Chesterfield County property record for 5716 Saddle Hill Dr, Midlothian, VA 23112
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,610 sqft · built 1989 |
| Lot Size | 0.184 acres (8,015 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $404,000 (May 2026) |
| Tax Bill | $3,107 (2026) |
| Deeds & Mortgages | May 2026 Sale & Mortgage Mar 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 719-67-80-15-100-000 |
| Primary APN | 719-67-80-15-100-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,610 sqft Finished Area |
| 1st Floor Area | 170 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Traditional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 8,015 sqft (0.184 acres) |
| Garage Area | 286 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 40 sqft |
| Deck Area | 392 sqft |
| Patio Area | 264 sqft |
| Balcony Area | 40 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Account Number | 167099001 |
|---|---|
| Street Address | 5716 SADDLE HILL DR |
| City | MIDLOTHIAN |
| State | VA |
| Zip | 23112-2382 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R9 - SINGL |
| Legal Description | SADDLE HILL L 20 |
| Legal Subdivision | SADDLE HILL |
| Legal Lot Number | 20 |
| Jurisdiction | CHESTERFIELD VA |
| Township / Civil Division | MATOACA |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 101008 |
Source: Chesterfield County records · APN 719-67-80-15-100-000
Assessment roll updated June 22, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5716 SADDLE HILL DR, MIDLOTHIAN, VA 23112-2382 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| May 04, 2026 | Deed, Transfer · Conventional Mortgage ALCOVA MORTGAGE |
| Mar 11, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 04, 2026 · Amount on Record |
| Deed Sale | May 04, 2026 · Amount on Record |
| Prior Sale | Jul 26, 2001 |
| Deed Document Number | 202615903 |
| Deed Book / Page | 15236 / 807 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHESTERFIELD VA |
| Recording Date | May 04, 2026 |
| Property Address | 5716 SADDLE HILL DR, MIDLOTHIAN, VA 23112-2382 |
| Document Number | 0000015903 |
| Book / Page | 15236 / 807 |
| Instrument Date | Apr 29, 2026 |
| Instrument | 2026.15903 |
| Transaction Type | Transfer |
| Record Updated | May 15, 2026 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $40,804.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 5716 SADDLE HILL DR, MIDLOTHIAN, VA 23112-2382 |
| Document Number | 0000015904, |
|---|---|
| Date | May 04, 2026 |
| Instrument | 2026..15904 |
| Name | ALCOVA MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.22% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTERFIELD VA |
| Property Address | 5716 SADDLE HILL DR, MIDLOTHIAN, VA 23112-2382 |
| Transaction Type | Mortgage |
| Record Updated | Mar 30, 2022 |
| Name | Verified Name |
|---|
| Document Number | 013884-356 |
|---|---|
| Date | Mar 11, 2022 |
| Book Page | 13884/356 |
| Instrument | 2022011857 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2052 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.5% |
Source: Chesterfield County records · Assessment roll updated June 22, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Chesterfield County |
| Unified School District | Chesterfield County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,107.00 (+2.68%) | $346,400 (+2.73%) Land $77,000 Building $269,400 | $346,400 (+2.73%) Land $77,000 Building $269,400 |
| 2025 | $3,026.00 (+8.11%) | $337,200 (+10.59%) Land $75,000 Building $262,200 | $337,200 (+10.59%) Land $75,000 Building $262,200 |
| 2023 | $2,799.00 | $304,900 Land $70,000 Building $234,900 | $304,900 Land $70,000 Building $234,900 |
Source: FEMA National Flood Hazard Layer as of April 12, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 96% of the US · lower than 98% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber | 980 / 880 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 359 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CHESTERFIELD CO CENTRAL WATER SYSTEM serves 389,897 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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