Osceola County property record for 5709 Sundial Ter, Saint Cloud, FL 34771
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,626 sqft · built 2023 |
| Lot Size | 0.13 acres (5,662 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $500,990 (Jul 2023) |
| Tax Bill | $6,266 (2025) |
| Deeds & Mortgages | Mar 2026 Transfer Jul 2023 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-25-31-5174-0001-0030 |
| Primary APN | 10-25-31-5174-0001-0030 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,626 sqft Living Area |
| Gross Area | 3,214 sqft |
| 1st Floor Area | 1,106 sqft |
| Flooring | Carpet |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Architectural Style | L-Shape |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 5,662 sqft (0.13 acres) |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 110 sqft |
| Heating System | HVAC |
|---|
| Street Address | 5709 SUNDIAL TER |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-8485 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUNCREST PB 30 PGS 104-107 LOT 3 |
| Legal Range | 31E |
| Legal Township | 25S |
| Legal Section | 10 |
| Legal Subdivision | SUNCREST |
| Legal Lot Number | 3 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 43700 |
5709 Sundial Ter is owner-occupied and held in a trust since January 2025.
Source: Osceola County records, as of March 31, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 5709 SUNDIAL TER, SAINT CLOUD, FL 34771-8485 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 19, 2026 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Jul 3, 2023 | Special Warranty Deed, Subdivision Related Transfer DHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 3, 2023 · Amount on File |
| Deed Sale | Jul 3, 2023 · Amount on File |
| Prior Sale | Mar 24, 2022 · Amount on File |
| Deed Document Number | 202385353 |
| Deed Book / Page | 6434 / 747 |
| Last Transfer Date | Jan 29, 2025 |
| Transfer Doc | 0000012445 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Mar 19, 2026 |
| Property Address | 5709 SUNDIAL TER, SAINT CLOUD, FL 34771-8485 |
| Document Number | 0069392616 |
| Book / Page | 6939 / 2616 |
| Map Reference | MB 30 PG 104 |
| Instrument Date | Mar 17, 2026 |
| Instrument | 2026036387 |
| Transaction Type | Transfer |
| Record Updated | Mar 30, 2026 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5709 SUNDIAL TER, SAINT CLOUD, FL 34771-8485 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 5709 SUNDIAL TER, SAINT CLOUD, FL 34771-8485 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jul 3, 2023 |
| Property Address | 5709 SUNDIAL TER, SAINT CLOUD, FL 34771-8485 |
| Document Number | 0064340747 |
| Book / Page | 6434 / 747 |
| Map Reference | MB 30 PG 104-107 |
| Instrument Date | Jun 29, 2023 |
| Instrument | 2023085353 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 12, 2025 |
| Title Company | DHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC |
| Amount | Amount on Record |
|---|---|
| Tax | $3,507.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10192 DOWDEN RD, ORLANDO, FL 32832-5128 |
| Name | Verified Name |
|---|---|
| Address | 5709 SUNDIAL TER, SAINT CLOUD, FL 34771-8485 |
The 2025 property tax bill for 5709 Sundial Ter was $6,266, up 1.7% from the year before.
Source: Osceola County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,266.00 (+1.74%) | $441,700 Land $80,000 Building $361,700 | $441,700 Land $80,000 Building $361,700 |
| 2024 | $6,159.00 (+254.37%) | ||
| 2023 | $1,738.00 (+55.46%) | $80,000 (-) Land $80,000 | $80,000 (-) Land $80,000 |
| 2022 | $1,118.00 | $80,000 Land $80,000 | $80,000 Land $80,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 5709 Sundial Ter in Zone X, an area of minimal flood risk, though there have been 18 flood claims nearby since 2004.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 330 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 330 in force |
| Nearby Flood Claims | 18 (2004–2022) |
| Claims Outside the SFHA | 1 of 18 |
| Most Recent Claim | Oct 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5709 Sundial Ter is high, ranking above 79% of the US, with a 0.7% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 79% of the US · above 67% of Florida |
|---|---|
| Wildfire Likelihood | 0.7% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOHO WATER AUTHORITY-POINCIANA SYSTEM public/private · serves 69,447 people · EPA ID FL3494429 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Hotwire Communications, Xfinity.
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