgage Apr 2022 Sale & Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | C-22-35-29-060-1530-0080 |
| Primary APN | C-22-35-29-060-1530-0080 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,682 sqft Living Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 22,156 sqft (0.508 acres) |
| Lot Dimensions | 252 ft deep x 50 ft wide |
| Garage Type | Finished |
| Garage Area | 420 sqft |
| Driveway | Driveway |
| Driveway Area | 600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Deck Area | 240 sqft |
| Shed | 1 Shed |
| Shed Area | 600 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Street Address | 5731 OAK BEND AVE |
|---|---|
| City | SEBRING |
| State | FL |
| Zip | 33876-5923 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | NORTHSIDE SUB PB 3 PGS 32 + 33 LOT 8 BLK 153 |
| Legal Range | 29E |
| Legal Township | 35S |
| Legal Section | 22 |
| Legal Subdivision | NORTHSIDE SUB |
| Legal Block | 153 |
| Legal Lot Number | 8 |
| Jurisdiction | HIGHLANDS FL |
| Township / Civil Division | SEBRING |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 961202 |
5731 Oak Bend Ave is owned and occupied by two individuals who acquired it in June 2022.
Source: Highlands County records, as of December 12, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5731 OAK BEND AVE, SEBRING, FL 33876-5923 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Apr 8, 2022 | Warranty Deed, Transfer · Line of Credit BANK OF AMERICA NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 9, 2022 |
| Deed Sale | Jun 9, 2022 |
| Prior Sale | Aug 8, 2017 · Amount on File |
| Deed Document Number | 0029111336 |
| Deed Book / Page | 2593 / 0458 |
| Prior Transfer Date | Apr 8, 2022 |
| Prior Transfer Doc | 2087177 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Property Address | 5731 OAK BEND AVE, SEBRING, FL 33876-5923 |
| Transaction Type | Mortgage |
| Record Updated | May 4, 2023 |
| Name | Verified Name |
|---|---|
| Address | 5731 OAK BEND AVE, SEBRING, FL 33876-5923 |
| Document Number | 0002028549 |
|---|---|
| Date | Apr 12, 2021 |
| Book Page | 2815/469 |
| Instrument | 2028549 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 319 Months |
| Due | Nov 1, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Apr 8, 2022 |
| Property Address | 5731 OAK BEND AVE, SEBRING, FL 33876-5923 |
| Document Number | 0002087177 |
| Book / Page | 2896 / 1785 |
| Map Reference | MB 3 PG 32 |
| Instrument Date | Mar 27, 2022 |
| Instrument | 2087177 |
| Transaction Type | Transfer |
| Record Updated | May 4, 2023 |
| Title Company | ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Tax | $74.90 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2114 ELEVADO RD, VISTA, CA 92084-2812 |
| Name | Verified Name |
|---|---|
| Address | 5731 OAK BEND AVE, SEBRING, FL 33876-5923 |
| Document Number | 0002088602 |
|---|---|
| Date | Apr 19, 2022 |
| Book Page | 2898/1404 |
| Instrument | 2088602 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 6, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Highlands County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Highlands County |
| Unified School District | Highlands County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $137,789 | $259,216 Land $14,925 Building $244,291 | |
| 2024 | $1,590.00 (+2.98%) | ||
| 2023 | $1,544.00 (+14.88%) Homeowner's exemption | $130,006 (+13.91%) | $207,985 (+10.77%) Land $9,950 Building $198,035 |
| 2022 | $1,344.00 Homeowner's exemption | $114,132 | $187,762 Land $8,458 Building $179,304 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5731 Oak Bend Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5731 Oak Bend Ave is moderate, ranking above 63% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 63% of the US · lower than 60% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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