5709 Tortoise Pl, Apollo Beach, FL 33572 Property Records

Hillsborough County property record for 5709 Tortoise Pl, Apollo Beach, FL 33572

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,627 sqft · built 2006
Lot Size	0.159 acres (6,905 sqft)
Owner	2 Individual Names on Record
Last Sale	$505,000 (Oct 2020)
Tax Bill	$14,994 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`054191-1288`

Property Details

APN / Parcel Number

Primary APN	`054191-1288`
Alternative APN	`U29311971Y000031000280`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,627 sqft Living Area
Gross Area	3,845 sqft
1st Floor Area	1,552 sqft
Upper Floors Area	1,075 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2016
Architectural Style	Contemporary
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	6,905 sqft (0.159 acres)
Lot Dimensions	115 ft deep x 60 ft wide
View / Lot	Canal/Waterfront
Garage Type	Attached
Garage Area	468 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	750 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0541911288
Street Address	5709 TORTOISE PL
City	APOLLO BEACH
State	FL
Zip	33572-3356
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	MIRABAY PHASE 3B-2 LOT 28 BLOCK 31
Legal Range	19E
Legal Township	31S
Legal Section	29
Legal Subdivision	MIRABAY PHASE 3B-2
Legal Phase	3B-2
Legal Tract	71Y
Legal Block	31
Legal Lot Number	28
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	RUSKIN
Census Block Group	1
Census Block	1023
Census Tract	14118

Owner

Source: Hillsborough County records, as of September 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5709 TORTOISE PL, APOLLO BEACH, FL 33572-3356
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 12, 2020 · Amount on Record
Deed Sale	Oct 12, 2020 · Amount on Record
Prior Sale	Feb 24, 2015 · Amount on Record
Deed Document Number	2020418964
Prior Transfer Date	Feb 9, 2010
Prior Transfer Doc	0000050048
Record Updated	Oct 29, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Oct 12, 2020
Property Address	5709 TORTOISE PL, APOLLO BEACH, FL 33572-3356
Document Number	0000418964
Map Reference	MB 98 PG 54-67
Instrument Date	Sep 29, 2020
Instrument	2020418964
Transaction Type	Transfer
Record Updated	Jan 3, 2022
Title Company	PARAMOUNT TITLE II

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,535.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	92 HERITAGE DR, 92, TEWKSBURY, MA 01876-2763

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5709 TORTOISE PL, APOLLO BEACH, FL 33572-3356

Mortgage

Document Number	0000418965
Date	Oct 12, 2020
Instrument	2020418965

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 1, 2035

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$601,040 (+2.7%)	$720,997 (-2.84%) Land $298,667 Building $422,330
2025	$14,994.00 (+10.37%) Homeowner's exemption	$585,239 (+5.99%)	$742,078 (+12.38%) Land $298,667 Building $443,411
2023	$13,585.00 (+7.46%) Homeowner's exemption	$552,180 (+11.36%)	$660,334 (+33.17%) Land $248,889 Building $411,445
2022	$12,642.00 Homeowner's exemption	$495,864 Land $149,334 Building $346,530	$495,864 Land $149,334 Building $346,530

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 635 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	635 in force
Nearby Flood Claims	42 (1982–2024)
Claims Outside the SFHA	7 of 42
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Helene, Sep 2024 · 3 claims Hurricane Eta, Nov 2020 · 3 claims Hurricane Frances, Sep 2004 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20