5725 Charlene Dr, Milton, FL 32583 Property Records

Santa Rosa County property record for 5725 Charlene Dr, Milton, FL 32583

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,309 sqft · built 1999
Lot Size	0.167 acres (7,318 sqft)
Owner	Individual Name on File
Last Sale	$150,000 (Oct 2020)
Tax Bill	$980 (2024)
Deeds & Mortgages	May 2023 Mortgage Nov 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18-1N-28-5546-00C00-0010`

Property Details

APN / Parcel Number

Primary APN	`18-1N-28-5546-00C00-0010`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,309 sqft Heated Area
Gross Area	1,799 sqft
1st Floor Area	1,689 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Exterior Material	Vinyl
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	7,318 sqft (0.167 acres)
Garage Area	380 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	110 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	181N28554600C000010
Street Address	5725 CHARLENE DR
City	MILTON
State	FL
Zip	32583-4605
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	ENHNCD LIFE EST RESRVD IN: VILLAS AT CHANTILLY (THE) LOT 1 BLK C BEING A PORT SECTION 18 TOWNSHIP 1 NORTH RANGE 28 WEST AS
Legal Range	28W
Legal Township	01N
Legal Section	18
Legal Subdivision	WEST
Legal Block	C
Legal Lot Number	1
Jurisdiction	SANTA ROSA FL
Township / Civil Division	PACE
Census Block Group	1
Census Block	1010
Census Tract	10711

Owner

5725 Charlene Dr is owned and occupied by an individual who acquired it in November 2022.

Source: Santa Rosa County records, as of October 27, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	5725 CHARLENE DR, MILTON, FL 32583-4605
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 31, 2023	Deed of Trust, Mortgage · FHA Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC
Nov 10, 2022	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Oct 27, 2020	Warranty Deed, Transfer · USDA Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 27, 2020 · Amount on File
Deed Sale	Oct 27, 2020 · Amount on File
Prior Sale	Oct 27, 2020 · Amount on File
Deed Document Number	0040200928
Deed Book / Page	4020 / 928
Last Transfer Date	Nov 10, 2022
Transfer Doc	0043431611
Record Updated	Jun 8, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	5725 CHARLENE DR, MILTON, FL 32583-4605
Transaction Type	Mortgage
Record Updated	Jun 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5725 CHARLENE DR, MILTON, FL 32583-4605

Mortgage

Document Number	0044000795
Date	May 31, 2023
Book Page	4400/795
Instrument	202323953

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC
Type	Mortgage Company
Address	CORONA, CA 92879

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA ROSA FL
Recording Date	Nov 10, 2022
Property Address	5725 CHARLENE DR, MILTON, FL 32583-4605
Document Number	0043431611
Book / Page	4343 / 1611
Map Reference	MB G PG 65
Instrument Date	Nov 10, 2022
Instrument	202263251
Transaction Type	Transfer
Record Updated	Dec 7, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5725 CHARLENE DR, 5725, MILTON, FL 32583-4605

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2150 RUSHMORE LN, SUNBURY, OH 43074-7590

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Oct 27, 2020
Property Address	5725 CHARLENE DR, MILTON, FL 32583-4605
Document Number	0040200928
Book / Page	4020 / 928
Map Reference	MB G PG 65
Instrument Date	Oct 20, 2020
Instrument	202056151
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,050.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4697 HILARITA CIR, 4697, MILTON, FL 32571-1169

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5725 CHARLENE DR, MILTON, FL 32583-4605

Mortgage

Document Number	0004020930
Date	Oct 27, 2020
Instrument	4020/930

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROU
Type	Mortgage Company

Agreement

Type	USDA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$980.00 (+9.5%) Homeowner's exemption Senior Citizen's exemption	$135,164 (+3%)	$178,596 (+10.61%) Land $28,000 Building $150,596
2023	$895.00 (+4.56%) Homeowner's exemption Senior Citizen's exemption	$131,227 (+3%)	$161,461 (+6.31%) Land $26,000 Building $135,461
2022	$856.00 Homeowner's exemption Senior Citizen's exemption	$127,405	$151,879 Land $24,000 Building $127,879

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5725 Charlene Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	2 (2014–2020)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5725 Charlene Dr is moderate, ranking above 47% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 82% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PACE WATER SYSTEM, INC. private · serves 49,328 people · EPA ID FL1570671
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Cox Communications.

Nearby Properties on Charlene Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures