5720 Windgate Dr, Ferndale, WA 98248 Property Records

Whatcom County property record for 5720 Windgate Dr, Ferndale, WA 98248 · Last verified March 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,008 sqft · built 1925
Lot Size	8.25 acres (359,370 sqft)
Owner	2 Individual Names on File
Last Sale	$340,000 (Nov 2017)
Tax Bill	$4,362 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Sep 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`547248`

Property Details

APN / Parcel Number

Primary APN	`547248`
Alternative APNs	`390122 421032 0000` `87741`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,008 sqft Living Area
1st Floor Area	1,008 sqft
Attic	Attic
Attic Area	576 sqft
Interior Walls	Finished/Painted

Exterior

Year Built	Built 1925
Architectural Style	Other
Exterior Material	Combination
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	359,370 sqft (8.25 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	60 sqft
Storage Building	2,116 sqft

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	547248
Street Address	5720 WINDGATE DR
City	FERNDALE
State	WA
Zip	98248-9685
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 DEWAIN UNICK SHORT PLAT AS REC BOOK 32 SHORT PLATS PG 67
Legal Range	01
Legal Township	39
Legal Section	22
Legal Subdivision	DEWAIN UNICK SHORT PLAT
Legal Lot Number	3
Jurisdiction	WHATCOM WA
Township / Civil Division	FERNDALE
Census Block Group	1
Census Block	1037
Census Tract	10504

Owner

Source: Whatcom County records · APN 547248

Assessment roll updated May 31, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	5720 WINDGATE DR, FERNDALE, WA 98248-9685
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 04, 2020	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HM LOANS
Sep 26, 2019	Deed of Trust, Mortgage · Conventional with PMI CALIBER HM LOANS
Nov 22, 2017	Warranty Deed, Transfer · FHA Mortgage MOVEMENT MTG

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 22, 2017 · Amount on Record
Deed Sale	Nov 22, 2017 · Amount on Record
Prior Sale	Feb 25, 2010 · Amount on Record
Deed Document Number	2017-1102755
Record Updated	Jun 08, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	5720 WINDGATE DR, FERNDALE, WA 98248-9685
Document Number	2200801216
Instrument Date	Aug 04, 2020
Transaction Type	Mortgage
Record Updated	Aug 21, 2020
Title Company	WHATCOM LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	5720 WINDGATE DR FERNDALE WA 982489685, FERNDALE, WA 98248-9685

Mortgage

Document Number	2200801216
Date	Aug 10, 2020
Instrument	801216

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 09, 2050

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	5720 WINDGATE DR, FERNDALE, WA 98248-9685
Document Number	2191000067
Instrument Date	Sep 26, 2019
Transaction Type	Mortgage
Record Updated	Oct 10, 2019
Title Company	WHATCOM LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	5720 WINDGATE DR FERNDALE WA 982489685, FERNDALE, WA 98248-9685

Mortgage

Document Number	2191000067
Date	Oct 01, 2019
Instrument	1000067

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 30, 2049

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Nov 22, 2017
Property Address	5720 WINDGATE DR, FERNDALE, WA 98248-9685
Document Number	2171102755
Instrument Date	Nov 14, 2017
Instrument	1102755
Transaction Type	Transfer
Record Updated	Jan 03, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$6,057.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	5720 WINDGATE DR FERNDALE WA 982489685, FERNDALE, WA 98248-9685

Mortgage

Document Number	2171102756
Date	Nov 22, 2017
Instrument	1102756

Lender

Name	MOVEMENT MTG
Type	Mortgage Company
Address	INDIAN LAND, SC 29707

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 21, 2047

Tax Assessment & Valuation

Source: Whatcom County records · Assessment roll updated May 31, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Unified School District	Ferndale School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,362.00 (+30.29%)	$560,094 (+15.92%) Land $353,556 Building $206,538	$560,094 (+15.92%) Land $353,556 Building $206,538
2022		$483,173 Land $305,000 Building $178,173	$483,173 Land $305,000 Building $178,173
2021	$3,348.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Whatcom County (53073C), updated May 26, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 530730105041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 16% of Washington
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 26 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Northwest Fiber, Declaration Networks Group. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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