Stearns County property record for 5728 Spruce St, Saint Cloud, MN 56303 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,124 sqft · built 1988 |
| Lot Size | 0.51 acres (22,216 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,822 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 82-52402-0108 |
| Primary APN | 82-52402-0108 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,124 sqft Living Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Bi-Level |
| Roof Material | Asphalt |
| Lot Area | 22,216 sqft (0.51 acres) |
| Lot Width | 100 ft Width |
| Garage Area | 506 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Street Address | 5728 SPRUCE ST |
|---|---|
| City | SAINT CLOUD |
| State | MN |
| Zip | 56303-0724 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 006 BLK 001 WEST RIVER MEADOWS SECTION 05 TOWNSHIP 124 RANGE 028 SECTION 05 TOWNSHIP 124 RANGE 028 |
| Legal Range | 28W |
| Legal Township | 124 |
| Legal Section | 05 |
| Legal Subdivision | WEST RIVER MEADOWS |
| Legal Block | 1 |
| Legal Lot Number | 6 |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 1003 |
Source: Stearns County records · APN 82-52402-0108
Assessment roll updated July 30, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5728 SPRUCE ST, SAINT CLOUD, MN 56303-0724 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
Source: Stearns County records · Assessment roll updated July 30, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Stearns County |
| Municipality | St. Cloud City |
| Unified School District | St. Cloud Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,822.00 (+33.26%) | $269,500 (-) Land $40,000 Building $229,500 | $269,500 (-) Land $40,000 Building $229,500 |
| 2025 | $269,500 (+6.73%) Land $40,000 Building $229,500 | $269,500 (+6.73%) Land $40,000 Building $229,500 | |
| 2023 | $2,868.00 | $252,500 Land $40,000 Building $212,500 | $252,500 Land $40,000 Building $212,500 |
Source: FEMA National Flood Hazard Layer, Stearns County (27145C), updated September 29, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271450010031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 4 in force |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 261 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| BIF IV Intrepid HoldCo | Fiber | 2,000 / 2,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| Lumen Technologies | DSL | 140 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
5G and 4G LTE
Search by:
By searching, you agree to: Terms • Privacy • Disclosures