Santa Rosa County property record for 5718 Whispering Woods Dr, Pace, FL 32571
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,949 sqft · built 1993 |
| Lot Size | 0.987 acres (43,037 sqft) |
| Owner | Individual Name on File |
| Last Sale | $350,500 (Aug 2022) |
| Tax Bill | $3,097 (2024) |
| Deeds & Mortgages | May 2021 Mortgage Aug 2022 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 35-2N-29-0000-00407-0000 |
| Primary APN | 35-2N-29-0000-00407-0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,949 sqft Heated Area |
| Gross Area | 2,878 sqft |
| 1st Floor Area | 2,443 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Masonry |
| Roof Material | Shingle |
| Lot Area | 43,037 sqft (0.987 acres) |
| Lot Dimensions | 4,730 ft deep x 700 ft wide |
| Garage Area | 494 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 370 sqft |
| Patio Area | 65 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 352N290000004070000 |
|---|---|
| Street Address | 5718 WHISPERING WOODS DR |
| City | PACE |
| State | FL |
| Zip | 32571-8352 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR1 |
| Legal Description | *DESCRIPTION PER DEED 2018* COM AT THE MOST SELY CORNER OF WHISPERING WOODS SUB (PB E PG 96) THN N5*42'14W ALNG E R/W OF |
| Legal Range | 29W |
| Legal Township | 02N |
| Legal Section | 35 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | PACE |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 10301 |
5718 Whispering Woods Dr is owned and occupied by an individual who bought it in August 2022.
Source: Santa Rosa County records, as of October 27, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 5718 WHISPERING WOODS DR, PACE, FL 32571-8352 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU |
| Aug 23, 2022 | Warranty Deed, Transfer FIRST INTERNATIONAL TITLE |
| Nov 27, 2017 | Warranty Deed, Transfer · Conventional with PMI NAVY FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 23, 2022 · Amount on File |
| Deed Sale | Aug 23, 2022 · Amount on File |
| Prior Sale | Nov 27, 2017 · Amount on File |
| Deed Document Number | 202249208 |
| Deed Book / Page | 4319 / 522 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 5718 WHISPERING WOODS DR, PACE, FL 32571-8352 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2026 |
| Title Company | NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 5718 WHISPERING WOODS DR, PACE, FL 32571-8352 |
| Document Number | 0041211530 |
|---|---|
| Date | May 21, 2021 |
| Book Page | 4121/1530 |
| Instrument | 202134093 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Aug 23, 2022 |
| Property Address | 5718 WHISPERING WOODS DR, PACE, FL 32571-8352 |
| Document Number | 0043190522 |
| Book / Page | 4319 / 522 |
| Instrument Date | Aug 22, 2022 |
| Instrument | 202249208 |
| Transaction Type | Transfer |
| Record Updated | Mar 27, 2026 |
| Title Company | FIRST INTERNATIONAL TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $2,453.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1825 ENGLAND AVE, EVERETT, WA 98203-1600 |
| Name | Verified Name |
|---|---|
| Address | 5718 WHISPERING WOODS DR, PACE, FL 32571-8352 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Nov 27, 2017 |
| Property Address | 5718 WHISPERING WOODS DR, PACE, FL 32571-8352 |
| Document Number | 0036810879 |
| Book / Page | 003681 / 000879 |
| Instrument Date | Nov 17, 2017 |
| Instrument | 48824 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2018 |
| Title Company | EMERALD COAST TITLE INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,529.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | PCS 1005 BOX 19 FPO AE 09593, FPO, AE 09593 |
| Document Number | 36810882 |
|---|---|
| Date | Nov 27, 2017 |
| Book Page | 003681/000882 |
| Instrument | 48825 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 26, 2047 |
Source: Santa Rosa County assessment roll, as of July 1, 2024
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $3,097.00 (-3.13%) | $245,879 (+0.69%) Land $30,000 Building $215,879 | $245,879 (+0.69%) Land $30,000 Building $215,879 |
| 2023 | $3,197.00 (+84.27%) Homeowner's exemption | $244,183 (+42.91%) Land $30,000 Building $214,183 | $244,183 (+1.19%) Land $30,000 Building $214,183 |
| 2022 | $1,735.00 Homeowner's exemption | $170,867 | $241,323 Land $30,000 Building $211,323 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 5718 Whispering Woods Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 39 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 39 in force |
| Nearby Flood Claims | 4 (2014–2020) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5718 Whispering Woods Dr is moderate, ranking above 66% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 66% of the US · above 43% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PACE WATER SYSTEM, INC. private · serves 49,328 people · EPA ID FL1570671 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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