573 Kara Dr, Rockwall, TX 75087 Property Records

Rockwall County property record for 573 Kara Dr, Rockwall, TX 75087

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,278 sqft · built 2017
Lot Size	0.165 acres (7,200 sqft)
Owner	Individual Name on Record
Last Sale	$393,680 (Mar 2026)
Tax Bill	$6,878 (2025)
Deeds & Mortgages	Mar 2020 Mortgage Jan 2020 Loan Modification + 2 more
Flood Zone	Zone X (minimal risk)
APN	`000000092618`

Property Details

APN / Parcel Number

Primary APN	`000000092618`
Alternative APNs	`S5358000D0012000R` `92618`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,278 sqft Living Area
Gross Area	2,886 sqft
1st Floor Area	2,278 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,200 sqft (0.165 acres)
Lot Dimensions	120 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	488 sqft
Porch	Covered Porch
Porch Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	573 KARA DR
City	ROCKWALL
State	TX
Zip	75087-0290
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WOODCREEK PH 1-D4, BLOCK D, LOT 12
Legal Subdivision	WOODCREEK PH 1-D4
Legal Tract	12
Legal Block	D
Legal Lot Number	12
Jurisdiction	ROCKWALL TX

Owner

Source: Rockwall County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	573 KARA DR, ROCKWALL, TX 75087-0290
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2020	Grant Deed, Subdivision Related Transfer · FHA Mortgage FIRST CHOICE LN SVCS
Jan 18, 2020	Loan Modification, Mortgage PLAINSCAPITAL BK
Aug 22, 2019	Loan Modification, Mortgage PLAINSCAPITAL BK
Jul 18, 2018	Loan Modification, Mortgage PLAINSCAPITAL BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 11, 2026 · Amount on Record
Deed Sale	Mar 11, 2026 · Amount on Record
Prior Sale	Mar 6, 2020 · Amount on Record
Deed Document Number	20264504
Record Updated	Sep 20, 2026

March 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	ROCKWALL TX
Recording Date	Mar 6, 2020
Property Address	573 KARA DR, FATE, TX 75087-0290
Document Number	0000004454
Instrument Date	Mar 5, 2020
Instrument	4454
Transaction Type	Subdivision Related Transfer
Record Updated	May 20, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	573 KARA DR FATE TX 75087, FATE, TX 75087

Mortgage

Document Number	4455
Date	Mar 6, 2020
Instrument	4455

Lender

Name	FIRST CHOICE LN SVCS
Type	Funding / Finance Company
Address	EAST BRUNSWICK, NJ 08816

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 5, 2050

January 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ROCKWALL TX
Property Address	573 KARA DR, FATE, TX 75087-0290
Document Number	0000003229
Instrument Date	Jan 18, 2020
Transaction Type	Mortgage
Record Updated	Mar 4, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	573 KARA DR FATE TX 75087, FATE, TX 75087
Investor	Possibly a Property Investor

Mortgage

Document Number	0000003229
Date	Feb 19, 2020
Instrument	3229

Lender

Name	PLAINSCAPITAL BK
Type	Bank
Address	LUBBOCK, TX 79408

Agreement

Amount	Amount Recorded

Interest

Rate	6.25%

August 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ROCKWALL TX
Property Address	573 KARA DR, FATE, TX 75087-0290
Document Number	0000015522
Instrument Date	Aug 22, 2019
Transaction Type	Mortgage
Record Updated	Sep 26, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Investor	Possibly a Property Investor

Mortgage

Document Number	0000015522
Date	Sep 6, 2019
Instrument	15522

Lender

Name	PLAINSCAPITAL BK
Type	Bank
Address	LUBBOCK, TX 79408

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Sep 5, 2020

Interest

Rate	6.25%

July 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ROCKWALL TX
Property Address	573 KARA DR, FATE, TX 75087-0290
Document Number	0000016828
Instrument Date	Jul 18, 2018
Transaction Type	Mortgage
Record Updated	Aug 10, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Investor	Possibly a Property Investor

Mortgage

Document Number	0000016828
Date	Sep 18, 2018
Instrument	16828

Lender

Name	PLAINSCAPITAL BK
Type	Bank
Address	LUBBOCK, TX 79408

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Sep 17, 2019

Interest

Rate	5.5%

Tax Assessment & Valuation

Source: Rockwall County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Fate City
County	Rockwall County
Unified School District	Rockwall Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$379,002 (-2.82%) Land $81,000 Building $298,002	$379,002 (-2.82%) Land $81,000 Building $298,002
2025	$6,878.00 (+3.52%)	$390,000 Land $81,000 Building $309,000	$390,000 Land $81,000 Building $309,000
2024	$6,644.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FATE serves 29,285 people · EPA ID TX1990006
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Feb 2025
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 808 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Optimum Cable · Fiber in parts of the area	940 / 35
Verizon Fixed Wireless	300 / 20
Peoples Communications Fixed Wireless	200 / 40

May also be available: Hotwire Communications, Nextlink, Wi-Five Broadband.

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