Bay County property record for 5717 Cherry St, Panama City, FL 32404
| Property Type | Triplex |
|---|---|
| Details | 8 bd · 4 ba · 4,150 sqft · built 1966 |
| Lot Size | 0.65 acres (28,314 sqft) |
| Owner | Company Name on Record |
| Last Sale | $875,000 (Oct 2020) |
| Tax Bill | $4,199 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Oct 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 06098-000-000 |
| Primary APN | 06098-000-000 |
|---|
| Bedrooms | 8 Beds |
|---|---|
| Full Baths | 4 Baths |
| Units | 3 Units |
| Stories | 1 Story |
| Building Area | 4,150 sqft Living Area |
| 1st Floor Area | 4,150 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Triplex |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 28,314 sqft (0.65 acres) |
| Lot Dimensions | 210 ft deep x 135 ft wide |
| Driveway | Driveway |
| Porch | Open Porch |
| Porch Area | 560 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 5717 CHERRY ST |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32404-6437 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Triplex |
| Local Zoning Code | R75 |
| Legal Description | 7 4S 13W -71-131C3 BEG 525 W OF SE COR OF SW1/4 OF SW1/4 TH N 210 W 135 S 210 E 135 TO POB ORB 4314 P 1795 SUB TO FP&L ESMT |
| Legal Range | 13W |
| Legal Township | 04S |
| Legal Section | 07 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 3 |
| Census Block | 3022 |
| Census Tract | 803 |
Source: Bay County records, as of April 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 25433 NARBONNE AVE, LOMITA, CA 90717-2125 |
| Owner Type | Company |
| Vesting | Limited Liability Company |
| Date | Document |
|---|---|
| May 4, 2021 | Deed of Trust, Mortgage · Commercial Mortgage KEYPOINT CU |
| Oct 23, 2020 | Warranty Deed, Transfer KNIGHT BARRY TITLE SOLUTIONS INC, KNIGHT BARRY TITLE SOLUTIONS I |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 23, 2020 · Amount on Record |
| Deed Sale | Oct 23, 2020 · Amount on Record |
| Deed Document Number | 202070979 |
| Deed Book / Page | 4314 / 1795 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAY FL |
| Property Address | 5717 CHERRY ST, PANAMA CITY, FL 32404-6437 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2026 |
| Name | Verified Name |
|---|---|
| Address | 25433 NARBONNE AVE, LOMITA, CA 90717-2125 |
| Document Number | 0044002070 |
|---|---|
| Date | May 4, 2021 |
| Book Page | 4400/2070 |
| Instrument | 2021033305 |
| Name | KEYPOINT CU |
|---|---|
| Type | Credit Union |
| Address | SANTA CLARA, CA 95051 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Apr 10, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Oct 23, 2020 |
| Property Address | 5717 CHERRY ST, PANAMA CITY, FL 32404-6437 |
| Document Number | 0043141795 |
| Book / Page | 004314 / 001795 |
| Instrument Date | Oct 23, 2020 |
| Instrument | 70979 |
| Transaction Type | Transfer |
| Record Updated | Nov 10, 2020 |
| Title Company | KNIGHT BARRY TITLE SOLUTIONS INC, KNIGHT BARRY TITLE SOLUTIONS I |
| Amount | Amount Recorded |
|---|---|
| Tax | $6,125.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 100 OCEANGATE #1200 LONG BEACH CA 908024324, 1200, LONG BEACH, CA 90802-4324 |
Source: Bay County assessment roll, as of January 5, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Callaway City |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,199.00 (+9.26%) | $306,686 (+13.86%) Land $51,030 Building $255,656 | $306,686 (+13.86%) Land $51,030 Building $255,656 |
| 2024 | $3,843.00 (+6.34%) | ||
| 2023 | $3,614.00 (+21.11%) | $269,346 (+16.57%) Land $42,282 Building $227,064 | $269,346 (+16.57%) Land $42,282 Building $227,064 |
| 2022 | $2,984.00 | $231,056 Land $39,366 Building $191,690 | $231,056 Land $39,366 Building $191,690 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 35 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 35 in force |
| Nearby Flood Claims | 8 (2005–2021) |
| Claims Outside the SFHA | 6 of 8 |
| Most Recent Claim | Oct 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CALLAWAY, CITY OF WATER SYSTEM serves 20,520 people · EPA ID FL1030141 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | May 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 350 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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