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5709 Sunbonnet Way, Saint Cloud, FL 34771 Property Records

Osceola County property record for 5709 Sunbonnet Way, Saint Cloud, FL 34771

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 2,626 sqft · built 2023
Lot Size0.13 acres (5,662 sqft)
Owner2 Individual Names on Record
Last Sale$504,990 (Apr 2023)
Tax Bill$6,793 (2025)
Deeds & MortgagesApr 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN10-25-31-5174-0001-1140

Property Details

APN / Parcel Number

Primary APN10-25-31-5174-0001-1140
Alternative APN
  • 253110517400011140

Interior

Bedrooms5 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,626 sqft Living Area
Gross Area3,148 sqft
1st Floor Area1,106 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Architectural StyleL-Shape
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area5,662 sqft (0.13 acres)
Garage TypeAttached
Garage Area462 sqft
PorchFinished/Open Porch
Porch Area44 sqft

Utilities, Heating & Cooling

Heating SystemHVAC

Location & Zoning

Street Address5709 SUNBONNET WAY
CitySAINT CLOUD
StateFL
Zip34771-8487
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUNCREST PB 30 PGS 104-107 LOT 114
Legal Range31E
Legal Township25S
Legal Section10
Legal SubdivisionSUNCREST
Legal Lot Number114
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1013
Census Tract43700

Owner

Source: Osceola County records, as of March 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address5709 SUNBONNET WAY, SAINT CLOUD, FL 34771-8487
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 5, 2023 · Amount on Record
Deed SaleApr 5, 2023 · Amount on Record
Deed Document Number202338772
Deed Book / Page6382 / 1636
Record UpdatedJun 8, 2026

April 2023: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateApr 5, 2023
Property Address5709 SUNBONNET WAY, SAINT CLOUD, FL 34771-8487
Document Number0063821636
Book / Page6382 / 1636
Map ReferenceMB 30 PG 104-107
Instrument DateMar 31, 2023
Instrument2023038772
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 12, 2025
Title CompanyDHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,535.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10192 DOWDEN RD, ORLANDO, FL 32832-5128

Transferred To (Grantee/Buyer)

NameVerified Name
Address5709 SUNBONNET WAY, SAINT CLOUD, FL 34771-8487

Mortgage

Document Number0063821637
DateApr 5, 2023
Instrument6382/1637
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2053

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,793.00 (+1.74%)$438,900 (+448.63%) Land $80,000 Building $358,900$438,900 (+448.63%) Land $80,000 Building $358,900
2024$6,677.00 (+284.18%)
2023$1,738.00 (+55.46%)$80,000 (-) Land $80,000$80,000 (-) Land $80,000
2022$1,118.00$80,000 Land $80,000$80,000 Land $80,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 330 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies330 in force
Nearby Flood Claims18 (2004–2022)
Claims Outside the SFHA1 of 18
Most Recent ClaimOct 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Oct 2022 · 2 claims
  • Hurricane Ian, Sep 2022 · 5 claims
  • Hurricane Frances, Sep 2004 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 79% of the US · above 67% of Florida
Wildfire Likelihood0.7% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOHO WATER AUTHORITY-POINCIANA SYSTEM
public/private · serves 69,447 people · EPA ID FL3494429
Water SourceGroundwater
Last State InspectionMar 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Spectrum
Fiber		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

May also be available: Hotwire Communications, Xfinity.

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