5720 Chapel Heights Ln, Cincinnati, OH 45247 Property Records

Hamilton County property record for 5720 Chapel Heights Ln, Cincinnati, OH 45247

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,589 sqft · built 1996
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$376,700 (Apr 2020)
Tax Bill	$9,046 (2025)
Deeds & Mortgages	Oct 2023 Line of Credit Sep 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`510-0221-0171-00`

Property Details

APN / Parcel Number

Primary APN	`510-0221-0171-00`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,589 sqft Living Area
1st Floor Area	1,687 sqft
2nd Floor Area	630 sqft
Attic	Attic
Attic Area	272 sqft
Basement Area	1,663 sqft
Finished Basement	830 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	43,560 sqft (1 acres)
Garage Type	Attached
Garage Area	567 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	84 sqft
Patio Area	204 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	5720 CHAPEL HEIGHTS LN
City	CINCINNATI
State	OH
Zip	45247-5604
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CHAPEL HEIGHTS LN 1.0005AC LOT 10 CHAPEL HEIGHTSSUB
Legal Subdivision	CHAPEL HEIGHTS SUB
Legal Lot Number	10
Jurisdiction	HAMILTON OH
Township / Civil Division	COLERAIN
Census Block Group	3
Census Block	3005
Census Tract	20707

Owner

5720 Chapel Heights Ln is owned and occupied by two individuals who bought it in April 2020.

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	5720 CHAPEL HEIGHTS LN, CINCINNATI, OH 45247-5604
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2023	Deed of Trust, Mortgage · Line of Credit CINFED CU
Sep 8, 2021	Deed of Trust, Mortgage · VA Mortgage USAA FSB
Aug 26, 2024	Deed of Trust, Mortgage CINFED CU
Aug 4, 2025	Transfer on Death Deed, Transfer
Apr 3, 2020	Warranty Deed, Transfer · VA Mortgage USAA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 3, 2020 · Amount on File
Deed Sale	Apr 3, 2020 · Amount on File
Prior Sale	Nov 6, 1996 · Amount on File
Deed Document Number	0000031790
Deed Book / Page	014139 / 002338
Record Updated	Jun 8, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	5720 CHAPEL HEIGHTS LN, CINCINNATI, OH 45247-5604
Transaction Type	Mortgage
Record Updated	Apr 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5720 CHAPEL HEIGHTS LN, CINCINNATI, OH 45247-5604

Mortgage

Document Number	0000075594
Date	Oct 24, 2023
Book Page	15028/423
Instrument	2023-0075594

Lender

Name	CINFED CU
Type	Credit Union
Address	CINCINNATI, OH 45209

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Oct 25, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	5720 CHAPEL HEIGHTS LN, CINCINNATI, OH 45247-5604
Transaction Type	Mortgage
Record Updated	Apr 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000107976
Date	Sep 8, 2021
Book Page	14497/2024
Instrument	2021-0107976

Lender

Name	USAA FSB
Type	Bank
Address	SAN ANTONIO, TX 78288

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Aug 1, 2051

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	5720 CHAPEL HEIGHTS LN, CINCINNATI, OH 45247-5604
Transaction Type	Mortgage
Record Updated	Apr 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5720 CHAPEL HEIGHTS LN, CINCINNATI, OH 45247-5604

Mortgage

Document Number	0000059593
Date	Aug 26, 2024
Book Page	15237/874
Instrument	2024-0059593

Lender

Name	CINFED CU
Type	Credit Union
Address	CINCINNATI, OH 45209

Agreement

Amount	Amount on Record
Term	61 Months
Due	Sep 3, 2029

August 2025: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	HAMILTON OH
Recording Date	Aug 4, 2025
Property Address	5720 CHAPEL HEIGHTS LN, CINCINNATI, OH 45247-5604
Document Number	0000058230
Book / Page	15471 / 1134
Map Reference	MB 315 PG 98
Instrument Date	Jul 23, 2025
Instrument	2025-0058230
Transaction Type	Transfer
Record Updated	Apr 10, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	5720 CHAPEL HEIGHTS LN, CINCINNATI, OH 45247-5604

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Apr 3, 2020
Property Address	5720 CHAPEL HEIGHTS LN, CINCINNATI, OH 45247-5604
Document Number	0000031790
Book / Page	014139 / 002338
Instrument Date	Apr 2, 2020
Instrument	31790
Transaction Type	Transfer
Record Updated	May 28, 2020
Title Company	AGILITY CLOSING AND TITLE SERVICES I, AGILITY CLOSING & TITLE SVCS I

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,507.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5720 CHAPEL HEIGHTS LN CINCINNATI OH 452475604, CINCINNATI, OH 45247-5604

Mortgage

Document Number	31791
Date	Apr 3, 2020
Book Page	014139/002341
Instrument	31791

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 2, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 5720 Chapel Heights Ln was $9,046 with a homeowner's exemption, up 7.8% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Colerain Township
Unified School District	Northwest Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,046.00 (+7.75%) Homeowner's exemption	$177,566 (-) Land $20,125 Building $157,441
2024	$8,395.00 (-1.65%) Homeowner's exemption	$177,566 (-) Land $20,125 Building $157,441
2023	$8,536.00 (+13.62%) Homeowner's exemption	$177,566 (+34.68%) Land $20,125 Building $157,441	$507,330 Land $57,500 Building $449,830
2022	$7,513.00 Homeowner's exemption	$131,845 Land $18,032 Building $113,813
2020			$376,700 Land $51,520 Building $325,180

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5720 Chapel Heights Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5720 Chapel Heights Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 71% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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