571 Port Bendres Dr, Punta Gorda, FL 33950 Property Records

Charlotte County property record for 571 Port Bendres Dr, Punta Gorda, FL 33950

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,767 sqft · built 2022
Lot Size	0.208 acres (9,071 sqft)
Owner	2 Trust Names on File
Last Sale	$842,500 (Sep 2026)
Tax Bill	$11,763 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Jun 2023 Line of Credit + 2 more
Flood Zone	Zone AE (high risk)
APN	`412319435003`

Property Details

APN / Parcel Number

Primary APN	`412319435003`
Alternative APNs	`00952600840009` `10004707622`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,767 sqft Living Area
Gross Area	2,522 sqft
1st Floor Area	1,767 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Masonry/Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Tile
Lot Area	9,071 sqft (0.208 acres)
View / Lot	Waterfront
Garage Type	Attached
Garage Area	400 sqft
Driveway	Driveway
Driveway Area	640 sqft
Pool Area	180 sqft
Porch	Slab
Loading Dock	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	00952600840009
Street Address	571 PORT BENDRES DR
City	PUNTA GORDA
State	FL
Zip	33950-7810
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GS-3.5
Legal Description	PUNTA GORDA ISLES SEC15 BLK253 LT51 744/1750 TD3849/1685 3916/458 4628/1416
Legal Range	23E
Legal Township	41S
Legal Section	19
Legal Subdivision	PUNTA GORDA ISLES
Legal Tract	PGI
Legal Block	253
Legal Lot Number	51
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PUNTA GORDA
Census Block Group	2
Census Block	2008
Census Tract	10405

Owner

571 Port Bendres Dr is held in a trust since September 2026.

Source: Charlotte County records, as of October 14, 2026

Owner of Record	2 Trust Names on File
Mailing Address	4732 BELLA CT, HOLLAND, MI 49424-8424
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2026	Warranty Deed, Transfer · Conventional Mortgage LAKE MICHIGAN CREDIT UNION
Jun 29, 2023	Deed of Trust, Mortgage · Line of Credit TD BANK NA
Dec 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage DRUMMOND COMMUNITY BANK
Sep 9, 2020	Warranty Deed, Transfer FIRST INT'L TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 28, 2026 · Amount on File
Deed Sale	Sep 28, 2026 · Amount on File
Prior Sale	Sep 9, 2020 · Amount on File
Deed Document Number	20263687662
Prior Transfer Date	Mar 18, 2014
Prior Transfer Doc	0038491685
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Sep 28, 2026
Property Address	571 PORT BENDRES DR, PUNTA GORDA, FL 33950-7810
Document Number	0003687662
Instrument Date	Sep 18, 2026
Instrument	20263687662
Transaction Type	Transfer
Record Updated	Oct 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$595,647.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	4732 BELLA CT, HOLLAND, MI 49424-8424

Mortgage

Document Number	0003687664,
Date	Sep 28, 2026
Instrument	20263687664

Lender

Name	LAKE MICHIGAN CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.24%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	571 PORT BENDRES DR, PUNTA GORDA, FL 33950-7810
Transaction Type	Mortgage
Record Updated	Jul 17, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	571 PORT BENDRES DR, PUNTA GORDA, FL 33950-7810

Mortgage

Document Number	0003284515
Date	Jun 29, 2023
Instrument	3284515

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 20, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	571 PORT BENDRES DR, PUNTA GORDA, FL 33950-7810
Transaction Type	Mortgage
Record Updated	Feb 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0046701961
Date	Dec 2, 2020
Book Page	4670/1961
Instrument	2878671

Lender

Name	DRUMMOND COMMUNITY BANK
Type	Bank
Address	CHIEFLAND, FL 32626

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	373 Months
Due	Jan 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Jan 1, 2027
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	5.5%
Index	1-Year CMT
Max Rate	8.5%

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Sep 9, 2020
Property Address	571 PORT BENDRES DR, PUNTA GORDA, FL 33950-7810
Document Number	0046281416
Book / Page	004628 / 001416
Instrument Date	Sep 8, 2020
Instrument	2849695
Transaction Type	Transfer
Record Updated	Oct 14, 2020
Title Company	FIRST INT'L TITLE

Transaction

Amount	Amount on Record
Tax	$945.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	11126 SACCO DR BOCA RATON FL 334283941, BOCA RATON, FL 33428-3941

Tax Assessment & Valuation

The 2025 property tax bill for 571 Port Bendres Dr was $11,763.

Source: Charlotte County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Municipality	Punta Gorda City
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,763.00	$683,372 Land $267,750 Building $415,622	$683,372 Land $267,750 Building $415,622
2023	$12,904.00 (+192.48%) Homeowner's exemption	$738,711 (+212.62%)	$691,935 (+192.82%) Land $305,000 Building $386,935
2022	$4,412.00	$236,300 Land $236,300	$236,300 Land $236,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 571 Port Bendres Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 823 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1,051 units insured incl. 228 condo units
Nearby Flood Claims	19 (2004–2024)
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 6 claims Hurricane Helene, Oct 2024 · 6 claims Hurricane Ian, Sep 2022 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 571 Port Bendres Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PUNTA GORDA serves 36,302 people · EPA ID FL6080051
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20
BridgeMAXX Suncoast Broadband Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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