5715 Olney St, Duluth, MN 55807 Property Records

St. Louis County property record for 5715 Olney St, Duluth, MN 55807

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,410 sqft · built 1921
Lot Size0.1 acres (4,378 sqft)
OwnerIndividual Name on File
Last Sale$145,000 (Apr 2019)
Tax Bill$2,430 (2026)
Deeds & MortgagesApr 2019 Sale & Mortgage
Dec 2018 Sale & Construction Loan
Flood ZoneZone X (minimal risk)
APN010-4520-05680

Property Details

APN / Parcel Number

Primary APN010-4520-05680
Alternative APN
  • 1068989

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,410 sqft Gross Area
1st Floor Area738 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1921
Effective Year BuiltEffective 1975
Exterior MaterialMetal
Construction TypeFrame
Roof TypeGable
Lot Area4,378 sqft (0.1 acres)
Garage Area240 sqft

Exterior Amenities

Pool TypeSpa / Hot Tub (No Pool)
PorchOpen Porch
Porch Area12 sqft
Deck Area24 sqft
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number1068989
Street Address5715 OLNEY ST
CityDULUTH
StateMN
Zip55807-1252
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionELY 15 FT OF LOT 9 AND WLY 20 FT OF LOT10 SERIAL #
Legal SubdivisionWEST DULUTH 6TH DIV
Legal Block40
Legal Lot Number9-10
JurisdictionST LOUIS MN
Township / Civil DivisionDULUTH
Census Block Group1
Census Block1002
Census Tract3000

Owner

5715 Olney St is owned and occupied by an individual who bought it in April 2019.

Source: St. Louis County records, as of August 17, 2026

Owner of RecordIndividual Name on File
Mailing Address5715 OLNEY ST, DULUTH, MN 55807-1252
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 16, 2019Warranty Deed, Transfer · Conventional with PMI
AFFINITY PLUS FCU
Dec 31, 2018Warranty Deed, Construction Loan · Construction Mortgage
GARDNER PROPERTIES LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 16, 2019 · Amount on File
Deed SaleApr 16, 2019 · Amount on File
Prior SaleDec 31, 2018 · Amount on File
Deed Document Number20191353189
Record UpdatedSep 20, 2026

April 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateApr 16, 2019
Property Address5715 OLNEY ST, DULUTH, MN 55807-1252
Document Number00A1353189
Instrument DateApr 15, 2019
InstrumentA1353189
Transaction TypeTransfer
Record UpdatedMay 1, 2019
Title CompanySTEWART TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$478.50
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5715 OLNEY ST DULUTH MN 558071252, DULUTH, MN 55807-1252

Mortgage

Document Number1353190
DateApr 16, 2019
Instrument1353190
Lender
NameAFFINITY PLUS FCU
TypeCredit Union
AddressST PAUL, MN 55107
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueApr 15, 2049

December 2018: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateDec 31, 2018
Property Address5715 OLNEY ST, DULUTH, MN 55807-1252
Document Number00A1347480
Instrument DateDec 28, 2018
InstrumentA1347480
Transaction TypeConstruction Loan
Record UpdatedJan 18, 2019
Title CompanyNORTH SHORE TITLE

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$268.95
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address23 W CENTRAL ENTRANCE #345 DULUTH MN 558113433, 345, DULUTH, MN 55811-3433

Mortgage

Document Number1347481
DateDec 31, 2018
Instrument1347481
Lender
NameGARDNER PROPERTIES LLC
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term12 Months
DueDec 30, 2019

Tax Assessment & Valuation

The 2026 property tax bill for 5715 Olney St was $2,430 with a homeowner's exemption, up 12.7% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
MunicipalityDuluth City
Unified School DistrictDuluth Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,430.00 (+12.71%) Homeowner's exemption
2025$2,156.00 (-4.52%) Homeowner's exemption$208,700 (+14.11%) Land $11,300 Building $197,400$208,700 (+14.11%) Land $11,300 Building $197,400
2024$2,258.00$182,900 Land $12,000 Building $170,900$182,900 Land $12,000 Building $170,900
2022$170,200 Land $11,000 Building $159,200$170,200 Land $11,000 Building $159,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5715 Olney St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 5715 Olney St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDuluth
serves 86,859 people · EPA ID MN1690011
Water SourceSurface water
Last State InspectionFeb 2025
Lead8 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Oct 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 583 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Airfiber
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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