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5720 Shetland Cir, Milton, FL 32583 Property Records

Santa Rosa County property record for 5720 Shetland Cir, Milton, FL 32583

Property Summary

Property TypeSingle Family Home
Details5 bd · 4.5 ba · 4,525 sqft · built 2020
Lot Size0.642 acres (27,951 sqft)
Owner2 Individual Names on Record
Last Sale$100 (Apr 2017)
Tax Bill$9,366 (2024)
Deeds & MortgagesDec 2020 Mortgage
Mar 2020 Loan Modification
+ 3 more
Flood ZoneZone X (minimal risk)
APN41-1N-28-2567-00P00-0130

Property Details

APN / Parcel Number

Primary APN41-1N-28-2567-00P00-0130
Alternative APN
  • N28141256700P000130

Interior

Bedrooms5 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area4,525 sqft Living Area
Gross Area8,716 sqft
1st Floor Area4,525 sqft
FlooringTile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Exterior MaterialConcrete
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialWood Shingle
Lot Area27,951 sqft (0.642 acres)
Garage TypeAttached
Garage Area1,778 sqft
Parking Spaces8 Parking Spaces
PorchOpen Porch
Porch Area1,174 sqft
Patio Area380 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address5720 SHETLAND CIR
CityMILTON
StateFL
Zip32583-4507
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionTHE MOORS GOLF & RACQUET CLUB FIRST ADDITION LOT 13 BLK P AS DES IN OR 3694 PG 2 (INC LOT 12) & AS DES IN OR 3807 PG 609 & TOG WITH A PORT OF THE COMMO N AREA PB 9 PGS 14-17 WHICH ABUTS LOT 13 BLK P BEING DES AS: BEG AT NE CORN OF LOT 13 BLK P THN S5
Legal Range28W
Legal Township1N
Legal Section41
Legal SubdivisionMOORS GOLF & RACQUET
Legal BlockP
Legal Lot Number13
JurisdictionSANTA ROSA FL
Township / Civil DivisionAVALON-MULAT
Census Block Group3
Census Block3000
Census Tract10709

Owner

Source: Santa Rosa County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address5720 SHETLAND CIR, MILTON, FL 32583-4507
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 7, 2020Deed of Trust, Mortgage · VA Mortgage
NATIONAL BANK OF KANSAS CITY
Mar 20, 2020Loan Modification, Mortgage
UNIVERSITY LNDG
Feb 28, 2019Warranty Deed, Transfer
ATTORNEY ONLY
Jan 11, 2018Warranty Deed, Transfer
ATTORNEY ONLY
Apr 27, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 1, 2017 · Amount on Record
Deed SaleApr 1, 2017 · Amount on Record
Prior SaleNov 2, 2016 · Amount on Record
Deed Book / Page3618 / 2035
Last Transfer DateFeb 22, 2019
Transfer Doc0038070609
Record UpdatedJun 8, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address5720 SHETLAND CIR, MILTON, FL 32583-4507
Transaction TypeMortgage
Record UpdatedAug 2, 2022
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address5720 SHETLAND CIR, MILTON, FL 32583-4507

Mortgage

Document Number0040390084
DateDec 7, 2020
Book Page4039/84
Instrument202065627
Lender
NameNATIONAL BANK OF KANSAS CITY
TypeBank
AddressKANSAS CITY, MO 64114
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2050

March 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSANTA ROSA FL
Property Address5720 SHETLAND CIR, MILTON, FL 32583-4507
Document Number0039511596
Instrument DateMar 20, 2020
Transaction TypeMortgage
Record UpdatedJun 26, 2020
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address5720 SHETLAND CIR MILTON FL 325834507, MILTON, FL 32583-4507

Mortgage

Document Number0039511596
DateMay 18, 2020
Book Page003951/001596
Instrument23340
Lender
NameUNIVERSITY LNDG
AddressSOUTHFIELD, MI 48034
Agreement
AmountAmount Recorded
Term360 Months
DueMay 17, 2050
Interest
Rate3.37%

February 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateFeb 28, 2019
Property Address5720 SHETLAND CIR, MILTON, FL 32583-4507
Document Number0038070609
Book / Page003807 / 000609
Instrument DateFeb 22, 2019
Instrument7679
Transaction TypeTransfer
Record UpdatedMar 28, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$0.70
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2891 PGA BLVD NAVARRE FL 325668823, NAVARRE, FL 32566-8823

January 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateJan 11, 2018
Property Address5720 SHETLAND CIR, MILTON, FL 32583-4507
Document Number0036940002
Book / Page003694 / 000002
Instrument DateJan 10, 2018
Instrument1426
Transaction TypeTransfer
Record UpdatedMar 7, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$735.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4977 NW 49TH CT COCONUT CREEK FL 330734908, COCONUT CREEK, FL 33073-4908

April 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSANTA ROSA FL
Recording DateApr 27, 2017
Property Address5720 SHETLAND CIR, MILTON, FL 32583-4507
Document Number0036182035
Book / Page003618 / 002035
Instrument DateApr 4, 2017
Instrument16399
Transaction TypeTransfer
Record UpdatedJun 6, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3219 COUNTRY LN MILTON FL 325836312, MILTON, FL 32583-6312

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$775,046 (+2.9%)$900,589 (-2.73%) Land $66,100 Building $834,489
2024$9,366.00 (+0.61%) Homeowner's exemption Disabled Person's exemption$753,206 (+3%)$925,909 (+7.58%) Land $50,100 Building $875,809
2023$9,309.00 (+35.8%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$731,271 (+3.01%)$860,633 (+7.85%) Land $50,100 Building $810,533
2022$6,855.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$709,875$797,968 Land $49,500 Building $748,468

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 199 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies199 in force
Nearby Flood Claims56 (1995–2020)
Claims Outside the SFHA1 of 56
Most Recent ClaimSep 2020 · Hurricane Sally
Claims by Event
  • Hurricane Sally, Sep 2020 · 37 claims
  • Hurricane Frances, Sep 2004 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 69% of the US · above 50% of Florida
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPACE WATER SYSTEM, INC.
private · serves 49,328 people · EPA ID FL1570671
Water SourceGroundwater
Last State InspectionJun 2024
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		1,000 / 1,000
Mediacom Xtream
Cable		1,000 / 50
Verizon
Fixed Wireless		300 / 20

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