5725 Bumpy Oak Rd, La Plata, MD 20646 Property Records

Charles County property record for 5725 Bumpy Oak Rd, La Plata, MD 20646 · Last verified February 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	2 Baths
Architecture Style	Conventional
Year Built	Built 1955
Square Footage	1,242 sqft Total Area
Lot Size	88,862 sqft (2.04 acres)
Occupancy	Owner Occupied
Last Sale	$289,000 (2026)
Tax Bill	$3,783.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`07-025521`
Alternative APNs	`7025521` `025521`

Interior

Full Baths	2 Baths
Partial Baths	1 Partial Baths
Building Area	1,242 sqft Total Area
1st Floor	1,242 sqft 1st Floor
Basement Area	520 sqft Basement
Finished Basement	520 sqft Finished
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1955
Architectural Style	Conventional Style
Exterior Material	Brick Exterior
Construction Type	Brick Construction
Roof Material	Composition Shingle Roof
Lot Area	88,862 sqft (2.04 acres)
Deck Area	192 sqft Deck
Porch	Open Porch
Porch Area	322 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Baseboard Heating
Sewage	Sewage Connected

Location & Zoning

Account Number	025521
Old Parcel Number	7025521
Street Address	5725 BUMPY OAK RD
City	LA PLATA
State	MD
Zip	20646-5819
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	2.047 AC ON BUMPY OAK RD
Legal Subdivision	TOWN OF LA PLATA
Jurisdiction	CHARLES MD
Minor Civil Division	7, POMONKEY
Census Blockgroup	1
Census Block	1005
Census Tract	850102

Owner

Source: Charles County records · APN 07-025521

Assessment roll updated July 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	5725 BUMPY OAK RD, LA PLATA, MD 20646-5819
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 13, 2026 · Amount on Record
Deed Sale	Jan 13, 2026 · Amount on Record
Prior Sale	Dec 10, 2001 · Amount on Record
Deed Doc Number	0000139301
Deed Book / Page	13930 / 1
Record Refreshed	Jun 08, 2026

January 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLES MD
Recording Date	Jan 13, 2026
Property Address	5725 BUMPY OAK RD, LA PLATA, MD 20646-5819
Document Number	0139300001
Book / Page	13930 / 1
Map Reference	LB 36 FO 42
Instrument Date	Dec 18, 2025
Transaction Type	Transfer
Record Updated	Jan 29, 2026
Title Company	BUYERS TITLE, BUYERS TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$722.50
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenant By Entirety
Address	5725 BUMPY OAK RD, LA PLATA, MD 20646-5819

Mortgage

Document Number	0000139306
Date	Jan 13, 2026
Instrument	13930/6

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2056

Tax Assessment & Valuation

Source: Charles County records · Assessment roll updated July 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Charles County
Unified School District	Charles County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,783.00 (+15.02%) Homeowner's exemption	$270,200 (+18.72%) Land $88,300 Building $181,900	$270,200 (-) Land $88,300 Building $181,900
2023	$3,289.00 Homeowner's exemption	$227,600	$270,200 Land $88,300 Building $181,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Charles County (24017C), updated October 15, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 41% of Maryland
Wildfire Likelihood	About 1 in 5,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.