5712 78th St, Lubbock, TX 79424 Property Records

Lubbock County property record for 5712 78th St, Lubbock, TX 79424

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,973 sqft · built 1978
Lot Size	0.224 acres (9,775 sqft)
Owner	Individual Name on File
Tax Bill	$4,774 (2025)
Deeds & Mortgages	Jul 2025 Mortgage Mar 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R79380`

Property Details

APN / Parcel Number

Primary APN	`R79380`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,973 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Lot Area	9,775 sqft (0.224 acres)
Lot Dimensions	115 ft deep x 85 ft wide
Garage Area	506 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	5712 78TH ST
City	LUBBOCK
State	TX
Zip	79424-2604
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	0038
Legal Description	FARRAR ESTATES L 629
Legal Subdivision	FARRAR ESTATES
Legal Lot Number	6290
Jurisdiction	LUBBOCK TX
Township / Civil Division	LUBBOCK
Census Block Group	2
Census Block	2005
Census Tract	1713

Owner

5712 78th St is owned and occupied by an individual who acquired it in July 2025.

Source: Lubbock County records, as of February 19, 2026

Owner of Record	Individual Name on File
Mailing Address	5712 78TH ST, LUBBOCK, TX 79424-2604
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2025	Vendor's Lien, Transfer · FHA Mortgage T2 FINANCIAL LLC
Mar 11, 2022	Deed of Trust, Mortgage · Conventional Mortgage FILO MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 16, 2025
Deed Sale	Jul 16, 2025
Prior Sale	Jul 3, 2014
Deed Document Number	2025027729
Record Updated	Jun 8, 2026

July 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	LUBBOCK TX
Recording Date	Jul 16, 2025
Property Address	5712 78TH ST, LUBBOCK, TX 79424-2604
Document Number	0000027729
Map Reference	VOL 1417 PG 480
Instrument Date	Jul 15, 2025
Instrument	2025027729
Transaction Type	Transfer
Record Updated	Oct 6, 2025
Title Company	TRUE TITLE PARTNERS

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5712 78TH ST, LUBBOCK, TX 79424-2604

Mortgage

Document Number	0000027730
Date	Jul 16, 2025
Instrument	2025027730

Lender

Name	T2 FINANCIAL LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2055

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUBBOCK TX
Property Address	5712 78TH ST, LUBBOCK, TX 79424-2604
Transaction Type	Mortgage
Record Updated	Mar 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011966
Date	Mar 11, 2022
Instrument	2022011966

Lender

Name	FILO MORTGAGE LLC
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Mar 1, 2042

Tax Assessment & Valuation

The 2025 property tax bill for 5712 78th St was $4,774 with a homeowner's exemption, up 2.1% from the year before.

Source: Lubbock County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Lubbock County
Municipality	Lubbock City
Unified School District	Lubbock Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,774.00 (+2.05%) Homeowner's exemption	$338,421 Land $12,750 Building $334,225	$346,975 Land $12,750 Building $334,225
2024	$4,678.00 (-1.41%)
2023	$4,745.00 (-8.33%) Homeowner's exemption	$305,016 Land $12,750 Building $300,802	$313,552 Land $12,750 Building $300,802
2022	$5,176.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5712 78th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 6, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 5712 78th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUBBOCK PUBLIC WATER SYSTEM serves 266,450 people · EPA ID TX1520002
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 674 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Metronet, T-Mobile.

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