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5728 SE Windsong Ln, Stuart, FL 34997 Property Records

Martin County property record for 5728 SE Windsong Ln, Stuart, FL 34997

Property Summary

Property TypeTownhouse
Details2 bd · 2.5 ba · 1,288 sqft · built 1983
Lot Size0.031 acres (1,350 sqft)
Owner2 Individual Names on File
Last Sale$260,000 (Aug 2023)
Tax Bill$2,874 (2025)
Deeds & MortgagesAug 2023 Sale & Mortgage
Sep 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN25-38-41-005-000-0321.0-6-0000

Property Details

APN / Parcel Number

Primary APN25-38-41-005-000-0321.0-6-0000
Alternative APNs
  • 25-38-41-005-000-03210-6
  • 31157

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms2 Rooms
Stories2 Stories
Building Area1,288 sqft Living Area
1st Floor Area644 sqft
Interior WallsWallboard/Drywall
ElevatorElevator

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 1988
Architectural StyleTownhouse
Exterior MaterialStucco
Construction TypeConcrete Block
Foundation TypeSlab (Mat/Raft)
Roof TypeMansard
Roof MaterialBuilt-Up Asphalt
Lot Area1,350 sqft (0.031 acres)
View / LotWater View

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number31157
Street Address5728 SE WINDSONG LN
CitySTUART
StateFL
Zip34997-8204
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodePUDR
Legal DescriptionEMERALD LAKES PHASE III & IIIA LOT 321
Legal Range41E
Legal Township38S
Legal Section25
Legal SubdivisionEMERALD LAKES
Legal Block2
Legal Lot Number321
JurisdictionMARTIN FL
Township / Civil DivisionPORT SALERNO-HOBE SOUND
Census Block Group2
Census Block2005
Census Tract1410

Owner

5728 SE Windsong Ln, a townhouse, is owned and occupied by two individuals who bought it in August 2023.

Source: Martin County records, as of September 29, 2026

Owner of Record2 Individual Names on File
Mailing Address5728 SE WINDSONG LN, STUART, FL 34997-8204
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants in Common

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 14, 2023Warranty Deed, Transfer · FHA Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Sep 8, 2022Warranty Deed, Transfer · FHA Mortgage
BROKER SOLUTIONS INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 14, 2023 · Amount on File
Deed SaleAug 14, 2023 · Amount on File
Prior SaleSep 8, 2022 · Amount on File
Deed Document Number20233030945
Deed Book / Page3391 / 1284
Record UpdatedOct 29, 2026

August 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARTIN FL
Recording DateAug 14, 2023
Property Address5728 SE WINDSONG LN, STUART, FL 34997-8204
Document Number0033911284
Book / Page3391 / 1284
Map ReferenceMB 9 PG 45
Instrument DateAug 4, 2023
Instrument3030945
Transaction TypeTransfer
Record UpdatedAug 31, 2023
Title CompanyATTORNEY

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,820.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address425 SE KARNEY TER, PORT SAINT LUCIE, FL 34983-3213

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address5728 SE WINDSONG LN, STUART, FL 34997-8204

Mortgage

Document Number0033911287
DateAug 14, 2023
Instrument3391/1287
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2053

Mortgage

Document Number0033911307
DateAug 14, 2023
Book Page3391/1307
Instrument3030947
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
AddressMADISON, WI 53718
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term121 Months
DueSep 1, 2033

September 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARTIN FL
Recording DateSep 8, 2022
Property Address5728 SE WINDSONG LN, STUART, FL 34997-8204
Document Number0033350378
Book / Page3335 / 378
Map ReferenceMB 9 PG 45
Instrument DateSep 8, 2022
Instrument2979736
Transaction TypeTransfer
Record UpdatedSep 29, 2022
Title CompanyARROW TITLE SERVICES INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,400.00
Amount AccuracyRounded by County

Transferred From (Grantor/Seller)

NameVerified Name
Address5728 SE WINDSONG LN, 5728, STUART, FL 34997-8204

Transferred To (Grantee/Buyer)

NameVerified Name
Address5728 SE WINDSONG LN, STUART, FL 34997-8204

Mortgage

Document Number0003335380
DateSep 8, 2022
Instrument3335/380
Lender
NameBROKER SOLUTIONS INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 5728 SE Windsong Ln was $2,874 with a homeowner's exemption, down 6.5% from the year before.

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMartin County
Unified School DistrictMartin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,874.00 (-6.54%) Homeowner's exemption$224,630 Land $105,000 Building $119,630$224,630 Land $105,000 Building $119,630
2024$3,075.00 (-9.88%)
2023$3,412.00 (+561.24%)$204,690 (+200.5%) Land $105,000 Building $99,690$204,690 (+14.15%) Land $105,000 Building $99,690
2022$516.00 Homeowner's exemption$68,116$179,320 Land $95,000 Building $84,320

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5728 SE Windsong Ln in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 23 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies23 in force
Nearby Flood Claims4 (1995–2014)
Claims Outside the SFHA3 of 4
Most Recent ClaimJan 2014 · rainfall accumulation
Claims by Event
  • Severe Flooding, Oct 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5728 SE Windsong Ln is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMARTIN CO UTILITIES
serves 104,105 people · EPA ID FL4431891
Water SourceGroundwater
Last State InspectionMay 2025
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Hotwire Communications
Fiber		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area		100 / 20
T-Mobile
Fixed Wireless		100 / 20

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