San Joaquin County property record for 571 Gonzalez St, Tracy, CA 95376
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,859 sqft · built 1989 |
| Lot Size | 0.092 acres (4,000 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,251 (2026) |
| Deeds & Mortgages | Oct 2025 Mortgage Jul 2022 Mortgage + 8 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 235-290-320-000 |
| Primary APN | 235-290-320-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 1,859 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Lot Area | 4,000 sqft (0.092 acres) |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 235-290-32 |
|---|---|
| Street Address | 571 GONZALEZ ST |
| City | TRACY |
| State | CA |
| Zip | 95376-5424 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TRACT 2173 LOT 32 |
| Legal Subdivision | QUAIL RUN POR |
| Legal Tract | 2173 |
| Legal Block | 3 |
| Legal Lot Number | 32 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | TRACY |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 5405 |
Source: San Joaquin County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 571 GONZALEZ ST, TRACY, CA 95376-5424 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Person |
| Date | Document |
|---|---|
| Oct 6, 2025 | Deed of Trust, Mortgage · FHA Mortgage LADERA LENDING INC |
| Jul 27, 2022 | Deed of Trust, Mortgage · Conventional Mortgage LADERA LENDING INC |
| Sep 9, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LADERA LENDING INC |
| Feb 1, 2019 | Deed of Trust, Mortgage · Line of Credit TCF NATIONAL BANK |
| Nov 2, 2017 | Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| Oct 16, 2020 | Deed of Trust, Mortgage · FHA Mortgage LADERA LENDING INC |
| Mar 6, 2020 | Deed of Trust, Mortgage · Conventional with PMI LADERA LNDG |
| Aug 15, 2019 | Deed of Trust, Mortgage · Conventional Mortgage LADERA LNDG |
| Jan 26, 2019 | Deed of Trust, Mortgage · Conventional Mortgage LADERA LNDG |
| Jul 5, 2017 | Deed of Trust, Mortgage · FHA Mortgage CALIBER HM LOANS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 8, 2010 |
| Deed Sale | Sep 8, 2010 |
| Prior Sale | May 18, 2010 · Amount on Record |
| Deed Document Number | 2010117340 |
| Last Transfer Date | Feb 21, 2014 |
| Transfer Doc | 0000019832 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 571 GONZALEZ ST, TRACY, CA 95376-5424 |
| Transaction Type | Mortgage |
| Record Updated | Oct 30, 2025 |
| Title Company | UNISOURCE |
| Name | Verified Name |
|---|---|
| Address | 571 GONZALEZ ST, TRACY, CA 95376-5424 |
| Document Number | 0000084813 |
|---|---|
| Date | Oct 6, 2025 |
| Instrument | 2025-084813 |
| Name | LADERA LENDING INC |
|---|---|
| Type | Mortgage Company |
| Address | LADERA RANCH, CA 92694 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 571 GONZALEZ ST, TRACY, CA 95376-5424 |
| Transaction Type | Mortgage |
| Record Updated | Aug 4, 2022 |
| Title Company | UNISOURCE |
| Name | Verified Name |
|---|---|
| Address | 571 GONZALEZ ST, TRACY, CA 95376-5424 |
| Document Number | 0000090102 |
|---|---|
| Date | Jul 27, 2022 |
| Instrument | 2022-090102 |
| Name | LADERA LENDING INC |
|---|---|
| Type | Mortgage Company |
| Address | LADERA RANCH, CA 92694 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 571 GONZALEZ ST, TRACY, CA 95376-5424 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2021 |
| Title Company | UNISOURCE |
| Name | Verified Name |
|---|---|
| Address | 571 GONZALEZ ST, TRACY, CA 95376-5424 |
| Document Number | 0000151067 |
|---|---|
| Date | Sep 9, 2021 |
| Instrument | 2021-151067 |
| Name | LADERA LENDING INC |
|---|---|
| Type | Mortgage Company |
| Address | LADERA RANCH, CA 92694 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 571 GONZALEZ ST, TRACY, CA 95376-5424 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Title Company | UNISOURCE TITLE INSURANCE IR |
| Name | Verified Name |
|---|---|
| Address | 571 GONZALEZ ST, TRACY, CA 95376-5424 |
| Document Number | 0000011163 |
|---|---|
| Date | Feb 1, 2019 |
| Instrument | 2019-011163 |
| Name | TCF NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57106 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jan 23, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 571 GONZALEZ ST, TRACY, CA 95376-5424 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | UNISOURCE TITLE INS IRVINE |
| Name | Verified Name |
|---|
| Document Number | 0000128041 |
|---|---|
| Date | Nov 2, 2017 |
| Instrument | 2017-128041 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Government Agency |
| Address | PARSIPPANY, NJ 07054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 571 GONZALEZ ST, TRACY, CA 95376-5424 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | UNISOURCE |
| Name | Verified Name |
|---|---|
| Address | 571 GONZALEZ ST, TRACY, CA 95376-5424 |
| Document Number | 0000138492 |
|---|---|
| Date | Oct 16, 2020 |
| Instrument | 2020-138492 |
| Name | LADERA LENDING INC |
|---|---|
| Type | Mortgage Company |
| Address | LADERA RANCH, CA 92694 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 571 GONZALEZ ST, TRACY, CA 95376-5424 |
| Document Number | 0000036951 |
| Instrument Date | Mar 6, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 30, 2020 |
| Title Company | UNISOURCE |
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 571 GONZALEZ ST TRACY CA 953765424, TRACY, CA 95376-5424 |
| Document Number | 0000036951 |
|---|---|
| Date | Mar 24, 2020 |
| Instrument | 36951 |
| Name | LADERA LNDG |
|---|---|
| Address | LADERA RANCH, CA 92694 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 23, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 571 GONZALEZ ST, TRACY, CA 95376-5424 |
| Document Number | 0000092943 |
| Instrument Date | Aug 15, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 10, 2019 |
| Title Company | UNISOURCE |
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 571 GONZALEZ ST TRACY CA 953765424, TRACY, CA 95376-5424 |
| Document Number | 0000092943 |
|---|---|
| Date | Aug 27, 2019 |
| Instrument | 92943 |
| Name | LADERA LNDG |
|---|---|
| Address | LADERA RANCH, CA 92694 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 26, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 571 GONZALEZ ST, TRACY, CA 95376-5424 |
| Document Number | 0000011162 |
| Instrument Date | Jan 26, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 14, 2019 |
| Title Company | UNISOURCE |
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 571 GONZALEZ ST TRACY CA 953765424, TRACY, CA 95376-5424 |
| Document Number | 0000011162 |
|---|---|
| Date | Feb 1, 2019 |
| Instrument | 11162 |
| Name | LADERA LNDG |
|---|---|
| Address | LADERA RANCH, CA 92694 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 31, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 571 GONZALEZ ST, TRACY, CA 95376-5424 |
| Document Number | 0000079610 |
| Instrument Date | Jul 5, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 26, 2017 |
| Title Company | GREEN COUNTY TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 571 GONZALEZ ST TRACY CA 953765424, TRACY, CA 95376-5424 |
| Document Number | 0000079610 |
|---|---|
| Date | Jul 14, 2017 |
| Instrument | 79610 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVING, TX 75063 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 13, 2047 |
Source: San Joaquin County assessment roll, as of September 24, 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Tracy City |
| Unified School District | Tracy Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,251.00 (+0.15%) | ||
| 2025 | $3,246.00 (+10.03%) Homeowner's exemption | $269,038 (+4.04%) Land $66,617 Building $202,421 | |
| 2023 | $2,950.00 (+2.15%) Homeowner's exemption | $258,592 Land $64,031 Building $194,561 | $587,700 |
| 2022 | $2,888.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF TRACY serves 98,215 people · EPA ID CA3910011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 453 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Matrix Broadband Fixed Wireless | 600 / 120 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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