5725 Echo Point Rd, Tower, MN 55790 Property Records

St. Louis County property record for 5725 Echo Point Rd, Tower, MN 55790 · Last verified August 2026

Property Highlights

Property Type	Residential > Specialized > Seasonal, Cabin, Vacation
Bedrooms	3 Beds
Bathrooms	1.75 Baths
Year Built	Built 2015
Square Footage	1,950 sqft Gross Area
Lot Size	53,322 sqft (1.22 acres)
Garage	1,920 sqft
Last Sale	$290,000 (2004)
Tax Bill	$8,404.00 (2026)

Property Details

APN / Parcel Number

Primary APN	`270-0070-00800`
Alternative APN	`553455`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Total Rooms	3 Rooms
Building Area	1,950 sqft Gross Area
1st Floor	1,320 sqft 1st Floor
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Wood Exterior
Construction Type	Frame Construction
Lot Area	53,322 sqft (1.22 acres)
Garage Area	1,920 sqft Garage

Exterior Amenities

Patio Area	420 sqft Patio
Porch Area	294 sqft Porch
Sauna	Sauna
Boat House	520 sqft Boat House
Storage Building	64 sqft Storage Building

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating
Heating Fuel	Gas Heating Fuel

Location & Zoning

Account Number	553455
Street Address	5725 ECHO POINT RD
City	TOWER
State	MN
Zip	55790
Property Usage	Residential Property Usage
Type	Residential > Specialized > Seasonal, Cabin, Vacation
Legal Description	LOTS 80 81 82 AND 83 SERIAL #
Legal Subdivision	ECHO POINT TOWN OF BREITUNG
Legal Lot Number	80-82
Jurisdiction	ST LOUIS MN
Minor Civil Division	BREITUNG
Census Blockgroup	2
Census Block	2016
Census Tract	15402

Owner

Source: St. Louis County records · APN 270-0070-00800

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	9901 HIGHWAY 92, MOUNTAIN IRON, MN 55768-8074
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 27, 2004 · Amount on Record
Deed Sale	Jul 27, 2004 · Amount on Record
Deed Doc Number	2004950617
Record Refreshed	Sep 20, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jun 20, 2023
Property Address	5725 ECHO POINT RD, TOWER, MN 55790
Document Number	0001468394
Instrument Date	May 16, 2023
Instrument	1468394
Transaction Type	Transfer
Record Updated	Oct 02, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,450.35
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5725 ECHO POINT RD, TOWER, MN 55790

Mortgage

Document Number	0001468395
Date	Jun 20, 2023
Instrument	1468395

Lender

Name	FRANDSEN BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.34%
Type Change Date	Aug 01, 2028
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).
Min Rate At Change	5%
Max Rate At Change	12.3%
Index	3-Year TN
Max Rate	12.3%

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Breitung Township
Unified School District	St. Louis County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,404.00 (+16.27%)
2025	$7,228.00 (+10.35%)	$718,600 (+19.77%) Land $262,300 Building $456,300	$718,600 (+19.77%) Land $262,300 Building $456,300
2024	$6,550.00	$600,000 (+14.99%) Land $244,000 Building $356,000	$600,000 (+14.99%) Land $244,000 Building $356,000
2022		$521,800 Land $220,400 Building $301,400	$521,800 Land $220,400 Building $301,400