5722 Gardner Ln, Bridgewater, VA 22812 Property Records

Rockingham County property record for 5722 Gardner Ln, Bridgewater, VA 22812

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,713 sqft · built 1978
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$463,000 (Dec 2025)
Tax Bill	$2,376 (2026)
Deeds & Mortgages	Oct 2007 Line of Credit Dec 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`121-(A)-L95A`

Property Details

APN / Parcel Number

Primary APN	`121-(A)-L95A`
Alternative APNs	`R35056` `35056`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,713 sqft Living Area
Gross Area	3,820 sqft
Basement Area	594 sqft
Finished Basement	594 sqft
Unfinished Basement	50 sqft
Flooring	Carpet
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Exterior Material	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)
Garage Area	625 sqft
Driveway	Gravel Driveway

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	R35056
Street Address	5722 GARDNER LN
City	BRIDGEWATER
State	VA
Zip	22812-3614
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A2
Legal Description	SPRING CREEK RD
Legal Subdivision	SPRING CREEK RD
Jurisdiction	ROCKINGHAM VA
Township / Civil Division	ASHBY
Census Block Group	2
Census Block	2003
Census Tract	11600

Owner

5722 Gardner Ln is owned and occupied by two individuals who bought it in December 2025.

Source: Rockingham County records, as of June 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5722 GARDNER LN, BRIDGEWATER, VA 22812-3614
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2007	Deed of Trust, Mortgage · Line of Credit BRANCH BANKING AND TRUST CO
Dec 15, 2025	Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 15, 2025 · Amount on File
Deed Sale	Dec 15, 2025 · Amount on File
Deed Document Number	202527759
Deed Book / Page	5994 / 505
Record Updated	Sep 20, 2026

October 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKINGHAM VA
Property Address	5722 GARDNER LN, BRIDGEWATER, VA 22812-3614
Transaction Type	Mortgage
Record Updated	Feb 6, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	003192/244
Date	Oct 1, 2007
Book Page	3192/244
Instrument	2007-00033022

Lender

Name	BRANCH BANKING AND TRUST CO
Type	Bank
Address	RICHMOND, VA 23219

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	ROCKINGHAM VA
Recording Date	Dec 15, 2025
Property Address	5722 GARDNER LN, BRIDGEWATER, VA 22812-3614
Document Number	005994/505
Book / Page	5994 / 505
Map Reference	MB 466 PG 791
Instrument Date	Nov 24, 2025
Instrument	2025-27759
Transaction Type	Transfer
Record Updated	Feb 6, 2026
Title Company	WEST VIEW TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$463.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2722 GARDNER LN, BRIDGEWATER, VA 22812

Mortgage

Document Number	0202527760
Date	Dec 15, 2025
Instrument	2025-27760

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jan 1, 2041

Tax Assessment & Valuation

The 2026 property tax bill for 5722 Gardner Ln was $2,376, up 18.6% from the year before.

Source: Rockingham County assessment roll, as of June 8, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Rockingham County
Unified School District	Rockingham County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,376.00 (+18.62%)	$360,000 (+22.2%) Land $52,500 Building $307,500	$360,000 Land $52,500 Building $307,500
2025	$2,003.00	$294,600 Land $35,000 Building $259,600
2022			$294,600 Land $35,000 Building $259,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5722 Gardner Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5722 Gardner Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	25 / 3

May also be available: AT&T, Verizon.

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