573 Ann St, Elgin, IL 60120 Property Records

Kane County property record for 573 Ann St, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,276 sqft · built 1900
Lot Size	0.222 acres (9,685 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,293 (2025)
Deeds & Mortgages	Mar 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-13-205-003`

Property Details

APN / Parcel Number

Primary APN	`06-13-205-003`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,276 sqft Living Area
Gross Area	3,279 sqft
Basement Area	1,003 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	9,685 sqft (0.222 acres)
Garage Type	Detached
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	573 ANN ST
City	ELGIN
State	IL
Zip	60120-4231
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	P MANNS ADDN LOT 8 BLOCK 3
Legal Subdivision	P MANNS ADDN
Legal Block	3
Legal Lot Number	8
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1015
Census Tract	851302

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	573 ANN ST, ELGIN, IL 60120-4231
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	573 ANN ST, ELGIN, IL 60120-4231
Transaction Type	Mortgage
Record Updated	Apr 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	573 ANN ST, ELGIN, IL 60120-4231
Investor	Possibly a Property Investor

Mortgage

Document Number	0000011507
Date	Mar 23, 2026
Instrument	2026K011507

Lender

Name	BMO BANK NA
Type	Bank
Address	CHICAGO, IL 60606

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

Interest

Rate	5.75%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,293.00 (-24.55%) Homeowner's exemption Senior Citizen's exemption	$105,921 (+8.57%) Land $19,317 Building $86,604	$317,890 (+8.57%) Land $57,974 Building $259,916
2024		$97,560 (+21.39%) Land $17,792 Building $79,768	$292,797 (+21.44%) Land $53,397 Building $239,400
2022	$3,039.00 (-2.81%) Homeowner's exemption	$80,367 (+6.96%) Land $14,657 Building $65,710	$241,101 (+6.96%) Land $43,971 Building $197,130
2021	$3,127.00 Homeowner's exemption	$75,137 Land $13,703 Building $61,434	$225,411 Land $41,109 Building $184,302

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 625 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Fox Valley Internet, T-Mobile.

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