572 Windmill Dr, Saint Leonard, MD 20685 Property Records

Calvert County property record for 572 Windmill Dr, Saint Leonard, MD 20685

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,421 sqft · built 2000
Lot Size	1.01 acres (43,996 sqft)
Owner	2 Individual Names on File
Last Sale	$60,000 (Dec 1999)
Tax Bill	$5,957 (2025)
Deeds & Mortgages	Jan 2018 Mortgage Jan 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-236857`

Property Details

APN / Parcel Number

Primary APN	`01-236857`
Alternative APNs	`1236857` `236857`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	3,421 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	43,996 sqft (1.01 acres)
Garage Type	Built-in
Garage Area	378 sqft
Parking Spaces	1 Parking Space
Pool Area	448 sqft
Deck Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	236857
Street Address	572 WINDMILL DR
City	SAINT LEONARD
State	MD
Zip	20685-2565
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RUR
Legal Description	LT 37 SEC 2 PLAT 2 PARRAN'S GRANT
Legal Subdivision	PARRANS GRANT
Legal Lot Number	37
Jurisdiction	CALVERT MD
Township / Civil Division	1, SOLOMONS ISLAND
Census Block Group	1
Census Block	1032
Census Tract	861100

Owner

572 Windmill Dr is owned and occupied by two individuals who bought it in December 1999.

Source: Calvert County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	572 WINDMILL DR, SAINT LEONARD, MD 20685-2565
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2018	Deed of Trust, Mortgage · Conventional Mortgage FIRST HERITAGE MORTGAGE LLC
Jan 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 3, 1999 · Amount on File
Deed Sale	Dec 3, 1999 · Amount on File
Deed Document Number	19991381
Deed Book / Page	1230 / 166
Record Updated	Sep 20, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	572 WINDMILL DR, SAINT LEONARD, MD 20685-2565
Transaction Type	Mortgage
Record Updated	Oct 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	572 WINDMILL DR, SAINT LEONARD, MD 20685-2565

Mortgage

Document Number	0051340371
Date	Jan 24, 2018
Book Page	5134/371

Lender

Name	FIRST HERITAGE MORTGAGE LLC
Type	Lending Institution
Address	FAIRFAX, VA 22030

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2048

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	572 WINDMILL DR, SAINT LEONARD, MD 20685-2565
Transaction Type	Mortgage
Record Updated	Oct 25, 2022
Title Company	EQUITY SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0058340218
Date	Jan 25, 2021
Book Page	5834/218

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	237 Months
Due	Oct 1, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 572 Windmill Dr was $5,957 with a homeowner's exemption.

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$565,100 Land $161,500 Building $403,600	$565,100 Land $161,500 Building $403,600
2025	$5,957.00
2023	$4,824.00 Homeowner's exemption	$464,300 Land $161,500 Building $302,800	$464,300 Land $161,500 Building $302,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 572 Windmill Dr in Zone X, an area of minimal flood risk, though there have been 17 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 122 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	122 in force
Nearby Flood Claims	17 (2003–2025)
Most Recent Claim	Oct 2025 · rainfall accumulation
Claims by Event	Hurricane Isabel, Sep 2003 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 572 Windmill Dr is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 89% of Maryland
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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