5710 Ridge Rd, Cascade, MD 21719 Property Records

Frederick County property record for 5710 Ridge Rd, Cascade, MD 21719

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,392 sqft · built 1991
Lot Size	2.17 acres (94,525 sqft)
Owner	Individual Name on Record
Last Sale	$530,000 (Jun 2024)
Tax Bill	$5,832 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Mar 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-275865`

Property Details

APN / Parcel Number

Primary APN	`10-275865`
Alternative APN	`275865`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,392 sqft Living Area
Gross Area	3,968 sqft
1st Floor Area	1,856 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	94,525 sqft (2.17 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	108 sqft
Deck Area	448 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal

Location & Zoning

Account Number	275865
Street Address	5710 RIDGE RD
City	CASCADE
State	MD
Zip	21719-1908
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 8 2.1788 ACRES RIDGE ROAD BLUE RIDGE SUMMIT
Legal Subdivision	BLUE RIDGE SUMMIT
Legal Lot Number	8
Jurisdiction	FREDERICK MD
Township / Civil Division	10, HAUVERS
Census Block Group	1
Census Block	1027
Census Tract	752900

Owner

Source: Frederick County records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5710 RIDGE RD, CASCADE, MD 21719-1908
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2026	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORPORATION
Mar 1, 2022	Deed of Trust, Mortgage · VA Mortgage TOWNEBANK MORTGAGE
Jun 2, 2021	Deed, Transfer · Conventional Mortgage TOWNEBANK MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 24, 2024 · Amount on Record
Deed Sale	Jun 24, 2024 · Amount on Record
Prior Sale	Jun 2, 2021 · Amount on Record
Deed Book / Page	16916 / 269
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Recording Date	Jun 30, 2026
Property Address	5710 RIDGE RD, CASCADE, MD 21719-1908
Document Number	1793000266
Book / Page	17939 / 266
Instrument Date	Oct 15, 2025
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	MORTGAGE CONNECT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner, 167
Address	5710 RIDGE RD, CASCADE, MD 21719-1908

Mortgage

Document Number	1793000266,
Date	Jun 30, 2026
Book Page	17939/266

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.26%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	5710 RIDGE RD, CASCADE, MD 21719-1908
Transaction Type	Mortgage
Record Updated	Aug 11, 2022
Title Company	COMMUNITY SETTLEMENTS & ESCROW LLC, COMMUNITY STLMTS & ESCROW LL

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5710 RIDGE RD, CASCADE, MD 21719-1908

Mortgage

Document Number	0157580342
Date	Mar 1, 2022
Book Page	15758/342

Lender

Name	TOWNEBANK MORTGAGE
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23451

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2052

June 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Jun 2, 2021
Property Address	5710 RIDGE RD, CASCADE, MD 21719-1908
Document Number	0149460389
Book / Page	14946 / 389
Map Reference	MB 43 FO 172
Instrument Date	May 21, 2021
Transaction Type	Transfer
Record Updated	Aug 11, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,975.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	5710 RIDGE RD, CASCADE, MD 21719-1908

Mortgage

Document Number	0014946395
Date	Jun 2, 2021
Instrument	14946/395

Lender

Name	TOWNEBANK MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 4, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,832.00 (+23.98%)	$470,100 (+19.35%)	$508,200 (+29.02%) Land $77,700 Building $430,500
2023	$4,704.00 Homeowner's exemption	$393,900 Land $68,200 Building $325,700	$393,900 Land $68,200 Building $325,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed, PA.net, Verizon.

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