573 Tram Rd, Lancaster, SC 29720 Property Records

Lancaster County property record for 573 Tram Rd, Lancaster, SC 29720

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,485 sqft · built 2019
Lot Size	0.352 acres (15,342 sqft)
Owner	2 Individual Names on Record
Last Sale	$295,000 (May 2023)
Tax Bill	$5,425 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage Jul 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0087M-0C-006.01`

Property Details

APN / Parcel Number

Primary APN	`0087M-0C-006.01`
Alternative APN	`73361`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,485 sqft Living Area
Gross Area	1,870 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	15,342 sqft (0.352 acres)
Lot Width	177 ft Width

Location & Zoning

Account Number	73361
Street Address	573 TRAM RD
City	LANCASTER
State	SC
Zip	29720-9515
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MDR
Legal Description	177 X 320 X 101 X 260
Legal Subdivision	SMOKER
Legal Block	3A
Legal Lot Number	3A
Jurisdiction	LANCASTER SC
Township / Civil Division	LANCASTER
Census Block Group	2
Census Block	2025
Census Tract	10600

Owner

Source: Lancaster County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	573 TRAM RD, LANCASTER, SC 29720-9515
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 24, 2023	Deed, Transfer · FHA Mortgage AMERIS BANK
Jul 26, 2019	Deed, Transfer · ARM FOUNDERS FCU
Feb 1, 2018	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 24, 2023 · Amount on Record
Deed Sale	May 24, 2023 · Amount on Record
Prior Sale	Jul 26, 2019 · Amount on Record
Deed Document Number	20236407
Deed Book / Page	1668 / 128
Prior Transfer Date	Mar 19, 2007
Prior Transfer Doc	0000006775
Record Updated	Oct 29, 2026

May 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	LANCASTER SC
Recording Date	May 24, 2023
Property Address	573 TRAM RD, LANCASTER, SC 29720-9515
Document Number	0000006407
Book / Page	1668 / 128
Map Reference	MB 2023 PG 203
Instrument Date	May 22, 2023
Instrument	2023006407
Transaction Type	Transfer
Record Updated	Mar 27, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$767.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	573 TRAM RD, LANCASTER, SC 29720-9515

Mortgage

Document Number	0000006408
Date	May 24, 2023
Instrument	2023006408

Lender

Name	AMERIS BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

July 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	LANCASTER SC
Recording Date	Jul 26, 2019
Property Address	573 TRAM RD, LANCASTER, SC 29720-9515
Document Number	0000010883
Book / Page	1254 / 144
Map Reference	PL 99-320
Instrument Date	Jul 12, 2019
Instrument	2019010883
Transaction Type	Transfer
Record Updated	Mar 4, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$632.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	573 TRAM RD, LANCASTER, SC 29720-9515

Mortgage

Document Number	0000010884
Date	Jul 26, 2019
Instrument	2019010884

Lender

Name	FOUNDERS FCU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Aug 5, 2049

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Type Change Date	Aug 5, 2026
Change Frequency	Annually
Min Rate At Change	3.5%
Max Rate At Change	7.5%
Index	1-Year LIBOR
Margin	3
Max Rate	11.5%

February 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LANCASTER SC
Recording Date	Feb 1, 2018
Property Address	573 TRAM RD, LANCASTER, SC 29720-9515
Document Number	0000001626
Book / Page	001114 / 000162
Instrument Date	Jan 30, 2018
Instrument	1626
Transaction Type	Transfer
Record Updated	Feb 6, 2018

Transaction

Amount	Amount Recorded
Tax	$55.50
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1691 LANCASTER SC 297211691, LANCASTER, SC 29721-1691

Tax Assessment & Valuation

Source: Lancaster County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Lancaster County
Unified School District	Lancaster County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,425.00 (-6%)	$11,044 (+52.63%) Land $1,500 Building $9,544	$276,100 (+52.63%) Land $37,500 Building $238,600
2024	$5,771.00 (+421.79%)
2023	$1,106.00	$7,236 Land $1,072 Building $6,164	$180,900 Land $26,800 Building $154,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 67% of South Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LANCASTER COUNTY W&SD serves 79,107 people · EPA ID SC2920001
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Feb 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Cable	1,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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