572 E 10th St, Saint Charles, MN 55972 Property Records

Winona County property record for 572 E 10th St, Saint Charles, MN 55972

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,976 sqft · built 1961
Lot Size	0.243 acres (10,585 sqft)
Owner	2 Individual Names on Record
Last Sale	$279,000 (Apr 2022)
Tax Bill	$2,882 (2026)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Apr 2021 Transfer + 7 more
APN	`29.050.0200`

Property Details

APN / Parcel Number

Primary APN	`29.050.0200`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,976 sqft Living Area
1st Floor Area	988 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1990
Exterior Material	Metal
Construction Type	Metal Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,585 sqft (0.243 acres)
Lot Dimensions	125 ft deep x 85 ft wide
Garage Area	572 sqft
Porch	Open Porch
Porch Area	96 sqft
Deck Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	572 E 10TH ST
City	SAINT CHARLES
State	MN
Zip	55972-1445
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-20 TWP-106 RANGE-010 MILLARDS ADD LOT-023
Legal Range	010
Legal Township	106
Legal Section	20
Legal Subdivision	MILLARDS ADD
Legal Lot Number	23
Jurisdiction	WINONA MN
Township / Civil Division	ST. CHARLES
Census Block Group	2
Census Block	2002
Census Tract	671000

Owner

Source: Winona County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	572 E 10TH ST, SAINT CHARLES, MN 55972-1445
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2022	Warranty Deed, Transfer · Conventional Mortgage ALTRA FCU
Apr 21, 2021	Transfer on Death Deed, Transfer LEGAL TITLE & ESCROW INC
May 3, 2021	Transfer on Death Deed, Transfer
Mar 24, 2021	Warranty Deed, Transfer · Line of Credit MERCHANTS BANK NA
Apr 6, 2021	Transfer on Death Deed, Transfer LEGAL & TITLE SERVICES
Sep 10, 2019	Intrafamily Transfer, Transfer PARTNERS IN TITLE LLC, PARTNERS TITLE LLC
Sep 10, 2019	Warranty Deed, Transfer PARTNERS IN TITLE LLC, PARTNERS TITLE LLC
Dec 13, 2018	Deed of Distribution, Transfer
Dec 26, 2018	Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 12, 2022 · Amount on Record
Deed Sale	Apr 12, 2022 · Amount on Record
Prior Sale	Apr 21, 2021 · Amount on Record
Deed Document Number	2022642018
Prior Transfer Date	Apr 1, 2021
Prior Transfer Doc	633541
Record Updated	Oct 29, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINONA MN
Recording Date	Apr 12, 2022
Property Address	572 E 10TH ST, SAINT CHARLES, MN 55972-1445
Document Number	000A642018
Instrument Date	Mar 28, 2022
Instrument	A642018
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	LEGAL TITLE, LEGAL & TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$920.70
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	572 E 10TH ST, SAINT CHARLES, MN 55972-1445

Mortgage

Document Number	000A642019
Date	Apr 12, 2022
Instrument	A642019

Lender

Name	ALTRA FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2052

April 2021: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	WINONA MN
Recording Date	Apr 21, 2021
Property Address	572 E 10TH ST, SAINT CHARLES, MN 55972-1445
Document Number	633225
Instrument Date	Apr 1, 2021
Instrument	633225
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	LEGAL TITLE & ESCROW INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust

May 2021: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	WINONA MN
Recording Date	May 3, 2021
Property Address	572 E 10TH ST, SAINT CHARLES, MN 55972-1445
Document Number	633541
Instrument Date	Apr 1, 2021
Instrument	633541
Transaction Type	Transfer
Record Updated	Jun 4, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINONA MN
Recording Date	Mar 24, 2021
Property Address	572 E 10TH ST, SAINT CHARLES, MN 55972-1445
Document Number	632354
Instrument Date	Mar 19, 2021
Instrument	632354
Transaction Type	Transfer
Record Updated	Sep 24, 2021
Title Company	PARTNERS IN TITLE LLC, PARTNERS TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$640.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	572 E 10TH ST, SAINT CHARLES, MN 55972-1445

Mortgage

Document Number	632355
Date	Mar 24, 2021
Instrument	632355

Lender

Name	MERCHANTS BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 24, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	WINONA MN
Recording Date	Apr 6, 2021
Property Address	572 E 10TH ST, SAINT CHARLES, MN 55972-1445
Document Number	632698
Instrument Date	Aug 11, 2020
Instrument	632698
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	LEGAL & TITLE SERVICES

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust

September 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WINONA MN
Recording Date	Sep 10, 2019
Property Address	572 E 10TH ST, SAINT CHARLES, MN 55972-1445
Document Number	619225
Instrument Date	Aug 16, 2019
Instrument	619225
Transaction Type	Transfer
Record Updated	Jun 22, 2021
Title Company	PARTNERS IN TITLE LLC, PARTNERS TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	807 JOHNS LN SE, STEWARTVILLE, MN 55976-1490

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINONA MN
Recording Date	Sep 10, 2019
Property Address	572 E 10TH ST, SAINT CHARLES, MN 55972-1445
Document Number	619223
Instrument Date	Aug 16, 2019
Instrument	619223
Transaction Type	Transfer
Record Updated	Jun 22, 2021
Title Company	PARTNERS IN TITLE LLC, PARTNERS TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$372.90
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	807 JOHNS LN SE, STEWARTVILLE, MN 55976-1490

December 2018: Deed of Distribution, Transfer

Document Type	Deed of Distribution
Jurisdiction	WINONA MN
Recording Date	Dec 13, 2018
Property Address	572 E 10TH ST, SAINT CHARLES, MN 55972-1445
Document Number	614277
Instrument Date	Dec 3, 2018
Instrument	614277
Transaction Type	Transfer
Record Updated	Jun 22, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1102 WHISPERING HILLS DR, SAINT CHARLES, MN 55972-1487

December 2018: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	WINONA MN
Recording Date	Dec 26, 2018
Property Address	572 E 10TH ST, SAINT CHARLES, MN 55972-1445
Document Number	614494
Instrument Date	Nov 27, 2018
Instrument	614494
Transaction Type	Transfer
Record Updated	Jun 6, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Winona County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Winona County
Municipality	St. Charles City
Unified School District	St. Charles Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,882.00 (+23.27%) Homeowner's exemption	$261,600 (+6.56%) Land $45,300 Building $216,300	$261,600 (+6.56%) Land $45,300 Building $216,300
2025		$245,500 (+1.2%) Land $43,200 Building $202,300	$245,500 (+1.2%) Land $43,200 Building $202,300
2023	$2,338.00 Homeowner's exemption	$242,600 Land $42,700 Building $199,900	$242,600 Land $42,700 Building $199,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 80% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Charles serves 3,825 people · EPA ID MN1850009
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Hiawatha Broadband Communications Cable · Fiber in parts of the area	1,000 / 30
GigFire Fixed Wireless	150 / 130

May also be available: Verizon.

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