Allen County property record for 5724 Clover Ridge Dr, Lima, OH 45807
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,833 sqft · built 1991 |
| Lot Size | 0.372 acres (16,204 sqft) |
| Owner | Individual Name on File |
| Last Sale | $294,000 (Jul 2026) |
| Tax Bill | $2,649 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Sep 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 36-1707-02-019.000 |
| Primary APN | 36-1707-02-019.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,833 sqft Living Area |
| Gross Area | 2,409 sqft |
| 1st Floor Area | 1,833 sqft |
| Family Room | Family Room |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Raised |
| Lot Area | 16,204 sqft (0.372 acres) |
| Lot Dimensions | 180 ft deep x 90 ft wide |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 36 sqft |
| Patio Area | 108 sqft |
| Canopy | 180 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Storm Sewer |
| Water Source | Commercial |
| Street Address | 5724 CLOVER RIDGE DR |
|---|---|
| City | LIMA |
| State | OH |
| Zip | 45807-1370 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LAUREL OAKS SUBDIVISION #15 LOT 1109 FF 90.00 |
| Legal Subdivision | LAUREL OAKS SUBDIVISION |
| Legal Lot Number | 1109 |
| Jurisdiction | ALLEN OH |
| Township / Civil Division | AMERICAN |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 10801 |
5724 Clover Ridge Dr is owned and occupied by an individual who bought it in July 2026.
Source: Allen County records, as of July 16, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5724 CLOVER RIDGE DR, LIMA, OH 45807-1370 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 8, 2026 | Warranty Deed, Transfer · FHA Mortgage CITIZENS BANK |
| Sep 7, 2021 | Deed of Trust, Mortgage · Commercial Mortgage SUPERIOR CU |
| Jan 4, 2023 | Transfer on Death Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 8, 2026 · Amount on File |
| Deed Sale | Jul 8, 2026 · Amount on File |
| Prior Sale | Feb 27, 1992 · Amount on File |
| Deed Document Number | 20267122 |
| Prior Transfer Date | Mar 5, 2026 |
| Prior Transfer Doc | 0000002145 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALLEN OH |
| Recording Date | Jul 8, 2026 |
| Property Address | 5724 CLOVER RIDGE DR, LIMA, OH 45807-1370 |
| Document Number | 0000007122 |
| Instrument Date | Jul 7, 2026 |
| Instrument | 20267122 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $89,082.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5724 CLOVER RIDGE DR, LIMA, OH 45807-1370 |
| Document Number | 0000007123, |
|---|---|
| Date | Jul 8, 2026 |
| Instrument | 20267123 |
| Name | CITIZENS BANK |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEN OH |
| Property Address | 5724 CLOVER RIDGE DR, LIMA, OH 45807-1370 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2026 |
| Name | Verified Name |
|---|
| Document Number | 9070012532 |
|---|---|
| Date | Sep 7, 2021 |
| Book Page | 2021/12532 |
| Instrument | 202109070012532 |
| Name | SUPERIOR CU |
|---|---|
| Type | Credit Union |
| Address | LIMA, OH 45807 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Aug 31, 2041 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | ALLEN OH |
| Recording Date | Jan 4, 2023 |
| Property Address | 5724 CLOVER RIDGE DR, LIMA, OH 45807-1370 |
| Document Number | 1040000065 |
| Book / Page | 2023 / 65 |
| Map Reference | MB 17 PG 199 |
| Instrument Date | Nov 20, 2022 |
| Instrument | 202301040000065 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5724 CLOVER RIDGE DR, LIMA, OH 45807-1370 |
The 2025 property tax bill for 5724 Clover Ridge Dr was $2,649, down 2% from the year before.
Source: Allen County assessment roll, as of May 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Allen County |
| County Subdivision | American Township |
| Municipality | Elida Village |
| Unified School District | Elida Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,649.00 (-2%) | $71,650 (-) Land $9,350 Building $62,300 | $204,700 (-) Land $26,700 Building $178,000 |
| 2024 | $2,703.00 (+18.97%) Homeowner's exemption | $71,650 (+28.98%) Land $9,350 Building $62,300 | $204,700 Land $26,700 Building $178,000 |
| 2023 | $2,272.00 (-2.82%) Homeowner's exemption | $55,550 (-) Land $7,250 Building $48,300 | |
| 2022 | $2,338.00 Homeowner's exemption | $55,550 Land $7,250 Building $48,300 | |
| 2021 | $158,700 Land $20,700 Building $138,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 5724 Clover Ridge Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 20, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 5724 Clover Ridge Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELIDA VILLAGE serves 4,109 people · EPA ID OH0200503 |
|---|---|
| Water Source | Purchased surface water from LIMA CITY |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
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