5723 Ward Rd, Vale, NC 28168 Property Records

Lincoln County property record for 5723 Ward Rd, Vale, NC 28168

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,392 sqft · built 2018
Lot Size	5.55 acres (241,976 sqft)
Owner	2 Individual Names on Record
Last Sale	$33,500 (Apr 2016)
Tax Bill	$2,032 (2026)
Deeds & Mortgages	Jun 2017 Mortgage Mar 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2695-46-3284`

Property Details

APN / Parcel Number

Primary APN	`2695-46-3284`
Alternative APNs	`269500462441` `205047` `13227`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,554 sqft Living Area

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Custom Design
Lot Area	241,976 sqft (5.55 acres)
Storage Building	504 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	205047
Street Address	5723 WARD RD
City	VALE
State	NC
Zip	28168-8650
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-R
Legal Description	RHYNE LAND ON WARD RD
Legal Subdivision	JEFFREY D & LOREN K WARD
Jurisdiction	LINCOLN NC
Township / Civil Division	HOWARDS CREEK
Census Block Group	1
Census Block	1036
Census Tract	70600

Owner

Source: Lincoln County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5723 WARD RD, VALE, NC 28168-8650
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2017	Deed of Trust, Mortgage · ARM CAROLINAS TELCO FCU
Mar 25, 2019	Deed of Trust, Mortgage CAROLINAS TELCO FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 29, 2016 · Amount on Record
Deed Sale	Apr 29, 2016 · Amount on Record
Deed Document Number	2016546522
Deed Book / Page	2584 / 199
Prior Transfer Date	Sep 29, 2006
Prior Transfer Doc	0000016172
Record Updated	Oct 29, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	5723 WARD RD, VALE, NC 28168-8650
Transaction Type	Mortgage
Record Updated	Aug 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002671449
Date	Jun 12, 2017
Book Page	2671/449
Instrument	563928

Lender

Name	CAROLINAS TELCO FCU
Type	Credit Union
Address	CHARLOTTE, NC 28208

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Type Change Date	Jul 1, 2022
Min Rate At Change	4.12%
Max Rate At Change	6.37%
Index	1-Year CMT
Max Rate	10.3%

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	5723 WARD RD, VALE, NC 28168-8650
Document Number	2806106
Instrument Date	Mar 25, 2019
Transaction Type	Mortgage
Record Updated	Apr 4, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5723 WARD RD VALE NC 281688650, VALE, NC 28168-8650

Mortgage

Document Number	2806106
Date	Mar 29, 2019
Book Page	002806/000106
Instrument	590508

Lender

Name	CAROLINAS TELCO FCU
Type	Credit Union
Address	CHARLOTTE, NC 28208

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 28, 2049

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Lincoln County
Unified School District	Lincoln County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,032.00 (+6%)	$303,296 (+5.27%) Land $58,063 Building $245,233	$303,296 (+5.27%) Land $58,063 Building $245,233
2023	$1,917.00	$288,118 Land $58,063 Building $230,055	$288,118 Land $58,063 Building $230,055

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2013)
Most Recent Claim	Jul 2013 · Severe Storms, Flooding, Landslides, Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LINCOLN COUNTY WTP serves 49,693 people · EPA ID NC0155035
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30
AT&T DSL	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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