5725 Sunbonnet Way, Saint Cloud, FL 34771 Property Records

Osceola County property record for 5725 Sunbonnet Way, Saint Cloud, FL 34771

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,672 sqft · built 2023
Lot Size	0.13 acres (5,662 sqft)
Owner	Individual Name on File
Last Sale	$366,500 (Aug 2026)
Tax Bill	$5,675 (2025)
Deeds & Mortgages	Aug 2026 Sale Dec 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-25-31-5174-0001-1100`

Property Details

APN / Parcel Number

Primary APN	`10-25-31-5174-0001-1100`
Alternative APN	`253110517400011100`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,672 sqft Living Area
Gross Area	2,270 sqft
1st Floor Area	1,672 sqft
Flooring	Tile

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Conventional
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,662 sqft (0.13 acres)
Garage Type	Attached
Garage Area	462 sqft
Porch	Finished/Open Porch
Porch Area	136 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	5725 SUNBONNET WAY
City	SAINT CLOUD
State	FL
Zip	34771-8487
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUNCREST PB 30 PGS 104-107 LOT 110
Legal Range	31E
Legal Township	25S
Legal Section	10
Legal Subdivision	SUNCREST
Legal Lot Number	110
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1013
Census Tract	43700

Owner

5725 Sunbonnet Way is owned and occupied by an individual who bought it in August 2026.

Source: Osceola County records, as of August 28, 2026

Owner of Record	Individual Name on File
Mailing Address	5725 SUNBONNET WAY, SAINT CLOUD, FL 34771-8487
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Man, Separate Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2026	Warranty Deed, Transfer LEADING EDGE TITLE
Dec 7, 2023	Deed of Trust, Mortgage · Conventional Mortgage XPERT HOME LENDING INC
Feb 24, 2023	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 17, 2026 · Amount on File
Deed Sale	Aug 17, 2026 · Amount on File
Prior Sale	Feb 24, 2023 · Amount on File
Deed Document Number	2026107193
Deed Book / Page	7021 / 437
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Aug 17, 2026
Property Address	5725 SUNBONNET WAY, SAINT CLOUD, FL 34771-8487
Document Number	0000107193
Book / Page	7021 / 437
Instrument Date	Aug 17, 2026
Instrument	2026107193
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	LEADING EDGE TITLE

Transaction

Amount	Amount on Record
Tax	$259,115.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5725 SUNBONNET WAY, SAINT CLOUD, FL 34771-8487

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	5725 SUNBONNET WAY, SAINT CLOUD, FL 34771-8487
Transaction Type	Mortgage
Record Updated	Dec 12, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3540 OAKHILL DR, TITUSVILLE, FL 32780-3517
Investor	Possibly a Property Investor

Mortgage

Document Number	0065151960
Date	Dec 7, 2023
Book Page	6515/1960
Instrument	2023159613

Lender

Name	XPERT HOME LENDING INC
Type	Mortgage Company
Address	SUWANEE, GA 30024

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2054

February 2023: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Feb 24, 2023
Property Address	5725 SUNBONNET WAY, SAINT CLOUD, FL 34771-8487
Document Number	0063621502
Book / Page	6362 / 1502
Map Reference	MB 30 PG 104-107
Instrument Date	Feb 22, 2023
Instrument	2023022068
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 12, 2025
Title Company	DHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,754.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10192 DOWDEN RD, ORLANDO, FL 32832-5128

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5725 SUNBONNET WAY, SAINT CLOUD, FL 34771-8487
Investor	Possibly a Property Investor

Mortgage

Document Number	0063621503
Date	Feb 24, 2023
Instrument	6362/1503

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 5725 Sunbonnet Way was $5,675.

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,675.00	$358,200 Land $80,000 Building $278,200	$358,200 Land $80,000 Building $278,200
2023	$1,738.00 (+55.46%)	$80,000 (-) Land $80,000	$80,000 (-) Land $80,000
2022	$1,118.00	$80,000 Land $80,000	$80,000 Land $80,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 5725 Sunbonnet Way in Zone X, an area of minimal flood risk, though there have been 18 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 330 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	330 in force
Nearby Flood Claims	18 (2004–2022)
Claims Outside the SFHA	1 of 18
Most Recent Claim	Oct 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Oct 2022 · 2 claims Hurricane Ian, Sep 2022 · 5 claims Hurricane Frances, Sep 2004 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5725 Sunbonnet Way is high, ranking above 76% of the US, with a 0.7% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 76% of the US · above 63% of Florida
Wildfire Likelihood	0.7% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOHO WATER AUTHORITY-POINCIANA SYSTEM public/private · serves 69,447 people · EPA ID FL3494429
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications, Xfinity.

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