St. Joseph County property record for 57217 N Main St, Three Rivers, MI 49093
| Property Type | Commercial |
|---|---|
| Details | 2 ba · 838 sqft · built 1972 |
| Lot Size | 0.4 acres (17,424 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $185,000 (Apr 2021) |
| Tax Bill | $1,914 (2025) |
| Deeds & Mortgages | Apr 2021 Sale & Mortgage Jun 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 009-007-002-02 |
| Primary APN | 009-007-002-02 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 838 sqft Building Perimeter |
| 1st Floor Area | 838 sqft |
| Basement Area | 838 sqft |
| Unfinished Basement | 838 sqft |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Lot Area | 17,424 sqft (0.4 acres) |
| Lot Dimensions | 295 ft deep x 59 ft wide |
| Garage Area | 624 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 57217 N MAIN ST |
|---|---|
| City | THREE RIVERS |
| State | MI |
| Zip | 49093-9420 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | COM 1179.75 FT S OF N 1/4 COR SEC 7 T6S R11W TH S 89D 50M E 295 FT TH N 59 FT TH N 89D 50M W 295 FT TH S ALG C/L US-131 59 FT |
| Legal Range | 11W |
| Legal Township | 06S |
| Legal Section | 07 |
| Jurisdiction | ST JOSEPH MI |
| Township / Civil Division | LOCKPORT |
| Census Block Group | 2 |
| Census Block | 2034 |
| Census Tract | 40100 |
57217 N Main St, a commercial property, is owned and occupied by two individuals who bought it in April 2021.
Source: St. Joseph County records, as of July 24, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 57217 N MAIN ST, THREE RIVERS, MI 49093-9420 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 1, 2021 | Warranty Deed, Transfer · FHA Mortgage RUOFF MORTGAGE COMPANY INC |
| Jun 13, 2019 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 1, 2021 · Amount on File |
| Deed Sale | Apr 1, 2021 · Amount on File |
| Prior Sale | Jun 13, 2019 · Amount on File |
| Deed Document Number | 20213181 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | Apr 1, 2021 |
| Property Address | 57217 N MAIN ST, THREE RIVERS, MI 49093-9420 |
| Document Number | 2021003181 |
| Instrument Date | Mar 26, 2021 |
| Instrument | 2021003181 |
| Transaction Type | Transfer |
| Record Updated | Jul 22, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,387.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 403, THREE RIVERS, MI 49093-0403 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 57217 N MAIN ST, THREE RIVERS, MI 49093-9420 |
| Investor | Possibly a Property Investor |
| Date | Apr 1, 2021 |
|---|
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | Jun 13, 2019 |
| Property Address | 57217 N MAIN ST, THREE RIVERS, MI 49093-9420 |
| Document Number | 1962/0574 |
| Book / Page | 1962 / 0574 |
| Instrument Date | Jun 7, 2019 |
| Transaction Type | Transfer |
| Record Updated | Jul 22, 2021 |
| Amount | Amount on Record |
|---|---|
| Tax | $967.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 17331 MOOREPARK RD, 17331, THREE RIVERS, MI 49093-8600 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 403, THREE RIVERS, MI 49093-0403 |
The 2025 property tax bill for 57217 N Main St was $1,914 with a homeowner's exemption.
Source: St. Joseph County assessment roll, as of July 24, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Joseph County |
| County Subdivision | Lockport Township |
| Unified School District | Three Rivers Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $77,800 Land $8,200 Building $69,600 | $155,600 Land $16,400 Building $139,200 | |
| 2025 | $1,914.00 Homeowner's exemption |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 57217 N Main St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 4, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 57217 N Main St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | THREE RIVERS serves 7,905 people · EPA ID MI0006610 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
May also be available: Frontier, Mercury Fiber, Midwest Energy & Communications, T-Mobile, Verizon.
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