5718 S Montego Ave, Springfield, MO 65804 Property Records

Greene County property record for 5718 S Montego Ave, Springfield, MO 65804

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,504 sqft · built 2021
Lot Size	0.762 acres (33,193 sqft)
Owner	Company Name on Record
Tax Bill	$7,626 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Nov 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`88-19-20-406-005`

Property Details

APN / Parcel Number

Primary APN	`88-19-20-406-005`
Alternative APN	`1920406005`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	1 Story
Building Area	4,504 sqft Living Area
1st Floor Area	2,846 sqft
Basement Area	1,343 sqft
Finished Basement	1,343 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Ranch
Lot Area	33,193 sqft (0.762 acres)
Lot Dimensions	214 ft deep x 155 ft wide

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	881920406005
Street Address	5718 S MONTEGO AVE
City	SPRINGFIELD
State	MO
Zip	65804-5236
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	WILDWOOD ESTATES UNIT 2 LOT 9 BLK C
Legal Range	21W
Legal Township	28N
Legal Section	20
Legal Subdivision	WILDWOOD
Legal Block	C
Legal Lot Number	9
Legal Unit	2
Jurisdiction	GREENE MO
Township / Civil Division	EAST CLAY A
Census Block Group	1
Census Block	1033
Census Tract	4002

Owner

Source: Greene County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	5718 S MONTEGO AVE, SPRINGFIELD, MO 65804-5236
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2025	Deed of Trust, Mortgage · Line of Credit SPENTRUST MISSOURI INC
Nov 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage OAKSTAR BANK NA
Aug 3, 2018	Trustee's Deed, Construction Loan · Line of Credit OAK STAR BK
Jan 20, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 20, 2017
Deed Sale	Jan 20, 2017
Prior Sale	Jun 26, 2015
Deed Document Number	20172562
Deed Book / Page	2017 / 256217
Prior Transfer Date	Sep 16, 2015
Prior Transfer Doc	0000003681
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENE MO
Property Address	5718 S MONTEGO AVE, SPRINGFIELD, MO 65804-5236
Transaction Type	Mortgage
Record Updated	Nov 10, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5718 S MONTEGO AVE, SPRINGFIELD, MO 65804-5236

Mortgage

Document Number	0000003552
Date	Oct 28, 2025
Book Page	2025/35524-25
Instrument	35524-25

Lender

Name	SPENTRUST MISSOURI INC
Type	Non-Lending Institution
Address	SPRINGFIELD, MO 65804

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENE MO
Property Address	5718 S MONTEGO AVE, SPRINGFIELD, MO 65804-5236
Transaction Type	Mortgage
Record Updated	Nov 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5718 S MONTEGO AVE, SPRINGFIELD, MO 65804-5236

Mortgage

Document Number	0000005716
Date	Nov 17, 2021
Book Page	2021/57162-21
Instrument	57162-21

Lender

Name	OAKSTAR BANK NA
Type	Bank
Address	SPRINGFIELD, MO 65807

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2036

Interest

Rate Type	Adjustable Rate
Rate	5%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 1, 2026
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	7%
Index	1-Year LIBOR
Max Rate	11%

August 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	GREENE MO
Recording Date	Aug 3, 2018
Property Address	5718 S MONTEGO AVE, SPRINGFIELD, MO 65804-5236
Instrument Date	Aug 3, 2018
Instrument	28286
Transaction Type	Construction Loan
Record Updated	Aug 14, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1200 E WOODHURST DR #K200 SPRINGFIELD MO 658043773, K200, SPRINGFIELD, MO 65804-3773

Mortgage

Document Number	0000028286
Date	Aug 3, 2018
Instrument	28286

Lender

Name	OAK STAR BK
Type	Bank
Address	SPRINGFIELD, MO 65807

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GREENE MO
Recording Date	Jan 20, 2017
Property Address	5718 S MONTEGO AVE, SPRINGFIELD, MO 65804-5236
Document Number	0000002562
Instrument Date	Jan 5, 2017
Instrument	2562
Transaction Type	Transfer
Record Updated	Mar 13, 2017

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	5718 S MONTEGO AVE SPRINGFIELD MO 658045236, SPRINGFIELD, MO 65804-5236

Tax Assessment & Valuation

Source: Greene County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Greene County
Unified School District	Springfield R-XII School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$148,010 (-) Land $12,370 Building $135,640
2025	$7,626.00 (+6.09%)	$148,010 (+13.43%) Land $12,370 Building $135,640	$779,000 (+13.42%) Land $65,100 Building $713,900
2023	$7,188.00 (+21.6%)	$130,490 (+18.64%) Land $12,370 Building $118,120	$686,800 (+18.64%) Land $65,100 Building $621,700
2022	$5,911.00	$109,990 Land $12,370 Building $97,620
2021			$578,900 Land $65,100 Building $513,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Nov 2013 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 73% of Missouri
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY UTILITIES OF SPRINGFIELD serves 210,898 people · EPA ID MO5010754
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Brightspeed Fiber	940 / 940
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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