5728 Smith Rd, Vale, NC 28168 Property Records

Catawba County property record for 5728 Smith Rd, Vale, NC 28168 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,000 sqft · built 1948
Lot Size	4.99 acres (217,364 sqft)
Owner	Individual Name on File
Last Sale	$250,000 (Jan 2026)
Tax Bill	$883 (2025)
Deeds & Mortgages	Jan 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2697-03-24-9897`

Property Details

APN / Parcel Number

Primary APN	`2697-03-24-9897`
Alternative APN	`0100513`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,000 sqft Living Area
1st Floor Area	2,000 sqft

Exterior

Year Built	Built 1948
Effective Year Built	Effective 2010
Architectural Style	Conventional
Exterior Material	Stone
Foundation Type	No Foundation
Lot Area	217,364 sqft (4.99 acres)

Exterior Amenities

Porch	Porch
Porch Area	324 sqft
Shed	1 Shed
Shed Area	576 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	5728 SMITH RD
City	VALE
State	NC
Zip	28168-9561
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 PLAT 41-7
Legal Lot Number	2
Jurisdiction	CATAWBA NC
Township / Civil Division	BANDY'S
Census Block Group	3
Census Block	3027
Census Tract	11802

Owner

Source: Catawba County records · APN 2697-03-24-9897

Assessment roll updated August 3, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	5728 SMITH RD, VALE, NC 28168-9561
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 28, 2026 · Amount on Record
Deed Sale	Jan 28, 2026 · Amount on Record
Deed Document Number	20261566
Deed Book / Page	3995 / 1448
Record Updated	Sep 20, 2026

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATAWBA NC
Recording Date	Jan 28, 2026
Property Address	5728 SMITH RD, VALE, NC 28168-9561
Document Number	0039951448
Book / Page	3995 / 1448
Map Reference	MB 41 PG 7
Instrument Date	Dec 01, 2025
Instrument	1566
Transaction Type	Transfer
Record Updated	Feb 18, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$500.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3525 PINE VALLEY RD, HIGH POINT, NC 27265-2014

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5728 SMITH RD, VALE, NC 28168-9561

Mortgage

Document Number	0000001567
Date	Jan 28, 2026
Instrument	1567

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2056

Interest

Rate Type	Adjustable Rate
Rate	4.99%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 01, 2031
Change Frequency	Annually
Min Rate At Change	3.99%
Max Rate At Change	5.99%
Index	1-Year CMT
Margin	2

Tax Assessment & Valuation

Source: Catawba County records · Assessment roll updated August 3, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Catawba County
Unified School District	Catawba County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$221,500 (-) Land $29,000 Building $192,500
2025	$883.00 (-12.83%)	$221,500 (+102.1%) Land $29,000 Building $192,500
2024	$1,013.00
2023	$1,013.00	$109,600 Land $29,000 Building $80,600	$221,500 Land $29,000 Building $192,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Catawba County (37035C), updated September 1, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 24% of North Carolina
Wildfire Likelihood	About 1 in 5,263 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 16 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.