5720 Wolf Lake Rd, Sebring, FL 33875 Property Records

Highlands County property record for 5720 Wolf Lake Rd, Sebring, FL 33875

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 2,833 sqft · built 1961
Lot Size	2 acres (87,105 sqft)
Owner	Individual Name on Record
Last Sale	$145,000 (Dec 2016)
Tax Bill	$1,738 (2024)
Deeds & Mortgages	Sep 2018 Loan Modification Sep 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C245807001400050`

Property Details

APN / Parcel Number

Primary APN	`C245807001400050`
Alternative APN	`C-24-35-28-070-0140-0050`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	2,833 sqft Living Area
1st Floor Area	2,436 sqft
Flooring	Terrazzo
Interior Walls	Plaster

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1969
Exterior Material	Concrete Block
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	87,105 sqft (2 acres)
Lot Dimensions	335 ft deep x 130 ft wide
Driveway	Driveway
Driveway Area	660 sqft

Exterior Amenities

Porch	Enclosed Porch
Porch Area	532 sqft
Fence	Fence
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Old Parcel Number	C245807001400050
Street Address	5720 WOLF LAKE RD
City	SEBRING
State	FL
Zip	33875-8055
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	ORANGE BLOSSOM EST UNIT 7 PB 6-PG 26 LOT 5 BLK 14
Legal Range	28E
Legal Township	35S
Legal Section	24
Legal Subdivision	ORANGE BLOSSOM EST
Legal Block	14
Legal Lot Number	5 6
Legal Unit	7
Jurisdiction	HIGHLANDS FL
Township / Civil Division	SEBRING
Census Block Group	4
Census Block	4030
Census Tract	961301

Owner

Source: Highlands County records, as of December 12, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	5720 WOLF LAKE RD, SEBRING, FL 33875-8055
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2018	Loan Modification, Mortgage · FHA Mortgage FBC MTG
Sep 13, 2018	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 2, 2016 · Amount on Record
Deed Sale	Dec 2, 2016 · Amount on Record
Prior Sale	Sep 18, 2003
Deed Document Number	1834966
Deed Book / Page	2556 / 0269
Record Updated	Jun 8, 2026

September 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HIGHLANDS FL
Property Address	5720 WOLF LAKE RD, SEBRING, FL 33875-8055
Document Number	0001916345
Instrument Date	Sep 13, 2018
Transaction Type	Mortgage
Record Updated	Nov 8, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5720 WOLF LAKE RD SEBRING FL 338758055, SEBRING, FL 33875-8055

Mortgage

Document Number	0001916345
Date	Oct 29, 2018
Book Page	002662/000417
Instrument	1916345

Lender

Name	FBC MTG
Type	Mortgage Company
Address	EWING, NJ 08618

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 28, 2048

Interest

Rate Type	Fixed Rate
Rate	4.75%

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Property Address	5720 WOLF LAKE RD, SEBRING, FL 33875-8055
Document Number	0001914174
Instrument Date	Sep 13, 2018
Transaction Type	Mortgage
Record Updated	Oct 22, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5720 WOLF LAKE RD SEBRING FL 338758055, SEBRING, FL 33875-8055

Mortgage

Document Number	0001914174
Date	Oct 10, 2018
Book Page	002659/001166
Instrument	1914174

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 9, 2048

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$142,736 (+5.43%)	$249,135 (+3.56%) Land $70,785 Building $178,350
2024	$1,738.00 (+3.33%)
2023	$1,682.00 (+2.25%) Homeowner's exemption	$135,387 (+3%)	$240,580 (+18.57%) Land $43,758 Building $196,822
2022	$1,645.00 Homeowner's exemption	$131,444	$202,898 Land $43,758 Building $159,140

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	17 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 55% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE JOSEPHINE HEIGHTS private · serves 1,325 people · EPA ID FL6280162
Water Source	Groundwater
Last State Inspection	Jan 2023
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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