5720 Caravan Ln, Waxhaw, NC 28173 Property Records

Union County property record for 5720 Caravan Ln, Waxhaw, NC 28173

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,765 sqft · built 2007
Lot Size	1.49 acres (64,904 sqft)
Owner	Individual Name on File
Last Sale	$370,000 (Sep 2022)
Tax Bill	$2,581 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Sep 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-054-017`

Property Details

APN / Parcel Number

Primary APN	`06-054-017`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,765 sqft Living Area
1st Floor Area	1,765 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Conventional
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable
Lot Area	64,904 sqft (1.49 acres)
Garage Type	Attached
Garage Area	908 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	507 sqft
Deck Area	665 sqft
Patio Area	665 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5720 CARAVAN LN
City	WAXHAW
State	NC
Zip	28173-9700
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-40 MINE
Legal Description	#39 SHANNON RANCHETTES OPCJ767
Legal Subdivision	SHANNON RANCHETTES
Legal Lot Number	39
Jurisdiction	UNION NC
Township / Civil Division	SANDY RIDGE
Census Block Group	1
Census Block	1010
Census Tract	21004

Owner

5720 Caravan Ln is owned and occupied by an individual who bought it in September 2022.

Source: Union County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	5720 CARAVAN LN, WAXHAW, NC 28173-9700
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2025	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Sep 21, 2022	Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 21, 2022 · Amount on File
Deed Sale	Sep 21, 2022 · Amount on File
Prior Sale	Jun 15, 2007 · Amount on File
Deed Document Number	202233023
Deed Book / Page	8575 / 292
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	5720 CARAVAN LN, WAXHAW, NC 28173-9700
Transaction Type	Mortgage
Record Updated	Jan 15, 2026
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000927824
Date	Dec 30, 2025
Book Page	9278/24
Instrument	34718

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Dec 19, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Sep 21, 2022
Property Address	5720 CARAVAN LN, WAXHAW, NC 28173-9700
Document Number	0008575292
Book / Page	8575 / 292
Map Reference	CAB J FILE 767
Instrument Date	Sep 16, 2022
Instrument	33023
Transaction Type	Transfer
Record Updated	Oct 5, 2022
Title Company	INVESTORS TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$740.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	48 PIKA LN, 48, WAYNESVILLE, NC 28785-7733

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	5720 CARAVAN LN, WAXHAW, NC 28173-9700

Mortgage

Document Number	0000033024
Date	Sep 21, 2022
Instrument	33024

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 5720 Caravan Ln was $2,581.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Mineral Springs Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$517,300 (-) Land $63,600 Building $453,700	$517,300 (-) Land $63,600 Building $453,700
2025	$2,581.00	$517,300 Land $63,600 Building $453,700	$517,300 Land $63,600 Building $453,700
2023	$2,561.00	$390,800 Land $36,900 Building $353,900	$390,800 Land $36,900 Building $353,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5720 Caravan Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2015 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5720 Caravan Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Windstream DSL	200 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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