5711 Otsego St, Duluth, MN 55804 Property Records

St. Louis County property record for 5711 Otsego St, Duluth, MN 55804

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,446 sqft · built 1946
Lot Size	0.241 acres (10,500 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,328 (2026)
Deeds & Mortgages	Dec 2024 Mortgage Sep 2024 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`010-2840-01430`

Property Details

APN / Parcel Number

Primary APN	`010-2840-01430`
Alternative APNs	`1177326` `46831`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,446 sqft Gross Area
1st Floor Area	980 sqft
Basement Area	485 sqft
Finished Basement	485 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1946
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Lot Area	10,500 sqft (0.241 acres)
Garage Area	308 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Patio
Porch Area	240 sqft
Deck Area	96 sqft
Storage Building	96 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	1177326
Street Address	5711 OTSEGO ST
City	DULUTH
State	MN
Zip	55804-1368
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WLY 1/2 OF LOT 13 AND ALL OF LOT 14 SERIAL #
Legal Subdivision	LESTER PARK 2ND DIV DULUTH
Legal Block	16
Legal Lot Number	13-14
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	3
Census Block	3038
Census Tract	200

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5711 OTSEGO ST, DULUTH, MN 55804-1368
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 31, 2024	Limited Warranty Deed, Transfer · Conventional Mortgage UNIVERSITY OF WISCONSIN CU
Sep 19, 2024	Affidavit of Death of Joint Tenant, Transfer
Sep 19, 2024	Deed in Lieu of Foreclosure, Foreclosure SERVICELINK CRS, SERVICELINK LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

December 2024: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Dec 31, 2024
Property Address	5711 OTSEGO ST, DULUTH, MN 55804-1368
Document Number	0001502555
Instrument Date	Dec 18, 2024
Instrument	1502555
Transaction Type	Transfer
Record Updated	Oct 21, 2025
Title Company	THE TITLE FIRM, THE TITLE TEAM

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5711 OTSEGO ST, DULUTH, MN 55804-1368

Mortgage

Document Number	0001502556
Date	Dec 31, 2024
Instrument	1502556

Lender

Name	UNIVERSITY OF WISCONSIN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2055

September 2024: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	ST LOUIS MN
Recording Date	Sep 19, 2024
Property Address	5711 OTSEGO ST, DULUTH, MN 55804-1368
Document Number	0001495818
Instrument Date	Sep 3, 2024
Instrument	1495818
Transaction Type	Transfer
Record Updated	Oct 21, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	184 ONEIDA ST, TULSA, OK 74134

September 2024: Deed in Lieu of Foreclosure, Foreclosure

Document Type	Deed in Lieu of Foreclosure
Jurisdiction	ST LOUIS MN
Recording Date	Sep 19, 2024
Property Address	5711 OTSEGO ST, DULUTH, MN 55804-1368
Document Number	0001495819
Instrument Date	Apr 1, 2024
Instrument	1495819
Transaction Type	Foreclosure
Record Updated	Oct 21, 2025
Title Company	SERVICELINK CRS, SERVICELINK LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name
Address	184 ONEIDA ST, TULSA, OK 74134

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14002 E 21ST ST, TULSA, OK 74134-1425
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,328.00 (+11,375.86%) Homeowner's exemption
2025		$264,900 (+6.09%) Land $57,400 Building $207,500	$264,900 (+6.09%) Land $57,400 Building $207,500
2024	$29.00	$249,700 (+12.48%) Land $55,400 Building $194,300	$249,700 (+12.48%) Land $55,400 Building $194,300
2022		$222,000 Land $42,600 Building $179,400	$222,000 Land $42,600 Building $179,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (1978)
Most Recent Claim	May 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 612 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

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