5731 13th St SW, Lanett, AL 36863 Property Records

Chambers County property record for 5731 13th St SW, Lanett, AL 36863

Property Summary

Property Type	Single Family Home
Details	1 ba · 984 sqft · built 1979
Lot Size	0.468 acres (20,400 sqft)
Owner	Individual Name on File
Tax Bill	$268 (2026)
Deeds & Mortgages	Jul 2008 Mortgage Apr 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12-10-09-32-0-003-003.000`

Property Details

APN / Parcel Number

Primary APN	`12-10-09-32-0-003-003.000`
Alternative APNs	`1009320003003000` `396040` `482720`

Interior

Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	984 sqft Living Area
1st Floor Area	984 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Exterior Material	Brick
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	20,400 sqft (0.468 acres)
Lot Dimensions	170 ft deep x 120 ft wide
Porch	Slab
Porch Area	24 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	482720
Street Address	5731 13TH ST SW
City	LANETT
State	AL
Zip	36863-4203
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 20 BLOCK APLEASANT HILLS SUB. 2ND ADDN.M.B. 4 PG. 164IN SW1/4 OF NE1/4.S32 T22N R28E
Legal Range	28
Legal Township	22
Legal Section	32
Legal Subdivision	PLEASANT HILLS SUB. 2ND ADDN
Legal Block	A
Legal Lot Number	20
Jurisdiction	CHAMBERS AL
Township / Civil Division	LANETT
Census Block Group	2
Census Block	2008
Census Tract	954200

Owner

5731 13th St SW is owned and occupied by an individual who acquired it in March 2022.

Source: Chambers County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	5731 13TH ST SW, LANETT, AL 36863-4203
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 18, 2008	Deed of Trust, Mortgage · Conventional Mortgage CHARTERBANK
Apr 6, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage SOUTH STATE BANK NA
Oct 1, 2013	Deed, Transfer · ARM CHARTER BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Mar 30, 2022
Transfer Doc	0000001792
Record Updated	Oct 29, 2026

July 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMBERS AL
Property Address	5731 13TH ST SW, LANETT, AL 36863-4203
Transaction Type	Mortgage
Record Updated	May 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020083352
Date	Jul 18, 2008
Instrument	2008-3352

Lender

Name	CHARTERBANK
Address	BURTON, OH 44021

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	117 Months
Due	Apr 1, 2018

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHAMBERS AL
Recording Date	Apr 6, 2022
Property Address	5731 13TH ST SW, LANETT, AL 36863-4203
Document Number	02022/1792
Book / Page	2022 / 1792
Map Reference	MB 4 PG 164
Instrument Date	Mar 30, 2022
Transaction Type	Transfer
Record Updated	May 12, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5731 13TH ST SW, LANETT, AL 36863-4203

Mortgage

Document Number	0020221793
Date	Apr 6, 2022
Instrument	2022/1793

Lender

Name	SOUTH STATE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

October 2013: Deed, Transfer

Document Type	Deed
Jurisdiction	CHAMBERS AL
Recording Date	Oct 1, 2013
Property Address	5731 13TH ST SW, LANETT, AL 36863-4203
Document Number	0020133515
Map Reference	MB4 PG164
Instrument Date	Sep 27, 2013
Instrument	2013-3515
Transaction Type	Transfer
Record Updated	May 12, 2026

Transaction

Amount	Amount on Record
Tax	$3.00
Amount Accuracy	Calculated from Transfer Tax

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5731 13TH ST SW, LANETT, AL 36863-4203

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5731 13TH ST SW, LANETT, AL 36863-4203

Mortgage

Document Number	0020133516
Date	Oct 1, 2013
Instrument	2013-3516

Lender

Name	CHARTER BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2043

Interest

Rate Type	Adjustable Rate
Type Change Date	Oct 1, 2018
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	6.25%
Index	Prime Rate
Margin	1
Max Rate	10.2%

Tax Assessment & Valuation

The 2026 property tax bill for 5731 13th St SW was $268 with a homeowner's exemption, up 8.1% from the year before.

Source: Chambers County assessment roll, as of May 12, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Chambers County
Unified School District	Chambers County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$268.00 (+8.06%) Homeowner's exemption
2025	$248.00 (+9.25%)	$18,036 (+156.92%) Land $1,340 Building $16,696	$90,180 (+28.44%) Land $6,700 Building $83,480
2024	$227.00 Additional exemption filed	$7,020 (-) Land $500 Building $6,520	$70,210 (-) Land $4,990 Building $65,220
2023	$227.00 (-5.81%) Additional exemption filed	$7,020 (-4.36%) Land $500 Building $6,520	$70,210 (-4.44%) Land $4,990 Building $65,220
2022	$241.00 Additional exemption filed	$7,340 Land $500 Building $6,840	$73,470 Land $4,990 Building $68,480

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5731 13th St SW in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 18, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 5731 13th St SW is moderate, ranking above 56% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 71% of Alabama
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HUGULEY WATER AUTHORITY serves 6,795 people · EPA ID AL0000177
Water Source	Purchased surface water from CHATTAHOOCHEE VALLEY WATER SUPPLY DIST
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Point Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on 13th St SW

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