5727 Crofters Ln, Carmichael, CA 95608 Property Records

Sacramento County property record for 5727 Crofters Ln, Carmichael, CA 95608

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,642 sqft · built 1998
Lot Size	0.172 acres (7,475 sqft)
Owner	2 Company Names on Record
Tax Bill	$7,583 (2025)
Deeds & Mortgages	Aug 2022 Mortgage May 2023 Mortgage + 8 more
Flood Zone	Zone X (minimal risk)
APN	`230-0860-009-0000`

Property Details

APN / Parcel Number

Primary APN	`230-0860-009-0000`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,642 sqft Living Area
1st Floor Area	2,642 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Other
Lot Area	7,475 sqft (0.172 acres)
Garage Area	614 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	5727 CROFTERS LN
City	CARMICHAEL
State	CA
Zip	95608-2242
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SPA
Legal Description	HACKBERRY ESTATES, LOT 9
Legal Subdivision	HACKBERRY ESTATES
Legal Lot Number	9
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	2
Census Block	2011
Census Tract	7604

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	5727 CROFTERS LN, CARMICHAEL, CA 95608-2242
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Aug 9, 2022	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
May 17, 2023	Deed of Trust, Mortgage · FHA Mortgage GLOBAL EQUITY FINANCE INC
Sep 29, 2025	Deed of Trust, Mortgage · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC
Dec 5, 2025	Deed of Trust, Mortgage · Line of Credit WEST CAPITAL LENDING INC
May 23, 2024	Deed of Trust, Mortgage · Conventional Mortgage GLOBAL EQUITY FINANCE INC
Mar 25, 2025	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Jun 22, 2026	Grant Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Nov 3, 2022	Intrafamily Transfer, Transfer
Aug 24, 2022	Intrafamily Transfer, Transfer
Jan 19, 2018	Grant Deed, Transfer CHICAGO TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 22, 2026
Deed Sale	Jun 22, 2026
Prior Sale	Jan 19, 2018 · Amount on Record
Deed Book / Page	20260622 / 540
Prior Transfer Date	Oct 28, 2022
Prior Transfer Doc	2022000607
Record Updated	Sep 20, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	5727 CROFTERS LN, CARMICHAEL, CA 95608-2242
Transaction Type	Mortgage
Record Updated	Jul 1, 2026
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5727 CROFTERS LN, CARMICHAEL, CA 95608-2242

Mortgage

Document Number	0000000071
Date	Aug 9, 2022
Instrument	2022080900071

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	5727 CROFTERS LN, CARMICHAEL, CA 95608-2242
Transaction Type	Mortgage
Record Updated	Jul 1, 2026
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5727 CROFTERS LN, CARMICHAEL, CA 95608-2242

Mortgage

Document Number	0000000867
Date	May 17, 2023
Instrument	202305170867

Lender

Name	GLOBAL EQUITY FINANCE INC
Type	Mortgage Company
Address	COSTA MESA, CA 92626

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	5727 CROFTERS LN, CARMICHAEL, CA 95608-2242
Transaction Type	Mortgage
Record Updated	Jul 1, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5727 CROFTERS LN, CARMICHAEL, CA 95608-2242

Mortgage

Document Number	0000000580
Date	Sep 29, 2025
Instrument	202509290580

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	CLEVELAND, OH 44114

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Oct 1, 2050

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	5727 CROFTERS LN, CARMICHAEL, CA 95608-2242
Transaction Type	Mortgage
Record Updated	Jul 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5727 CROFTERS LN, CARMICHAEL, CA 95608-2242

Mortgage

Document Number	0000000584
Date	Dec 5, 2025
Instrument	202512050584

Lender

Name	WEST CAPITAL LENDING INC
Type	Mortgage Company
Address	IRVINE, CA 92614

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 4, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	5727 CROFTERS LN, CARMICHAEL, CA 95608-2242
Transaction Type	Mortgage
Record Updated	Jul 1, 2026
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5727 CROFTERS LN, CARMICHAEL, CA 95608-2242

Mortgage

Document Number	0000000186
Date	May 23, 2024
Instrument	202405230186

Lender

Name	GLOBAL EQUITY FINANCE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92126

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2054

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	5727 CROFTERS LN, CARMICHAEL, CA 95608-2242
Transaction Type	Mortgage
Record Updated	Jul 1, 2026
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5727 CROFTERS LN, CARMICHAEL, CA 95608-2242

Mortgage

Document Number	0000000603
Date	Mar 25, 2025
Instrument	202503250603

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 13, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jun 22, 2026
Property Address	5727 CROFTERS LN, CARMICHAEL, CA 95608-2242
Document Number	2026000540
Book / Page	20260622 / 540
Instrument Date	Jun 11, 2026
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	ATLAS TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant
Address	5727 CROFTERS LN, CARMICHAEL, CA 95608-2242

Mortgage

Document Number	2026000541,
Date	Jun 22, 2026
Book Page	20260622/541

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.37%
Max Rate	-1%

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Nov 3, 2022
Property Address	5727 CROFTERS LN, CARMICHAEL, CA 95608-2242
Document Number	0000000607
Map Reference	MB 251 PG 4
Instrument Date	Oct 28, 2022
Instrument	2022110300607
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	5727 CROFTERS LN, CARMICHAEL, CA 95608-2242

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Aug 24, 2022
Property Address	5727 CROFTERS LN, CARMICHAEL, CA 95608-2242
Document Number	0000001268
Map Reference	MB 251 PG 4
Instrument Date	Aug 20, 2022
Instrument	2022082401268
Transaction Type	Transfer
Record Updated	Sep 5, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5727 CROFTERS LN, CARMICHAEL, CA 95608-2242

January 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jan 19, 2018
Property Address	5727 CROFTERS LN, CARMICHAEL, CA 95608-2242
Document Number	1801191103
Instrument Date	Jan 17, 2018
Instrument	1801191103
Transaction Type	Transfer
Record Updated	Jan 30, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$616.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	5727 CROFTERS LN CARMICHAEL CA 956082242, CARMICHAEL, CA 95608-2242

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$649,921 (+2%) Land $162,479 Building $487,442
2025	$7,583.00 (+0.95%)	$637,179 (+4.04%) Land $159,294 Building $477,885
2024	$7,512.00 (+2.61%)
2023	$7,321.00 (+0.52%)	$612,438 Land $153,109 Building $459,329
2022	$7,283.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SACRAMENTO SUBURBAN WATER DISTRICT serves 194,444 people · EPA ID CA3410001
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Fidium Fiber, GeoLinks, Succeed.Net.

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