Racine County property record for 5725 Charles St, Caledonia, WI 53402
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.7 acres (30,492 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $355,000 (Apr 2026) |
| Tax Bill | $4,412 (2025) |
| Deeds & Mortgages | Nov 2022 Line of Credit Sep 2024 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 104 042321029010 |
| Primary APN | 104 042321029010 |
|---|
| Lot Area | 30,492 sqft (0.7 acres) |
|---|
| Street Address | 5725 CHARLES ST |
|---|---|
| City | CALEDONIA |
| State | WI |
| Zip | 53402-1821 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT NW1/4CSM 3430 DOC#2580181 LOT I FROM 104042321029000 IN 2021 FOR 2022 ROLL **TOTAL ACRES** 0.70 |
| Legal Range | 23E |
| Legal Township | 04N |
| Legal Section | 21 |
| Legal Subdivision | CERTIFIED SURVEY MAP NO 3430 |
| Legal Lot Number | I |
| Jurisdiction | RACINE WI |
| Township / Civil Division | CALEDONIA |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 1504 |
5725 Charles St is owned and occupied by two individuals who bought it in April 2026.
Source: Racine County records, as of May 19, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5725 CHARLES ST, CALEDONIA, WI 53402-1821 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 23, 2022 | Deed of Trust, Mortgage · Line of Credit EDUCATORS CU |
| Sep 6, 2024 | Deed of Trust, Mortgage · Line of Credit EDUCATORS CU |
| Apr 1, 2026 | Warranty Deed, Transfer · VA Mortgage NATIONAL HOME MORTGAGE CORPORATION |
| May 19, 2021 | Warranty Deed, Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY LP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 1, 2026 · Amount on File |
| Deed Sale | Apr 1, 2026 · Amount on File |
| Prior Sale | May 19, 2021 · Amount on File |
| Deed Document Number | 20262724379 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RACINE WI |
| Property Address | 5725 CHARLES ST, CALEDONIA, WI 53402-1821 |
| Transaction Type | Mortgage |
| Record Updated | Jun 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0002643925 |
|---|---|
| Date | Nov 23, 2022 |
| Instrument | 2643925 |
| Name | EDUCATORS CU |
|---|---|
| Type | Credit Union |
| Address | STURTEVANT, WI 53177 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Nov 26, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RACINE WI |
| Property Address | 5725 CHARLES ST, CALEDONIA, WI 53402-1821 |
| Transaction Type | Mortgage |
| Record Updated | Jun 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0002684546 |
|---|---|
| Date | Sep 6, 2024 |
| Instrument | 2684546 |
| Name | EDUCATORS CU |
|---|---|
| Type | Credit Union |
| Address | STURTEVANT, WI 53177 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 420 Months |
| Due | Sep 5, 2059 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RACINE WI |
| Recording Date | Apr 1, 2026 |
| Property Address | 5725 CHARLES ST, CALEDONIA, WI 53402-1821 |
| Document Number | 0002724379 |
| Instrument Date | Mar 27, 2026 |
| Instrument | 2026.2724379 |
| Transaction Type | Transfer |
| Record Updated | May 20, 2026 |
| Title Company | LANDMARK TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $107,565.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5725 CHARLES ST, CALEDONIA, WI 53402-1821 |
| Document Number | 0002724380, |
|---|---|
| Date | Apr 1, 2026 |
| Instrument | 2026.2724380 |
| Name | NATIONAL HOME MORTGAGE CORPORATION |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2056 |
| Rate | 6.01% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RACINE WI |
| Recording Date | May 19, 2021 |
| Property Address | 5725 CHARLES ST, CALEDONIA, WI 53402-1821 |
| Document Number | 0002592221 |
| Map Reference | DOC 2580181 |
| Instrument Date | May 14, 2021 |
| Instrument | 2592221 |
| Transaction Type | Transfer |
| Record Updated | Mar 19, 2024 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $675.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 5725 CHARLES ST, CALEDONIA, WI 53402-1821 |
| Document Number | 0002592222 |
|---|---|
| Date | May 19, 2021 |
| Instrument | 2592222 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2051 |
The 2025 property tax bill for 5725 Charles St was $4,412 with a homeowner's exemption.
Source: Racine County assessment roll, as of March 23, 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Racine County |
| Municipality | Caledonia Village |
| Unified School District | Racine School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,412.00 Homeowner's exemption | $295,100 Land $54,300 Building $240,800 | $309,562 Land $56,961 Building $252,601 |
| 2023 | $4,201.00 Homeowner's exemption | $273,100 Land $54,300 Building $218,800 | $267,235 Land $53,134 Building $214,101 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5725 Charles St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2022.
Source: FEMA National Flood Hazard Layer, effective January 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2022) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Dec 2022 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5725 Charles St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 90% of Wisconsin |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VILLAGE OF CALEDONIA WATER UTILITY - serves 21,819 people · EPA ID WI2520184 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2024 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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