5718 Whispering Woods Dr, Pace (Milton), FL 32571 Property Records

Santa Rosa County property record for 5718 Whispering Woods Dr, Pace, FL 32571

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,949 sqft · built 1993
Lot Size0.987 acres (43,037 sqft)
OwnerIndividual Name on File
Last Sale$350,500 (Aug 2022)
Tax Bill$3,097 (2024)
Deeds & MortgagesMay 2021 Mortgage
Aug 2022 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN35-2N-29-0000-00407-0000

Property Details

APN / Parcel Number

Primary APN35-2N-29-0000-00407-0000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,949 sqft Heated Area
Gross Area2,878 sqft
1st Floor Area2,443 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 2003
Exterior MaterialBrick
Construction TypeWood
Foundation TypeMasonry
Roof MaterialShingle
Lot Area43,037 sqft (0.987 acres)
Lot Dimensions4,730 ft deep x 700 ft wide
Garage Area494 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area370 sqft
Patio Area65 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number352N290000004070000
Street Address5718 WHISPERING WOODS DR
CityPACE
StateFL
Zip32571-8352
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR1
Legal Description*DESCRIPTION PER DEED 2018* COM AT THE MOST SELY CORNER OF WHISPERING WOODS SUB (PB E PG 96) THN N5*42'14W ALNG E R/W OF
Legal Range29W
Legal Township02N
Legal Section35
JurisdictionSANTA ROSA FL
Township / Civil DivisionPACE
Census Block Group2
Census Block2000
Census Tract10301

Owner

5718 Whispering Woods Dr is owned and occupied by an individual who bought it in August 2022.

Source: Santa Rosa County records, as of October 27, 2025

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address5718 WHISPERING WOODS DR, PACE, FL 32571-8352
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 21, 2021Deed of Trust, Mortgage · Conventional Mortgage
NAVY FCU
Aug 23, 2022Warranty Deed, Transfer
FIRST INTERNATIONAL TITLE
Nov 27, 2017Warranty Deed, Transfer · Conventional with PMI
NAVY FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 23, 2022 · Amount on File
Deed SaleAug 23, 2022 · Amount on File
Prior SaleNov 27, 2017 · Amount on File
Deed Document Number202249208
Deed Book / Page4319 / 522
Record UpdatedJun 8, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address5718 WHISPERING WOODS DR, PACE, FL 32571-8352
Transaction TypeMortgage
Record UpdatedJun 8, 2026
Title CompanyNAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address5718 WHISPERING WOODS DR, PACE, FL 32571-8352

Mortgage

Document Number0041211530
DateMay 21, 2021
Book Page4121/1530
Instrument202134093
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2051

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateAug 23, 2022
Property Address5718 WHISPERING WOODS DR, PACE, FL 32571-8352
Document Number0043190522
Book / Page4319 / 522
Instrument DateAug 22, 2022
Instrument202249208
Transaction TypeTransfer
Record UpdatedMar 27, 2026
Title CompanyFIRST INTERNATIONAL TITLE

Transaction

AmountAmount on Record
Tax$2,453.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1825 ENGLAND AVE, EVERETT, WA 98203-1600

Transferred To (Grantee/Buyer)

NameVerified Name
Address5718 WHISPERING WOODS DR, PACE, FL 32571-8352

November 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateNov 27, 2017
Property Address5718 WHISPERING WOODS DR, PACE, FL 32571-8352
Document Number0036810879
Book / Page003681 / 000879
Instrument DateNov 17, 2017
Instrument48824
Transaction TypeTransfer
Record UpdatedJan 3, 2018
Title CompanyEMERALD COAST TITLE INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,529.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
AddressPCS 1005 BOX 19 FPO AE 09593, FPO, AE 09593

Mortgage

Document Number36810882
DateNov 27, 2017
Book Page003681/000882
Instrument48825
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueNov 26, 2047

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$3,097.00 (-3.13%)$245,879 (+0.69%) Land $30,000 Building $215,879$245,879 (+0.69%) Land $30,000 Building $215,879
2023$3,197.00 (+84.27%) Homeowner's exemption$244,183 (+42.91%) Land $30,000 Building $214,183$244,183 (+1.19%) Land $30,000 Building $214,183
2022$1,735.00 Homeowner's exemption$170,867$241,323 Land $30,000 Building $211,323

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5718 Whispering Woods Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 39 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies39 in force
Nearby Flood Claims4 (2014–2020)
Claims Outside the SFHA3 of 4
Most Recent ClaimSep 2020 · Hurricane Sally
Claims by Event
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5718 Whispering Woods Dr is moderate, ranking above 66% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 66% of the US · above 43% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPACE WATER SYSTEM, INC.
private · serves 49,328 people · EPA ID FL1570671
Water SourceGroundwater
Last State InspectionJun 2024
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20

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