573 W Second St, Lexington, KY 40508 Property Records

Lexington-Fayette Urban County property record for 573 W Second St, Lexington, KY 40508

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,047 sqft · built 1915
Lot Size	0.188 acres (8,198 sqft)
Owner	Company Name on Record
Last Sale	$650,000 (Jan 2026)
Tax Bill	$8,189 (2026)
Deeds & Mortgages	Feb 2019 Mortgage Aug 2020 Mortgage + 4 more
APN	`15110900`

Property Details

APN / Parcel Number

Primary APN	`15110900`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	2,047 sqft Living Area
Basement Area	140 sqft
Unfinished Basement	140 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Exterior Material	Brick
Lot Area	8,198 sqft (0.188 acres)
Lot Width	50 ft Width
Garage Type	Detached
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	573 W SECOND ST
City	LEXINGTON
State	KY
Zip	40508-1203
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	E-22 PRESTON LOT 10; BOOK: 3302 PAGE: 178
Legal Subdivision	PRESTON
Legal Lot Number	10
Jurisdiction	FAYETTE KY
Township / Civil Division	LEXINGTON-FAYETTE CENTRAL
Census Block Group	1
Census Block	1002
Census Tract	102

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Northside Historic Residential District listed 1979 · 1,649 contributing resources · NRIS 79000977

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Lexington-Fayette Urban County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	625 W SHORT ST, LEXINGTON, KY 40508-1246
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2019	Deed of Trust, Mortgage TRADITIONAL BK
Aug 18, 2020	Deed of Trust, Mortgage TRADITIONAL BK
Jul 21, 2021	Deed of Trust, Mortgage GREATER KY CR UN INC
Jan 15, 2026	Deed, Transfer · Commercial Mortgage CITIZENS GUARANTY BANK
Apr 2, 2015	Deed, Transfer TRADITIONAL BK
Oct 29, 2013	Deed, Transfer PEOPLES EXCHANGE BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 15, 2026 · Amount on Record
Deed Sale	Jan 15, 2026 · Amount on Record
Prior Sale	Apr 2, 2015 · Amount on Record
Deed Document Number	2026220
Deed Book / Page	4172 / 653
Record Updated	Oct 29, 2026

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAYETTE KY
Property Address	573 W SECOND ST, LEXINGTON, KY 40508-1203
Transaction Type	Mortgage
Record Updated	Jan 28, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	009265/275
Date	Feb 25, 2019
Book Page	9265/275

Lender

Name	TRADITIONAL BK

Agreement

Amount	Amount Recorded

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAYETTE KY
Property Address	573 W SECOND ST, LEXINGTON, KY 40508-1203
Transaction Type	Mortgage
Record Updated	Jan 28, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	009725/439
Date	Aug 18, 2020
Book Page	9725/439

Lender

Name	TRADITIONAL BK

Agreement

Amount	Amount Recorded

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAYETTE KY
Property Address	573 W SECOND ST, LEXINGTON, KY 40508-1203
Transaction Type	Mortgage
Record Updated	Jan 28, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000141/150
Date	Jul 21, 2021
Book Page	0141/150

Lender

Name	GREATER KY CR UN INC

Agreement

Amount	Amount Recorded

January 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	FAYETTE KY
Recording Date	Jan 15, 2026
Property Address	573 W SECOND ST, LEXINGTON, KY 40508-1203
Document Number	DB4172/653
Book / Page	DB 4172 / 653
Map Reference	CAB E SL 22
Instrument Date	Jan 7, 2026
Instrument	202601150220
Transaction Type	Transfer
Record Updated	Jan 28, 2026
Title Company	UNKNOWN, FOUNDATION T&E SERIES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$650.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	250 PROMENADE PL APT 309, 309, LAS VEGAS, NV 89106-1478

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	625 W SHORT ST, LEXINGTON, KY 40508-1246

Mortgage

Document Number	MB11140411
Date	Jan 15, 2026
Instrument	MB 11140/411

Lender

Name	CITIZENS GUARANTY BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 7, 2056

Interest

Rate Type	Adjustable Rate

April 2015: Deed, Transfer

Document Type	Deed
Jurisdiction	FAYETTE KY
Recording Date	Apr 2, 2015
Property Address	573 W SECOND ST, LEXINGTON, KY 40508-1203
Document Number	003302/178
Book / Page	3302 / 178
Transaction Type	Transfer
Record Updated	Nov 11, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	008258/538
Date	Apr 2, 2015
Book Page	8258/538

Lender

Name	TRADITIONAL BK

Agreement

Amount	Amount Recorded

October 2013: Deed, Transfer

Document Type	Deed
Jurisdiction	FAYETTE KY
Recording Date	Oct 29, 2013
Property Address	573 W SECOND ST, LEXINGTON, KY 40508-1203
Document Number	003194/506
Book / Page	3194 / 506
Transaction Type	Transfer
Record Updated	Nov 11, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	007949/071
Date	Oct 29, 2013
Book Page	7949/071

Lender

Name	PEOPLES EXCHANGE BK

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Lexington-Fayette Urban County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County / Municipality	Lexington-Fayette Urban County
Unified School District	Fayette County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,189.00 (+103.15%)	$650,000 (+99.39%)	$650,000 (+99.39%)
2025	$4,031.00 (+9.18%)	$326,000 (+9.18%)	$326,000 (+9.18%)
2023	$3,692.00	$298,600	$298,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Claims	5 (1997–2010)
Claims Outside the SFHA	5 of 5
Most Recent Claim	May 2010 · Severe Storms, Flooding, Mudslides, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENTUCKY-AMERICAN WATER CO private · serves 669,042 people · EPA ID KY0340250
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 496 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Windstream Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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