5731 Cutter Loop, Discovery Bay, CA 94505 Property Records

Contra Costa County property record for 5731 Cutter Loop, Discovery Bay, CA 94505 · Last verified July 2026

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,354 sqft · built 1985
Lot Size	0.039 acres (1,681 sqft)
Owner	Individual Name on File
Last Sale	$530,000 (Mar 2024)
Tax Bill	$7,478 (2025)
Deeds & Mortgages	Mar 2024 Sale & Mortgage Mar 2020 Line of Credit + 4 more
Flood Zone	Zone X (moderate risk)
APN	`004-330-009-4`

Property Details

APN / Parcel Number

Primary APN	`004-330-009-4`
Alternative APN	`004-330-009`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,354 sqft Living Area
1st Floor Area	842 sqft
2nd Floor Area	512 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 2000
Architectural Style	Condo/Apartment
Lot Area	1,681 sqft (0.039 acres)
View / Lot	Lake
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	5731 CUTTER LOOP
City	DISCOVERY BAY
State	CA
Zip	94505-9506
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	T6273 L1 U9
Legal Subdivision	SUBDIVISION 6273
Legal Tract	6273
Legal Lot Number	1
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	EAST CONTRA COSTA
Census Block Group	2
Census Block	2010
Census Tract	304003

Owner

Source: Contra Costa County records · APN 004-330-009-4

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	5731 CUTTER LOOP, DISCOVERY BAY, CA 94505-9506
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2024	Grant Deed, Transfer · Conventional Mortgage BMO BANK NA
Mar 27, 2020	Deed of Trust, Mortgage · Line of Credit US BANK NA
Jul 08, 2020	Grant Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO
Jul 08, 2020	Quit Claim Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO
Jul 08, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Jul 10, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 19, 2024 · Amount on Record
Deed Sale	Mar 19, 2024 · Amount on Record
Prior Sale	Jul 08, 2020 · Amount on Record
Deed Document Number	202425100
Prior Transfer Date	Jul 12, 2005
Prior Transfer Doc	0000258559
Record Updated	Sep 20, 2026

March 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Mar 19, 2024
Property Address	5731 CUTTER LOOP, DISCOVERY BAY, CA 94505-9506
Document Number	0000025100
Map Reference	MB 287 PG 18&19
Instrument Date	Mar 15, 2024
Instrument	2024-025100
Transaction Type	Transfer
Record Updated	Mar 29, 2024
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5731 CUTTER LOOP, DISCOVERY BAY, CA 94505-9506

Mortgage

Document Number	0000025101
Date	Mar 19, 2024
Instrument	2024-025101

Lender

Name	BMO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2054

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	5731 CUTTER LOOP, DISCOVERY BAY, CA 94505-9506
Transaction Type	Mortgage
Record Updated	Nov 03, 2022
Title Company	SOLIDIFI US INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000059583
Date	Mar 27, 2020
Instrument	2020-059583

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 07, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jul 08, 2020
Property Address	5731 CUTTER LOOP, DISCOVERY BAY, CA 94505-9506
Document Number	0000135276
Instrument Date	Jun 30, 2020
Instrument	135276
Transaction Type	Transfer
Record Updated	Jul 22, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Tax	$479.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	5731 CUTTER LOOP DISCOVERY BAY CA 945059506, DISCOVERY BAY, CA 94505-9506

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jul 08, 2020
Property Address	5731 CUTTER LOOP, DISCOVERY BAY, CA 94505-9506
Document Number	0000135275
Instrument Date	Jun 30, 2020
Instrument	135275
Transaction Type	Transfer
Record Updated	Jul 22, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	5731 CUTTER LOOP DISCOVERY BAY CA 945059506, DISCOVERY BAY, CA 94505-9506

July 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Jul 08, 2020
Property Address	5731 CUTTER LOOP, DISCOVERY BAY, CA 94505-9506
Document Number	0000135277
Map Reference	MB 287 PG 18&19
Instrument Date	Jun 12, 2020
Instrument	2020-135277
Transaction Type	Transfer
Record Updated	Nov 03, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5731 CUTTER LOOP, DISCOVERY BAY, CA 94505-9506

Mortgage

Document Number	0000135278
Date	Jul 08, 2020
Instrument	2020-135278

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2050

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jul 10, 2018
Property Address	5731 CUTTER LOOP, DISCOVERY BAY, CA 94505-9506
Document Number	0000109508
Instrument Date	Jul 02, 2018
Instrument	109508
Transaction Type	Transfer
Record Updated	Jul 16, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	5731 CUTTER LOOP DISCOVERY BAY CA 945059506, DISCOVERY BAY, CA 94505-9506

Tax Assessment & Valuation

Source: Contra Costa County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Elementary School District	Byron Union Elementary School District (KG - 08)
Secondary School District	Liberty Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$551,412 (+2%) Land $234,090 Building $317,322
2025	$7,478.00 (+21.12%)	$540,600 (+19.45%) Land $229,500 Building $311,100
2023	$6,174.00 (+1.8%) Homeowner's exemption	$452,574 Land $208,080 Building $244,494
2022	$6,065.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Contra Costa County (06013C), updated October 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060133040032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Moderate
500-Year Floodplain	Yes
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	2 (1980–2024)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Feb 2024, rainfall accumulation, Severe Storms And Flooding

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 119 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Unwired	Fixed Wireless	300 / 25
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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