5718 White Store Rd, Wingate, NC 28174 Property Records

Union County property record for 5718 White Store Rd, Wingate, NC 28174

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,854 sqft · built 1981
Lot Size	1.97 acres (86,075 sqft)
Owner	2 Individual Names on Record
Last Sale	$314,000 (Aug 2020)
Tax Bill	$1,821 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Aug 2024 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03-099-001E`

Property Details

APN / Parcel Number

Primary APN	`03-099-001E`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,854 sqft Total Area
1st Floor Area	1,854 sqft

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Exterior Material	Brick
Lot Area	86,075 sqft (1.97 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5718 WHITE STORE RD
City	WINGATE
State	NC
Zip	28174-8774
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2.169A OPCP309 LESS ROW
Jurisdiction	UNION NC
Township / Civil Division	LANES CREEK
Census Block Group	1
Census Block	1007
Census Tract	20901

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5718 WHITE STORE RD, WINGATE, NC 28174-8774
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage CMG MORTGAGE INC
Aug 12, 2024	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO
Jan 6, 2022	Warranty Deed, Transfer CAROLINA TITLE COMPANY INC
Jan 6, 2022	Correction Deed CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 7, 2020 · Amount on Record
Deed Sale	Aug 7, 2020 · Amount on Record
Deed Document Number	202030171
Deed Book / Page	7765 / 294
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	5718 WHITE STORE RD, WINGATE, NC 28174-8774
Transaction Type	Mortgage
Record Updated	Mar 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000082891
Date	Oct 22, 2021
Book Page	8289/1
Instrument	50593

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company
Address	SAN RAMON, CA 94583

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Nov 1, 2052

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	5718 WHITE STORE RD, WINGATE, NC 28174-8774
Transaction Type	Mortgage
Record Updated	Mar 31, 2026
Title Company	STEWART TITLE, STEWART TTL GUARANTY NON CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5718 WHITE STORE RD, WINGATE, NC 28174-8774

Mortgage

Document Number	0000089561
Date	Aug 12, 2024
Book Page	8956/1
Instrument	18843

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Jan 6, 2022
Property Address	5718 WHITE STORE RD, WINGATE, NC 28174-8774
Document Number	0008366682
Book / Page	8366 / 682
Instrument Date	Jan 6, 2022
Instrument	743
Transaction Type	Transfer
Record Updated	Nov 21, 2023
Title Company	CAROLINA TITLE COMPANY INC

Transaction

Amount	Amount Recorded
Tax	$660.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1613 HIGHWAY 205, MARSHVILLE, NC 28103-9520

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1108 CHADWYCK DR, MONROE, NC 28110-7614

January 2022: Correction Deed

Document Type	Correction Deed
Jurisdiction	UNION NC
Recording Date	Jan 6, 2022
Property Address	5718 WHITE STORE RD, WINGATE, NC 28174-8774
Document Number	0008366680
Book / Page	8366 / 680
Instrument Date	Jan 6, 2022
Instrument	742
Record Updated	Mar 31, 2026
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 855, SPRINGFIELD, VT 05156-0855

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1613 HIGHWAY 205, MARSHVILLE, NC 28103-9520

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$365,200 (-) Land $61,600 Building $303,600	$365,200 (-) Land $61,600 Building $303,600
2025	$1,821.00 (-6.38%)	$365,200 (+23.3%) Land $61,600 Building $303,600	$365,200 (+23.3%) Land $61,600 Building $303,600
2023	$1,945.00	$296,200 Land $22,200 Building $274,000	$296,200 Land $22,200 Building $274,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL	50 / 3

May also be available: Spectrum, Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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