Wake County property record for 572 Hay River St, Garner, NC 27529
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,965 sqft · built 2003 |
| Lot Size | 0.219 acres (9,583 sqft) |
| Owner | Owner Name on Record |
| Last Sale | $153,000 (Nov 2003) |
| Tax Bill | $2,788 (2023) |
| Deeds & Mortgages | Sep 2025 Line of Credit Feb 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1721.05-19-3026 0303100 |
| Primary APN | 1721.05-19-3026 0303100 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,965 sqft Heated Area |
| 1st Floor Area | 1,850 sqft |
| Attic Area | 344 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 9,583 sqft (0.219 acres) |
| Garage Area | 420 sqft |
| Porch | Porch |
| Porch Area | 24 sqft |
| Deck Area | 165 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0303100 |
|---|---|
| Street Address | 572 HAY RIVER ST |
| City | GARNER |
| State | NC |
| Zip | 27529-7264 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4 |
| Legal Description | LO42 HUNTER'S MARK SUB PH1 BM2002-01711 |
| Legal Township | 16 |
| Legal Subdivision | MARK SUB |
| Legal Phase | 1 |
| Legal Lot Number | 42 |
| Jurisdiction | WAKE NC |
| Township / Civil Division | ST. MARYS |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 52815 |
Source: Wake County records, as of April 18, 2024
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on Record |
|---|---|
| Mailing Address | 572 HAY RIVER ST, GARNER, NC 27529-7264 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Sep 30, 2025 | Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO |
| Feb 7, 2022 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU |
| Jun 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 17, 2003 · Amount on Record |
| Deed Sale | Nov 17, 2003 · Amount on Record |
| Deed Document Number | 0105472063 |
| Deed Book / Page | 10547 / 2063 |
| Prior Transfer Date | Nov 14, 2003 |
| Prior Transfer Doc | 1054702063 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAKE NC |
| Property Address | 572 HAY RIVER ST, GARNER, NC 27529-7264 |
| Transaction Type | Mortgage |
| Record Updated | Oct 9, 2025 |
| Title Company | STEWART TITLE, STEWART TTL GUARANTY NON CA |
| Name | Verified Name |
|---|---|
| Address | 572 HAY RIVER ST, GARNER, NC 27529-7264 |
| Document Number | 20027/1039 |
|---|---|
| Date | Sep 30, 2025 |
| Book Page | 20027/1039 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAKE NC |
| Property Address | 572 HAY RIVER ST, GARNER, NC 27529-7264 |
| Transaction Type | Mortgage |
| Record Updated | Feb 15, 2022 |
| Name | Verified Name |
|---|
| Document Number | 18908/2225 |
|---|---|
| Date | Feb 7, 2022 |
| Book Page | 18908/2225 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAKE NC |
| Property Address | 572 HAY RIVER ST, GARNER, NC 27529-7264 |
| Transaction Type | Mortgage |
| Record Updated | Aug 4, 2021 |
| Name | Verified Name |
|---|
| Document Number | 185730593 |
|---|---|
| Date | Jun 28, 2021 |
| Book Page | 18573/593 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.95% |
| Type Change Date | Jul 1, 2026 |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.25% |
| Max Rate At Change | 4.95% |
| Index | 5-Year CMT |
| Margin | 2 |
| Max Rate | 8.95% |
Source: Wake County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Wake County |
| Municipality | Garner Town |
| Unified School District | Wake County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $2,788.00 | $215,579 Land $43,000 Building $172,579 | $215,579 Land $43,000 Building $172,579 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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