5714 Mount Phillip Rd, Frederick, MD 21703 Property Records

Frederick County property record for 5714 Mount Phillip Rd, Frederick, MD 21703

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,380 sqft · built 1925
Lot Size	1.65 acres (71,874 sqft)
Owner	2 Individual Names on File
Last Sale	$218,000 (Apr 2012)
Tax Bill	$2,758 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Jun 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`23-443287`

Property Details

APN / Parcel Number

Primary APN	`23-443287`
Alternative APN	`443287`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,380 sqft Living Area
Gross Area	1,464 sqft
1st Floor Area	808 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	71,874 sqft (1.65 acres)
Porch	Slab
Porch Area	284 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Sewer	Connected

Location & Zoning

Account Number	443287
Street Address	5714 MOUNT PHILLIP RD
City	FREDERICK
State	MD
Zip	21703-5944
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	LT 2 SECTION 1 1.65 ACRES PRES LIN PLAINS
Legal Subdivision	PRES-LIN PLAINS SEC I
Legal Lot Number	2
Jurisdiction	FREDERICK MD
Township / Civil Division	23, BALLENGER
Census Block Group	1
Census Block	1009
Census Tract	752602

Owner

Source: Frederick County assessment roll, as of August 4, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	5714 MOUNT PHILLIP RD, FREDERICK, MD 21703-5944
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 10, 2025	Deed of Trust, Mortgage · Line of Credit PATRIOT FCU
Jun 14, 2018	Deed of Trust, Mortgage · FHA Mortgage MANUFACTURERS & TRADERS TRUST CO
Sep 23, 2020	Loan Modification, Mortgage · Conventional with PMI WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 23, 2012 · Amount on Record
Deed Sale	Apr 23, 2012 · Amount on Record
Prior Sale	Sep 30, 1998 · Amount on Record
Deed Book / Page	8849 / 442
Transfer Doc	0000007442
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	5714 MOUNT PHILLIP RD, FREDERICK, MD 21703-5944
Transaction Type	Mortgage
Record Updated	Dec 26, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0176380384
Date	Dec 10, 2025
Book Page	17638/384

Lender

Name	PATRIOT FCU
Type	Credit Union
Address	CHAMBERSBURG, PA 17201

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	5714 MOUNT PHILLIP RD, FREDERICK, MD 21703-5944
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	MANUFACTURERS & TRADERS TRUS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0124660289
Date	Jun 14, 2018
Book Page	12466/0289

Lender

Name	MANUFACTURERS & TRADERS TRUST CO
Type	Bank
Address	LEESBURG, VA 20175

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

September 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	FREDERICK MD
Property Address	5714 MOUNT PHILLIP RD, FREDERICK, MD 21703-5944
Document Number	0142470380
Instrument Date	Sep 23, 2020
Transaction Type	Mortgage
Record Updated	Dec 30, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5714 MOUNT PHILLIP RD FREDERICK MD 217035944, FREDERICK, MD 21703-5944

Mortgage

Document Number	0142470380
Date	Nov 9, 2020
Book Page	014247/000380

Lender

Name	WELLS FARGO BK
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	264 Months
Due	Nov 8, 2042

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 4, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,758.00 (+14.58%) Homeowner's exemption	$224,133 (+16.25%)	$239,800 (+24.38%) Land $118,900 Building $120,900
2023	$2,407.00 Homeowner's exemption	$192,800 Land $86,100 Building $106,700	$192,800 Land $86,100 Building $106,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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